Irondale Auto Insurance Rates, Quotes, Agents & Reviews in GA

Irondale, GA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Irondale, GA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Irondale, GA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Irondale, GA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Irondale, GA with that of other cities in and around Irondale.

Irondale Fayetteville Lovejoy Riverdale Morrow Clayton County
Average Insurance Rates $1,577 $1,613 $1,578 $1,566 $1,592 $1,576

Irondale, GA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Irondale, GA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Irondale $1,466 $1,238
Jonesboro $1,695 $1,432
Bonanza $1,679 $1,418
Lovejoy $1,310 $1,107
Clayton County $1,623 $1,371
Fayetteville $1,048 $885
Riverdale $1,613 $1,362
Morrow $1,064 $899

Irondale, GA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Irondale, GA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,117
20 Years $2,026
30 Years $1,561
40 Years $1,502
50 Years $1,391
60 Years $1,410
70 Years $1,641

Irondale, GA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Irondale, GA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,712 $442
3 Vehicles $4,069 $662
4 Vehicles $5,425 $883

Savings on 2 Vehicles bundle:$442

Savings on 3 Vehicles bundle:$662

Savings on 4 Vehicles bundle:$883


Irondale, GA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Irondale, GA.

Location Average Insurance Cost Post DUI Insurance Rate
Irondale $1,577 $2,883
Jonesboro $1,595 $2,916
Bonanza $1,568 $2,866
Lovejoy $1,578 $2,885
Clayton County $1,576 $2,881
Fayetteville $1,613 $2,949
Riverdale $1,566 $2,863
Morrow $1,592 $2,910

Irondale, GA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,353
Excellent (740-799) $1,544
Good (670-739) $1,643
Average (580-669) $2,144
Poor (300-579) $2,572

Irondale, GA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Zan Mcbride State Farm 286 Highway 314 Ste B, Fayetteville, 30214-7831 770-460-0836
Faye Rosser State Farm 6618 Highway 85, Riverdale, 30274-2347 770-997-7080
Will Walton Allstate 351 Upper Riverdale Rd Ste C, Jonesboro, 30236 (404) 438-6679
Vickie Martin Garrard State Farm 145 Georgia Ave E, Fayetteville, 30214-1615 770-461-3544
Sabarrier Eckward Farmers 50 Hurt Plz SE Ste 910, Atlanta, 30303 (770) 628-0135
Paul James State Farm 5988 Highway 42 Ste 1, Rex, 30273-1068 770-474-2990
Deandre Mathis State Farm 1687 Candler Rd., Decatur, 30032 678-705-1935
Jared Mula State Farm 4300 Pace Fy Rd SE Ste 359, Atlanta, 30339-5729 770-874-3325
First Priority Insurance Agency Travelers 1510 S LAKE PKWY STE 1H, MORROW, 30260 678-369-6200
Glen Monroe State Farm 1875 Old Alabama Rd Ste 310, Roswell, 30076-2261 770-998-1464
Pointenorth Insurance Group Llc Liberty Mutual Independent 3480 PRESTON RIDGE RD STE 100, ALPHARETTA, 30005 (770) 674-3000

Irondale, GA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$69 $1,646
Driver's Failure In Showing Documents +$153 $1,730
Driving With An Expired Registration +$162 $1,739
Driving At A Considerably Slow Pace +$342 $1,919
Using A Cellphone While Driving +$361 $1,938
Running A Red Light +$367 $1,944
Speeding +$386 $1,963
Driving A Vehicle Without The Required Permission +$490 $2,067
Driving With An Expired/Suspended License +$1,063 $2,640

Irondale, GA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,514
Active Disabling Device $1,514
Tracking Device $1,482
Passive Disabling Device $1,467