Irrigon Auto Insurance Rates, Quotes, Agents & Reviews in OR

Irrigon, OR Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Irrigon, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Irrigon, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Irrigon, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Irrigon, OR with that of other cities in and around Irrigon.

Irrigon Umatilla South Benton Echo Hermiston Hermiston-Umatilla
Average Insurance Rates $1,366 $1,375 $1,196 $1,370 $1,394 $1,392

Irrigon, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Irrigon, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Irrigon $1,931 $1,631
South Benton $1,232 $1,041
Umatilla $1,622 $1,370
Hermiston $1,998 $1,688
Hermiston-Umatilla $1,097 $927
Boardman $1,509 $1,275
Stanfield $2,776 $2,345
Echo $1,385 $1,170

Irrigon, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Irrigon, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,432
20 Years $1,755
30 Years $1,352
40 Years $1,301
50 Years $1,205
60 Years $1,221
70 Years $1,422

Irrigon, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Irrigon, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,404 $328
3 Vehicles $3,606 $492
4 Vehicles $4,808 $656

Savings on 2 Vehicles bundle:$328

Savings on 3 Vehicles bundle:$492

Savings on 4 Vehicles bundle:$656

Irrigon, OR Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Irrigon, OR.

Location Average Insurance Cost Post DUI Insurance Rate
Irrigon $1,366 $2,043
South Benton $1,196 $1,920
Umatilla $1,375 $2,057
Hermiston $1,394 $2,085
Hermiston-Umatilla $1,392 $2,082
Boardman $1,385 $2,072
Stanfield $1,373 $2,054
Echo $1,370 $2,049

Irrigon, OR Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,172
Excellent (740-799) $1,338
Good (670-739) $1,423
Average (580-669) $1,857
Poor (300-579) $2,228

Irrigon, OR Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Simmons Insurance Group Travelers 702 MAIN ST, HERMISTON, 97838 541-567-6271
Nate Conklin State Farm 395 E Highland Ave, Hermiston, 97838-2608 541-567-1551
Joanna Hayden Farmers 750 W Hermiston Ave Ste 3, Hermiston, 97838 (541) 289-3276
Dell Ray Zimmer Farmers 911 N 1st St, Hermiston, 97838 (541) 567-5745
Luann Davison State Farm 1055 S Highway 395 Ste 343, Hermiston, 97838-6931 541-567-5252
The Simmons Financial Group Liberty Mutual Independent 202 N MAIN ST, BOARDMAN, 97818 (541) 481-8000
Wheatland Ins Center, Inc Liberty Mutual Independent 600 E Main St, Hermiston, 97838 None

Irrigon, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$60 $1,426
Driver's Failure In Showing Documents +$133 $1,499
Driving With An Expired Registration +$141 $1,507
Driving At A Considerably Slow Pace +$296 $1,662
Using A Cellphone While Driving +$313 $1,679
Running A Red Light +$318 $1,684
Speeding +$335 $1,701
Driving A Vehicle Without The Required Permission +$425 $1,791
Driving With An Expired/Suspended License +$921 $2,287

Irrigon, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,311
Active Disabling Device $1,311
Tracking Device $1,284
Passive Disabling Device $1,270