Irvine, CA Auto Insurance Rates
Irvine, CA residents can save $540 by comparing multiple quotes & reading reviews & research on Irvine car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $934 | $1351 | $1946 |
Latest Auto Insurance Reviews in Irvine, California
Geico
Geico is also our car insurance company and their customer service is excellent. I've never had any issue with getting assistance whenever I have called them.
Geico is also our car insurance company and their customer service is excellent. I've never had any issue with getting assistance whenever I have called them.
State Farm
Overall, I would highly recommend Sate Farm before you get other quotes. They might be a little higher, but the CS and policy coverage make up for this. Very much worth it .
Overall, I would highly recommend Sate Farm before you get other quotes. They might be a little higher, but the CS and policy coverage make up for this. Very much worth it .
Progressive
Hihgly they are easily the best coverage in the state. They will indeed cost more but when you compare everything on a line by line basis you can see easily how they come out on top.
Hihgly they are easily the best coverage in the state. They will indeed cost more but when you compare everything on a line by line basis you can see easily how they come out on top.
Geico
I have been using their company for my car insurance for a long time. their customer service is great, they answer back in time.
I have been using their company for my car insurance for a long time. their customer service is great, they answer back in time.
Farmer's Insurance
About the premium and deductible of your policy compared to the other car insurance companies for the same coverage this is responsible for offering the customer an incredible service at the time of providing their services
About the premium and deductible of your policy compared to the other car insurance companies for the same coverage this is responsible for offering the customer an incredible service at the time of providing their services
Geico
I would definitely recommend GEICO for car insurance -- especially for people with young drivers or people who are trying to fit within a certain monthly insurance budget.
I would definitely recommend GEICO for car insurance -- especially for people with young drivers or people who are trying to fit within a certain monthly insurance budget.
Allstate
I would highly recommend Allstate to anyone who wants to have great coverage and deal with an agent who is helpful.
I would highly recommend Allstate to anyone who wants to have great coverage and deal with an agent who is helpful.
Geico
Definitely would recommend Geico to anyone looking for car insurance. Great company good functional phone app.
Definitely would recommend Geico to anyone looking for car insurance. Great company good functional phone app.
Nationwide
Nationwide's safe driver discount is a great tool. Their premiums can get a bit steep if you ever do end up in an accident and that can cancel out how great the deductibles are sometimes.
Nationwide's safe driver discount is a great tool. Their premiums can get a bit steep if you ever do end up in an accident and that can cancel out how great the deductibles are sometimes.
The Hartford
In my mind the policy offerings are probably more than most small providers and probably average compared to large insurance carriers. As long as I am happy, I will stick with the current insurance company.
In my mind the policy offerings are probably more than most small providers and probably average compared to large insurance carriers. As long as I am happy, I will stick with the current insurance company.
The Hartford
In my mind the policy offerings are probably more than most small providers and probably average compared to large insurance carriers. As long as I am happy, I will stick with the current insurance company.
In my mind the policy offerings are probably more than most small providers and probably average compared to large insurance carriers. As long as I am happy, I will stick with the current insurance company.
Geico
I don't really think about my car insurance too hard. I like that they're consistent and reliable when I need them.
I don't really think about my car insurance too hard. I like that they're consistent and reliable when I need them.
Geico
I like that they had the best price for the coverage offered, and that they are financially secure, and far less liberal in politics then Progressive.
I like that they had the best price for the coverage offered, and that they are financially secure, and far less liberal in politics then Progressive.
Fred Loya Insurance
I do like this company. They offer me the insurance I need for a price that I'm willing to pay for a car like mine.
I do like this company. They offer me the insurance I need for a price that I'm willing to pay for a car like mine.
Nationwide
I used to have a different company who raised rates considerably when my young adult son began to drive. Frustrated with that I moved to another company through AARP that lowered significantly our rates. But then I obtained a motorcycle that found that that company didn't cover motorcycles. I switched to my current company because they kept rates low and covered the motorcycle. Rates were almost 1/2 of what I had before.
I used to have a different company who raised rates considerably when my young adult son began to drive. Frustrated with that I moved to another company through AARP that lowered significantly our rates. But then I obtained a motorcycle that found that that company didn't cover motorcycles. I switched to my current company because they kept rates low and covered the motorcycle. Rates were almost 1/2 of what I had before.
Esurance
The premium I am charged with esurance is great. I know I am getting a great deal. I shopped around before choosing esurance, and esurance was the best choice for me and my family.
The premium I am charged with esurance is great. I know I am getting a great deal. I shopped around before choosing esurance, and esurance was the best choice for me and my family.
Progressive
I think all insurance companies are the same. I dont think they are different, the only difference is the cost.
I think all insurance companies are the same. I dont think they are different, the only difference is the cost.
The Hartford
Reduced rates for taking drivers training course they provide.
Reduced rates for taking drivers training course they provide.
Allstate
Overall, All-State is a great company. I would recommend anyone to use it. Farmer's may be the premier insurance company, but I have found that All State can do everything that Farmer's does, but at a cheaper price. I love my agent and I would recommend him to anyone.
Overall, All-State is a great company. I would recommend anyone to use it. Farmer's may be the premier insurance company, but I have found that All State can do everything that Farmer's does, but at a cheaper price. I love my agent and I would recommend him to anyone.
Farmers Auto Insurance, Irvine, CA
$58/1 month
Car Insurance Policy Holder
- Single 28 Years old Male licensed 9 years ago with Own Lexus GX460 Premium used for Business with estimated annual mileage of 6,001 - 7,500.
- high school education & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 20 K Property Damage
- 50 K Personal Injury Protection
- 15 K Uninsured Motorists Bodily Injury
- 30 K Uninsured Motorists Property Damage
Irvine Car Insurance Rate Comparisons
Irvine, CA's average car insurance of $1351 differs from Costa Mesa, CA (+$8), Tustin, CA (-$27), Aliso Viejo, CA (-$111) and California (+$468)
| Irvine | Costa Mesa, CA | Tustin, CA | Aliso Viejo, CA | California | |
| Median Insurance Rates | $1351 | +$8 | -$27 | -$111 | +$468 |
Irvine Car Insurance Savings By Neighborhood & Street Area
| Irvine Driver Street Residence & Car Locations | Car Details in Irvine | Irvine Driver Demographics | Irvine Auto Insurance Estimates | Recent Irvine Insurance Savings |
|---|---|---|---|---|
| Lemon Heights | ||||
| Bridger | 2005 Buick Rendezvous CXL | 17 year teenager | $2951 | $473 |
| Sleeper Ave | 2011 Hyundai Sonata GLS | 38 year woman | $1281 | $333 |
| Serrano Place | ||||
| Owens Lake Cir | 2002 Chevrolet Silverado K2500 Heavy Duty | 17 year female teenager | $2740 | $400 |
| Ticonderoga Ln | 2010 Mazda Mazda3 s Sport | 34 year married man | $1560 | $774 |
| San Joaquin Hills | ||||
| Brigmore Aisle | 2011 Kia Sorento LX | 82 year senior | $1263 | $942 |
| Sevenoaks | 2010 Ford Fusion SE | 37 year married woman | $1166 | $674 |
| Laguna Hills Mobile Home Estates | ||||
| Cmt Pacifico | 2009 Chrysler 300 Touring | 72 year female senior | $1446 | $824 |
| Pina | 2010 Toyota Prius I | 18 year male teenager | $2618 | $396 |
| Browning | ||||
| Via Corella | 2010 Nissan Rogue SL | 28 year man | $1625 | $326 |
| Cll Lamancha | 2013 Honda Civic LX | 74 year male senior | $1222 | $908 |
Irvine Post DUI Car Insurance Rates
| Irvine | Fountain Valley | Laguna Woods | Laguna Niguel | California | |
| Median Post DUI Insurance Rate | $2512 | +$164 | +$2193 | -$130 | +$871 |
| Male Teenager Post DUI Insurance Rate | $5477 | +$357 | +$4780 | -$284 | +$1897 |
| Female Teenager Post DUI Insurance Rate | $5451 | +$355 | +$4760 | -$283 | +$1890 |
The Post DUI insurance in Irvine, CA's is $2512 compared to Fountain Valley (+$164), Laguna Woods (+$2193), Laguna Niguel (-$130) and California (+$871)
In Irvine, a male teenager with Post DUI pays $26 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2002 Chevrolet Silverado K2500 Heavy Duty in Irvine, CA would pay $5120 on auto insurance while a female teenager POST DUI would pay $5096.
Irvine Car Insurance by Segment
Irvine Teenagers Car Insurance Rates Comparison
19939 Irvine Teenagers (9% of total population), 48% Male & 52% Female.
| Irvine | Central Coast | Santa Ana | Aliso Viejo | California | |
| All Teenagers | $2945 | +$2243 | +$233 | -$242 | +$1020 |
| Male Teenager | $2945 | +$2243 | +$233 | -$242 | +$1020 |
| Female Teenager | $2931 | +$2233 | +$232 | -$241 | +$1016 |
Irvine teenagers pay $2945 in insurance in contrast with Central Coast (+$2243), Santa Ana (+$233), Aliso Viejo (-$242) and California (+$1020). The difference between Male & Female teenagers in Irvine is $14
Example
- 2012 Jeep Wrangler Sport Male Teenager Insurance Rate $2581
- 2009 Acura TSX Base Female Teenager Insurance Rate $2862
Irvine Men & Women Car Insurance
213880 Irvine Adults (100% of total population), 50% Men & 50% Women.
| Irvine | Laguna Woods | Laguna Beach | Anaheim-Santa Ana-Garden Grove | California | |
| All Women | $1310 | +$1144 | +$1124 | +$115 | +$454 |
| Married Women | $1269 | +$1109 | +$1090 | +$112 | +$440 |
| All Men | $1715 | +$1498 | +$1472 | +$151 | +$595 |
| Married Men | $1634 | +$1427 | +$1403 | +$144 | +$566 |
The typical insurance rate of $1715 that Irvine Men pay varies from Laguna Woods (+$1498), Laguna Beach (+$1472), Anaheim-Santa Ana-Garden Grove (+$151) and California (+$595). In Irvine, married men pay $365 more than married women.
Example
- 2014 Dodge Journey SXT Married Men Insurance Rate $1552
- 2010 Cadillac DTS Premium Collection Married Women Insurance Rate $1822
Irvine Senior Car Insurance
28238 Irvine Seniors (13% of total population), 45% Senior Men & 55% Senior Women.
| Irvine | Fountain Valley | Orange | Anaheim-Santa Ana-Garden Grove | California | |
| All Seniors | $1432 | +$93 | -$17 | +$126 | +$496 |
| Senior Men | $1405 | +$91 | -$17 | +$123 | +$486 |
| Senior Women | $1459 | +$95 | -$18 | +$128 | +$505 |
Irvine seniors pay $1432 in insurance compared to Fountain Valley (+$93), Orange (-$17), Anaheim-Santa Ana-Garden Grove (+$126) and California (+$496). In Irvine, senior men pay $54 less than senior women.
Irvine Car Insurance Discounts for Multiple Vehicles
Irvine Population with 1 Vehicle 25057 (32% of Irvine population), 2 Vehicles 36526 (47% of the Irvine population) and 3 vehicles 9906 (13% of the population)
| Irvine | Tustin | Anaheim-Santa Ana-Garden Grove | Laguna Niguel | California | |
| 2 Vehicles | $2567 | -$51 | +$226 | -$133 | +$890 |
| 3 Vehicles | $3918 | -$78 | +$345 | -$203 | +$1358 |
| 4 Vehicles | $5269 | -$105 | +$464 | -$273 | +$1826 |
Irvine Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ford, Fiesta SE | $500 | $1330 | $1830 | $1240 | $1740 | $90 |
| Honda, CR-V EX | $1500 | $1320 | $1820 | $1260 | $2760 | $-940 |
| Chevrolet, Silverado 1500 Work Truck | $1000 | $1360 | $1860 | $1250 | $2250 | $-390 |
| Chevrolet, Corvette | $200 | $1480 | $1680 | $1400 | $1600 | $80 |
| Toyota, Camry XLE | $300 | $1310 | $1610 | $1220 | $1520 | $90 |