Jackson Auto Insurance Rates, Quotes, Agents & Reviews in MS

Jackson, MS Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Jackson, MS, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Jackson, MS are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Jackson, MS Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Jackson, MS with that of other cities in and around Jackson.

Jackson Flowood Clinton Richland Cleary Byram
Average Insurance Rates $1,307 $1,693 $1,650 $1,604 $1,596 $1,621

Jackson, MS Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Jackson, MS based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Jackson $1,051 $887
Richland $1,501 $1,268
Pearl $1,252 $1,058
Clinton $1,724 $1,456
Flowood $1,090 $920
Ridgeland $1,738 $1,468
Byram $1,712 $1,446
Cleary $1,959 $1,655

Jackson, MS Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Jackson, MS usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,241
20 Years $1,679
30 Years $1,293
40 Years $1,245
50 Years $1,152
60 Years $1,169
70 Years $1,360

Jackson, MS Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Jackson, MS can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,248 $366
3 Vehicles $3,372 $549
4 Vehicles $4,496 $732

Savings on 2 Vehicles bundle:$366

Savings on 3 Vehicles bundle:$549

Savings on 4 Vehicles bundle:$732

Jackson, MS Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Jackson, MS.

Location Average Insurance Cost Post DUI Insurance Rate
Jackson $1,307 $2,168
Richland $1,604 $2,660
Pearl $1,596 $2,647
Clinton $1,650 $2,736
Flowood $1,693 $2,808
Ridgeland $1,687 $2,798
Byram $1,621 $2,688
Cleary $1,596 $2,647

Jackson, MS Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,121
Excellent (740-799) $1,280
Good (670-739) $1,362
Average (580-669) $1,777
Poor (300-579) $2,132

Jackson, MS Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Melody Johnson State Farm 1855 Lakeland Dr Ste A20, Jackson, 39216-4940 601-981-6230
Angel Garrison Allstate 200 Riverwind Dr Ste 105, Pearl, 39208 (601) 398-9282
Maurice Carson Allstate 1625 E County Line Rd Ste 530, Jackson, 39211 (601) 898-0091
The Clark Group Insurance Inc Nationwide 624 Ridgewood Rd STE B, Ridgeland, 39157 (601) 213-4223
Doyle Hays Allstate 9 Lakeland Cir, Jackson, 39216 (601) 362-4000
Gathings Insurance Partners None 309 Newpointe Dr., Ridgeland, 39157 None
Hub International Gulf South Liberty Mutual Independent 301 Newpointe Dr, Ridgeland, 39157 None
Clyde C Scott Insurance Agency Inc Travelers 4744 I-55 NORTH, JACKSON, 39211 601-362-6911
Anthony (Tony) Puckett Allstate 201B Highway 51, Ridgeland, 39157 (601) 856-9550
Houston Ward Allstate 4331 Lakeland Dr, Flowood, 39232 (601) 664-6565
Iii-Pyron Group Inc Travelers 1647 LAKELAND DR, JACKSON, 39216 601-362-9004
Southgroup Insurance & Financial Services Llc Travelers 795 Woodlands Pkwy, Suite 101, Ridgeland, 39157 (601) 974-3407

Jackson, MS Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$58 $1,365
Driver's Failure In Showing Documents +$127 $1,434
Driving With An Expired Registration +$135 $1,442
Driving At A Considerably Slow Pace +$284 $1,591
Using A Cellphone While Driving +$299 $1,606
Running A Red Light +$305 $1,612
Speeding +$320 $1,627
Driving A Vehicle Without The Required Permission +$406 $1,713
Driving With An Expired/Suspended License +$881 $2,188

Jackson, MS Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,255
Active Disabling Device $1,255
Tracking Device $1,229
Passive Disabling Device $1,216

Latest Auto Insurance Reviews in Jackson, MS | Back to Top

State Farm
I would recommend State Farm for car insurance. They seem just fine and I'm not sad that I switched my account over to them. So far I'm happy.
State Farm
State Farms policy seems to be just as fair and comparable as any other company here.
Much better than other companies. Other companies are either overpriced or their services do not compare to services provided by my company.
Allstate provides my car insurance too so what I've written above would apply here as well. They've been very good and paid a couple of claims I've had in the past.
Allstate provides my car insurance too so what I've written above would apply here as well. They've been very good and paid a couple of claims I've had in the past.
State Farm
State Farm, compared to other insurance companies I've looked into, has supplied the best premium and rates for my coverage. I am very happy with the student discount they have given me while being in college.
Actually I like everything that this company offers, both the services and the attention they provide and their accessible prices
I have a great premium compared to other insurance companies with comparable products that have more expensive pricing. I believe it is very fair.
I like that I can online chat with a customer service representative at any time. I can also get instant quotes in regards to altering my policy already established with the company.
They got pretty quickly on the phone. I didn't have to wait very long on hold to get access to an agent. They aren't available in person but online and via phone are both easier and better options anyways.