Jackson, MS Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Jackson, MS, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Jackson, MS are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Jackson, MS Auto Insurance Rates
- Jackson, MS Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Jackson, MS
- Multi Vehicle Insurance Savings in Jackson, MS
- How Credit Score Affects Car Insurance Rates in Jackson, MS
- How DUI Affects Auto Insurance Premiums in Jackson, MS
- Top Auto Insurance Agents Near Jackson, MS
- How Driving Violations Affect Auto Insurance Rates in Jackson, MS
- Jackson, MS Auto Insurance Discounts on Anti Theft Feature
- Jackson, MS Auto Insurance Company Reviews
Jackson, MS Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Jackson, MS with that of other cities in and around Jackson.
| Jackson | Flowood | Clinton | Richland | Cleary | Byram | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,307 | $1,693 | $1,650 | $1,604 | $1,596 | $1,621 |
Jackson, MS Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Jackson, MS based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Jackson | $1,051 | $887 |
| Richland | $1,501 | $1,268 |
| Pearl | $1,252 | $1,058 |
| Clinton | $1,724 | $1,456 |
| Flowood | $1,090 | $920 |
| Ridgeland | $1,738 | $1,468 |
| Byram | $1,712 | $1,446 |
| Cleary | $1,959 | $1,655 |
Jackson, MS Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Jackson, MS usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $4,241 |
| 20 Years | $1,679 |
| 30 Years | $1,293 |
| 40 Years | $1,245 |
| 50 Years | $1,152 |
| 60 Years | $1,169 |
| 70 Years | $1,360 |
Jackson, MS Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Jackson, MS can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,248 | $366 |
| 3 Vehicles | $3,372 | $549 |
| 4 Vehicles | $4,496 | $732 |
Savings on 2 Vehicles bundle:$366
Savings on 3 Vehicles bundle:$549
Savings on 4 Vehicles bundle:$732
Jackson, MS Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Jackson, MS.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Jackson | $1,307 | $2,168 |
| Richland | $1,604 | $2,660 |
| Pearl | $1,596 | $2,647 |
| Clinton | $1,650 | $2,736 |
| Flowood | $1,693 | $2,808 |
| Ridgeland | $1,687 | $2,798 |
| Byram | $1,621 | $2,688 |
| Cleary | $1,596 | $2,647 |
Jackson, MS Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,121 |
| Excellent (740-799) | $1,280 |
| Good (670-739) | $1,362 |
| Average (580-669) | $1,777 |
| Poor (300-579) | $2,132 |
Jackson, MS Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Melody Johnson | State Farm | 1855 Lakeland Dr Ste A20, Jackson, 39216-4940 | 601-981-6230 |
| Angel Garrison | Allstate | 200 Riverwind Dr Ste 105, Pearl, 39208 | (601) 398-9282 |
| Maurice Carson | Allstate | 1625 E County Line Rd Ste 530, Jackson, 39211 | (601) 898-0091 |
| The Clark Group Insurance Inc | Nationwide | 624 Ridgewood Rd STE B, Ridgeland, 39157 | (601) 213-4223 |
| Doyle Hays | Allstate | 9 Lakeland Cir, Jackson, 39216 | (601) 362-4000 |
| Gathings Insurance Partners | None | 309 Newpointe Dr., Ridgeland, 39157 | None |
| Hub International Gulf South | Liberty Mutual Independent | 301 Newpointe Dr, Ridgeland, 39157 | None |
| Clyde C Scott Insurance Agency Inc | Travelers | 4744 I-55 NORTH, JACKSON, 39211 | 601-362-6911 |
| Anthony (Tony) Puckett | Allstate | 201B Highway 51, Ridgeland, 39157 | (601) 856-9550 |
| Houston Ward | Allstate | 4331 Lakeland Dr, Flowood, 39232 | (601) 664-6565 |
| Iii-Pyron Group Inc | Travelers | 1647 LAKELAND DR, JACKSON, 39216 | 601-362-9004 |
| Southgroup Insurance & Financial Services Llc | Travelers | 795 Woodlands Pkwy, Suite 101, Ridgeland, 39157 | (601) 974-3407 |
Jackson, MS Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$58 | $1,365 |
| Driver's Failure In Showing Documents | +$127 | $1,434 |
| Driving With An Expired Registration | +$135 | $1,442 |
| Driving At A Considerably Slow Pace | +$284 | $1,591 |
| Using A Cellphone While Driving | +$299 | $1,606 |
| Running A Red Light | +$305 | $1,612 |
| Speeding | +$320 | $1,627 |
| Driving A Vehicle Without The Required Permission | +$406 | $1,713 |
| Driving With An Expired/Suspended License | +$881 | $2,188 |
Jackson, MS Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,255 |
| Active Disabling Device | $1,255 |
| Tracking Device | $1,229 |
| Passive Disabling Device | $1,216 |
Latest Auto Insurance Reviews in Jackson, MS | Back to Top
State FarmI would recommend State Farm for car insurance. They seem just fine and I'm not sad that I switched my account over to them. So far I'm happy.
State FarmState Farms policy seems to be just as fair and comparable as any other company here.
ProgressiveMuch better than other companies. Other companies are either overpriced or their services do not compare to services provided by my company.
AllstateAllstate provides my car insurance too so what I've written above would apply here as well. They've been very good and paid a couple of claims I've had in the past.
AllstateAllstate provides my car insurance too so what I've written above would apply here as well. They've been very good and paid a couple of claims I've had in the past.
State FarmState Farm, compared to other insurance companies I've looked into, has supplied the best premium and rates for my coverage. I am very happy with the student discount they have given me while being in college.
ProgressiveActually I like everything that this company offers, both the services and the attention they provide and their accessible prices
AllstateI have a great premium compared to other insurance companies with comparable products that have more expensive pricing. I believe it is very fair.
MetlifeI like that I can online chat with a customer service representative at any time. I can also get instant quotes in regards to altering my policy already established with the company.
ProgressiveThey got pretty quickly on the phone. I didn't have to wait very long on hold to get access to an agent. They aren't available in person but online and via phone are both easier and better options anyways.