Jacksonville Auto Insurance Rates, Quotes, Agents & Reviews in NC

Jacksonville, NC Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Jacksonville, NC, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Jacksonville, NC are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Jacksonville, NC Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Jacksonville, NC with that of other cities in and around Jacksonville.

Jacksonville Richlands Pumpkin Center Jacksonville Hofmann Forest Camp Lejeune
Average Insurance Rates $985 $988 $983 $985 $1,310 $1,052

Jacksonville, NC Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Jacksonville, NC based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Onslow County $2,006 $1,695
Jacksonville $1,048 $885
Half Moon $1,491 $1,260
Pumpkin Center $1,462 $1,235
Richlands $1,527 $1,290
Hofmann Forest $1,557 $1,315
Piney Green $1,220 $1,030
Camp Lejeune $1,471 $1,242

Jacksonville, NC Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Jacksonville, NC usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,196
20 Years $1,266
30 Years $975
40 Years $938
50 Years $869
60 Years $881
70 Years $1,025

Jacksonville, NC Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Jacksonville, NC can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,714 $256
3 Vehicles $2,571 $384
4 Vehicles $3,428 $512

Savings on 2 Vehicles bundle:$256

Savings on 3 Vehicles bundle:$384

Savings on 4 Vehicles bundle:$512


Jacksonville, NC Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Jacksonville, NC.

Location Average Insurance Cost Post DUI Insurance Rate
Onslow County $989 $4,056
Jacksonville $985 $4,040
Half Moon $974 $3,995
Pumpkin Center $983 $4,032
Richlands $988 $4,052
Hofmann Forest $1,310 $5,373
Piney Green $986 $4,044
Camp Lejeune $1,052 $4,315

Jacksonville, NC Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $845
Excellent (740-799) $965
Good (670-739) $1,026
Average (580-669) $1,339
Poor (300-579) $1,607

Jacksonville, NC Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$43 $1,028
Driver's Failure In Showing Documents +$96 $1,081
Driving With An Expired Registration +$101 $1,086
Driving At A Considerably Slow Pace +$214 $1,199
Using A Cellphone While Driving +$226 $1,211
Running A Red Light +$230 $1,215
Speeding +$241 $1,226
Driving A Vehicle Without The Required Permission +$306 $1,291
Driving With An Expired/Suspended License +$664 $1,649

Jacksonville, NC Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $946
Active Disabling Device $946
Tracking Device $926
Passive Disabling Device $916

Latest Auto Insurance Reviews in Jacksonville, NC | Back to Top

State Farm
My deductible is relatively low and it also offers free towing. Out of all of the companies I think State Farm is the best for the price and quality
Allstate
Allstate's coverage and pricing is quite competitive with the other national insurance companies. I have never had any doubts when it came to fulfillment of my claims.
Progressive
The policies offered by Progressive are some of the most competitively priced in the industry, especially since they insure otherwise un-insurable drivers.
State Farm
I would recommend for the fact that the teen driving discounts are achievable and that the price we pay is fair.
Progressive
The premium and the deductable is very nice for my policy and i love it very much. Other companies arent as cheap. i had geico before and it was super expensive.