Jacksonville Auto Insurance Rates, Quotes, Agents & Reviews in OR

Jacksonville, OR Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Jacksonville, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Jacksonville, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Jacksonville, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Jacksonville, OR with that of other cities in and around Jacksonville.

Jacksonville Central Point Medford Foots Creek Phoenix Ruch
Average Insurance Rates $1,483 $1,424 $929 $1,488 $1,404 $1,470

Jacksonville, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Jacksonville, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Jacksonville $2,113 $1,784
Medford $1,058 $893
Central Point $1,588 $1,342
Ruch $1,323 $1,117
Phoenix $1,113 $940
Gold Hill $1,470 $1,241
Southwest Jackson $2,806 $2,370
Foots Creek $1,613 $1,362

Jacksonville, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Jacksonville, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,812
20 Years $1,905
30 Years $1,468
40 Years $1,412
50 Years $1,308
60 Years $1,326
70 Years $1,543

Jacksonville, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Jacksonville, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,521 $445
3 Vehicles $3,782 $667
4 Vehicles $5,042 $890

Savings on 2 Vehicles bundle:$445

Savings on 3 Vehicles bundle:$667

Savings on 4 Vehicles bundle:$890

Jacksonville, OR Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Jacksonville, OR.

Location Average Insurance Cost Post DUI Insurance Rate
Jacksonville $1,483 $2,218
Medford $929 $1,390
Central Point $1,424 $2,130
Ruch $1,470 $2,199
Phoenix $1,404 $2,100
Gold Hill $1,398 $2,091
Southwest Jackson $1,485 $2,221
Foots Creek $1,488 $2,226

Jacksonville, OR Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,272
Excellent (740-799) $1,452
Good (670-739) $1,545
Average (580-669) $2,016
Poor (300-579) $2,419

Jacksonville, OR Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Shannon Harris State Farm 3210 Hillcrest Park Dr Ste 102, Medford, 97504-7687 541-779-3545
Rory Wold State Farm 2019 Aero Way, Medford, 97504-9789 541-773-1404
Devin Johnson Farmers 1301 Poplar Dr Ste 200, Medford, 97504 (541) 245-4056
Josh Elbert State Farm 820 S Riverside Ave, Medford, 97501-7840 541-772-3291
United Risk Solutions Inc Travelers 2045 CARDINAL AVE STE 300, MEDFORD, 97504 541-245-1111
Paynewest Insurance Inc. Liberty Mutual Independent 38 N Central Ave Ste 100, MEDFORD, 97501 (541) 779-1321
Blalock Insurance Travelers 612 CRATER LAKE AVE, MEDFORD, 97504 541-779-7005
Focus1 Ins Group Inc Travelers 3110 STATE ST, MEDFORD, 97504 541-772-3120
Tim Stafford Allstate 1046 Court St, Medford, 97501 (541) 773-4530

Jacksonville, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$65 $1,548
Driver's Failure In Showing Documents +$144 $1,627
Driving With An Expired Registration +$153 $1,636
Driving At A Considerably Slow Pace +$322 $1,805
Using A Cellphone While Driving +$340 $1,823
Running A Red Light +$346 $1,829
Speeding +$363 $1,846
Driving A Vehicle Without The Required Permission +$461 $1,944
Driving With An Expired/Suspended License +$1,000 $2,483

Jacksonville, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,424
Active Disabling Device $1,424
Tracking Device $1,394
Passive Disabling Device $1,379