Jamaica Auto Insurance Rates, Quotes, Agents & Reviews in VT

Jamaica, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Jamaica, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Jamaica, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Jamaica, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Jamaica, VT with that of other cities in and around Jamaica.

Jamaica Windham County Windham Stratton Londonderry Winhall
Average Insurance Rates $1,113 $945 $1,108 $1,176 $1,105 $1,143

Jamaica, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Jamaica, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Jamaica $1,264 $1,067
Stratton $1,796 $1,517
Wardsboro $1,331 $1,124
Londonderry $1,473 $1,244
Townshend $1,497 $1,264
Windham $1,374 $1,161
Windham County $1,163 $982
Winhall $1,410 $1,191

Jamaica, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Jamaica, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,611
20 Years $1,430
30 Years $1,101
40 Years $1,060
50 Years $981
60 Years $995
70 Years $1,158

Jamaica, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Jamaica, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,937 $289
3 Vehicles $2,905 $434
4 Vehicles $3,873 $579

Savings on 2 Vehicles bundle:$289

Savings on 3 Vehicles bundle:$434

Savings on 4 Vehicles bundle:$579

Jamaica, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Jamaica, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Jamaica $1,113 $2,300
Stratton $1,176 $2,430
Wardsboro $1,075 $2,221
Londonderry $1,105 $2,283
Townshend $1,096 $2,265
Windham $1,108 $2,290
Windham County $945 $1,953
Winhall $1,143 $2,362

Jamaica, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $955
Excellent (740-799) $1,090
Good (670-739) $1,160
Average (580-669) $1,513
Poor (300-579) $1,815

Jamaica, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
The Equinox Agency Allstate 3553 Vt Route 7a, Arlington, 5250 (802) 375-2377
Casabona Insurance & Financial Services Llc Travelers 100 POPLAR COMMON, DUMMERSTON, 5301 802-275-4562
Lawrence & Wheeler Inc Liberty Mutual Independent 116 MAIN ST, CHESTER, 5143 (802) 875-2544
The Richards Group Liberty Mutual Independent 135 ROUTE 100, WEST DOVER, 5356 (802) 464-5108
The Rabideau Agency Inc Travelers 33 COTTAGE ST, RUTLAND, 5701 802-775-1628
Richards Inc Travelers 27 E MAIN STREET, WILMINGTON, 5363 802-464-5353
Hull Maynard Hersey Ins Inc Travelers 105 CENTER ST, RUTLAND, 5701 802-773-3000

Jamaica, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$49 $1,162
Driver's Failure In Showing Documents +$108 $1,221
Driving With An Expired Registration +$115 $1,228
Driving At A Considerably Slow Pace +$242 $1,355
Using A Cellphone While Driving +$255 $1,368
Running A Red Light +$259 $1,372
Speeding +$273 $1,386
Driving A Vehicle Without The Required Permission +$346 $1,459
Driving With An Expired/Suspended License +$750 $1,863

Jamaica, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,068
Active Disabling Device $1,068
Tracking Device $1,046
Passive Disabling Device $1,035