Jamestown Auto Insurance Rates, Quotes, Agents & Reviews in NC

Jamestown, NC Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Jamestown, NC, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Jamestown, NC are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Jamestown, NC Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Jamestown, NC with that of other cities in and around Jamestown.

Jamestown High Point Friendship Morehead Deep River Sumner
Average Insurance Rates $1,329 $983 $998 $999 $1,325 $983

Jamestown, NC Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Jamestown, NC based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Jamestown $1,858 $1,569
High Point $1,718 $1,451
Friendship $948 $800
Sumner $1,012 $855
Archdale $1,508 $1,274
Deep River $1,523 $1,287
Morehead $1,525 $1,288
Greensboro $1,557 $1,315

Jamestown, NC Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Jamestown, NC usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,312
20 Years $1,708
30 Years $1,315
40 Years $1,265
50 Years $1,172
60 Years $1,188
70 Years $1,383

Jamestown, NC Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Jamestown, NC can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,286 $372
3 Vehicles $3,429 $558
4 Vehicles $4,572 $744

Savings on 2 Vehicles bundle:$372

Savings on 3 Vehicles bundle:$558

Savings on 4 Vehicles bundle:$744

Jamestown, NC Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Jamestown, NC.

Location Average Insurance Cost Post DUI Insurance Rate
Jamestown $1,329 $5,451
High Point $983 $4,032
Friendship $998 $4,093
Sumner $983 $4,032
Archdale $977 $4,007
Deep River $1,325 $5,434
Morehead $999 $4,097
Greensboro $987 $4,048

Jamestown, NC Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,140
Excellent (740-799) $1,302
Good (670-739) $1,385
Average (580-669) $1,807
Poor (300-579) $2,168

Jamestown, NC Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Philip Piersol State Farm 2783 Nc Highway 68 S Ste 111, High Point, 27265-8325 336-882-8286
Rick Kepler State Farm 3912 Battlegrd Ave Ste 108, Greensboro, 27410-8576 336-282-4855
Insurance World Of Greensboro Travelers 2311 W CONE BLVD STE 225, GREENSBORO, 27408 336-282-7733
Young Insurance Agency Inc. Nationwide 2100 W Cornwallis Dr Suite O, Greensboro, 27408-7015 (336) 288-8000
American Auto Club Insurance Agency Llc Travelers 5404 SAPP ROAD, GREENSBORO, 27407 800-842-5075
Melissa H. Thompson Agency Inc. Nationwide 2531 Eastchester Dr STE 109., High Point, 27265-1486 (336) 812-4755
Smartchoice Insurance Agents Of Nc Travelers 4121 BEECHOOD DR, GREENSBORO, 27410 None
Insurance Plus Corporation Travelers 1405-F HWY 66 SOUTH, KERNERSVILLE, 27284 336-993-4888
Haywood Insurance Agency Inc. Nationwide 2211 W Meadowview Rd Ste 110, Greensboro, 27407-3408 (336) 855-1234
Jones & Peacock Insurance Liberty Mutual Independent 1812 EASTCHESTER DR, HIGH POINT, 27265 336-889-8282
Worldwide Insurance Network Inc Travelers 4121 BEECHWOOD DR, GREENSBORO, 27410 503-780-8778

Jamestown, NC Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$58 $1,387
Driver's Failure In Showing Documents +$129 $1,458
Driving With An Expired Registration +$137 $1,466
Driving At A Considerably Slow Pace +$288 $1,617
Using A Cellphone While Driving +$304 $1,633
Running A Red Light +$310 $1,639
Speeding +$326 $1,655
Driving A Vehicle Without The Required Permission +$413 $1,742
Driving With An Expired/Suspended License +$896 $2,225

Jamestown, NC Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,276
Active Disabling Device $1,276
Tracking Device $1,249
Passive Disabling Device $1,236