Jamestown Auto Insurance Rates, Quotes, Agents & Reviews in PA

Jamestown, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Jamestown, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Jamestown, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Jamestown, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Jamestown, PA with that of other cities in and around Jamestown.

Jamestown Adamsville Hartstown South Shenango West Salem Atlantic
Average Insurance Rates $1,359 $1,349 $1,373 $1,389 $1,378 $1,359

Jamestown, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Jamestown, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Jamestown $1,221 $1,031
Pymatuning South $1,122 $947
West Shenango $1,968 $1,663
South Shenango $1,696 $1,433
Adamsville $1,521 $1,285
Hartstown $1,592 $1,345
Atlantic $1,265 $1,068
West Salem $1,447 $1,222

Jamestown, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Jamestown, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,410
20 Years $1,746
30 Years $1,345
40 Years $1,294
50 Years $1,198
60 Years $1,215
70 Years $1,414

Jamestown, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Jamestown, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,337 $381
3 Vehicles $3,506 $571
4 Vehicles $4,675 $761

Savings on 2 Vehicles bundle:$381

Savings on 3 Vehicles bundle:$571

Savings on 4 Vehicles bundle:$761

Jamestown, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Jamestown, PA.

Location Average Insurance Cost Post DUI Insurance Rate
Jamestown $1,359 $2,139
Pymatuning South $1,371 $2,158
West Shenango $1,382 $2,175
South Shenango $1,389 $2,186
Adamsville $1,349 $2,123
Hartstown $1,373 $2,161
Atlantic $1,359 $2,139
West Salem $1,378 $2,169

Jamestown, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,166
Excellent (740-799) $1,331
Good (670-739) $1,416
Average (580-669) $1,848
Poor (300-579) $2,217

Jamestown, PA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Mike Ridinger State Farm 16709 Conneaut Lake Rd, Meadville, 16335-3747 814-336-1277
Rich Vetica State Farm 87 Stambaugh Ave Ste 8, Sharon, 16146-2748 724-347-1010
Andrew C Harcourt Nationwide 377 South Main Street, Greenville, 16125 (724) 588-8415
Gilberts Risk Solutions Liberty Mutual Independent 30 E STATE ST, SHARON, 16146 724-342-6832
David Kwiat State Farm 208 Hadley Rd, Greenville, 16125-9795 724-588-2155
Insurance Management Company None 123 West Ninth St, Erie, 16501 None
Burns & Burns Associates Inc Travelers 3123 W 12TH ST STE A, ERIE, 16505 814-836-8844
Murray Insurance Llc Erie 10 N Park Row, Erie, 16501 None

Jamestown, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$60 $1,419
Driver's Failure In Showing Documents +$132 $1,491
Driving With An Expired Registration +$140 $1,499
Driving At A Considerably Slow Pace +$295 $1,654
Using A Cellphone While Driving +$311 $1,670
Running A Red Light +$317 $1,676
Speeding +$333 $1,692
Driving A Vehicle Without The Required Permission +$423 $1,782
Driving With An Expired/Suspended License +$916 $2,275

Jamestown, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,305
Active Disabling Device $1,305
Tracking Device $1,277
Passive Disabling Device $1,264