Jasmine Estates, FL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Jasmine Estates, FL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Factors that can influence the cost of car insurance in Jasmine Estates, FL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

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Jasmine Estates, FL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Jasmine Estates, FL with that of other cities in and around Jasmine Estates.

	Jasmine Estates	New Port Richey	Port Richey	Hudson	Moon Lake	River Ridge
Average Insurance Rates	$2,035	$1,830	$2,066	$2,111	$2,017	$2,142

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Jasmine Estates, FL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Jasmine Estates, FL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location	Low Deductible ($500)	High Deductible ($1000)
Jasmine Estates	$1,283	$1,084
Bayonet Point	$1,570	$1,326
New Port Richey East	$1,912	$1,615
Hudson	$1,226	$1,035
River Ridge	$1,106	$934
New Port Richey	$1,978	$1,670
Moon Lake	$1,784	$1,507
Port Richey	$1,628	$1,375

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Jasmine Estates, FL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Jasmine Estates, FL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver	Insurance Cost
Teens	$6,603
20 Years	$2,615
30 Years	$2,014
40 Years	$1,938
50 Years	$1,794
60 Years	$1,819
70 Years	$2,118

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Jasmine Estates, FL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Jasmine Estates, FL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars	Auto Insurance Cost	Total Savings
2 Vehicles	$3,460	$611
3 Vehicles	$5,189	$916
4 Vehicles	$6,919	$1,221

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Jasmine Estates, FL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Jasmine Estates, FL.

Location	Average Insurance Cost	Post DUI Insurance Rate
Jasmine Estates	$2,035	$3,185
Bayonet Point	$2,041	$3,194
New Port Richey East	$2,051	$3,210
Hudson	$2,111	$3,304
River Ridge	$2,142	$3,352
New Port Richey	$1,830	$2,864
Moon Lake	$2,017	$3,157
Port Richey	$2,066	$3,233

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Jasmine Estates, FL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score	Insurance Cost
Exceptional (800-850)	$1,746
Excellent (740-799)	$1,993
Good (670-739)	$2,121
Average (580-669)	$2,766
Poor (300-579)	$3,319

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Jasmine Estates, FL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation	Cost Increase	Total Insurance Cost
Driving Without Headlights	+$90	$2,125
Driver's Failure In Showing Documents	+$197	$2,232
Driving With An Expired Registration	+$210	$2,245
Driving At A Considerably Slow Pace	+$442	$2,477
Using A Cellphone While Driving	+$466	$2,501
Running A Red Light	+$474	$2,509
Speeding	+$499	$2,534
Driving A Vehicle Without The Required Permission	+$633	$2,668
Driving With An Expired/Suspended License	+$1,372	$3,407

Jasmine Estates, FL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature	Insurance Cost
Audible Alarm	$1,954
Active Disabling Device	$1,954
Tracking Device	$1,913
Passive Disabling Device	$1,893

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Latest Auto Insurance Reviews in Jasmine Estates, FL | Back to Top