Jay Auto Insurance Rates, Quotes, Agents & Reviews in VT

Jay, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Jay, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Jay, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Jay, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Jay, VT with that of other cities in and around Jay.

Jay Montgomery North Troy Richford Westfield Newport Center
Average Insurance Rates $1,104 $1,074 $1,041 $1,049 $1,091 $1,048

Jay, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Jay, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Jay $2,311 $1,952
Richford $1,377 $1,163
Westfield $1,429 $1,207
North Troy $1,578 $1,333
Troy $1,712 $1,446
Montgomery $1,029 $869
Newport Center $1,495 $1,262
Berkshire $1,440 $1,216

Jay, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Jay, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,582
20 Years $1,419
30 Years $1,093
40 Years $1,051
50 Years $973
60 Years $987
70 Years $1,149

Jay, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Jay, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,899 $309
3 Vehicles $2,848 $464
4 Vehicles $3,798 $618

Savings on 2 Vehicles bundle:$309

Savings on 3 Vehicles bundle:$464

Savings on 4 Vehicles bundle:$618

Jay, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Jay, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Jay $1,104 $2,281
Richford $1,049 $2,168
Westfield $1,091 $2,255
North Troy $1,041 $2,151
Troy $1,057 $2,184
Montgomery $1,074 $2,219
Newport Center $1,048 $2,166
Berkshire $1,081 $2,234

Jay, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $947
Excellent (740-799) $1,081
Good (670-739) $1,150
Average (580-669) $1,501
Poor (300-579) $1,801

Jay, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Royer-Camp Insurance Inc Travelers 573 E MAIN ST, NEWPORT, 5855 802-334-6727
Peter Campbell Agency Nationwide 5498 U S Rte 5, Newport, 05855-9483 (802) 334-6454
Poulos Insurance Allstate 21 Water St, Orleans, 5860 (802) 754-6930
Taylor - Moore Agency Travelers 346 Main St, Derby, 5829 (802) 766-2294
Myott Insurance Agency Inc Travelers 32 STEBBINS ST, ENOSBURG FALLS, 5450 802-933-2016
Affiliated Associates None Po Box 8592 Essex, essex junction, 5451 None
Peoples United Ins Agency Inc Travelers 2 BURLINGTON SQ 4TH FLR, BURLINGTON, 5401 802-863-2841
T S Peck Insurance Llc Travelers 41 IDX DR STE 135, SOUTH BURLINGTON, 5403 (802) 865-8000

Jay, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$49 $1,153
Driver's Failure In Showing Documents +$107 $1,211
Driving With An Expired Registration +$114 $1,218
Driving At A Considerably Slow Pace +$240 $1,344
Using A Cellphone While Driving +$253 $1,357
Running A Red Light +$257 $1,361
Speeding +$270 $1,374
Driving A Vehicle Without The Required Permission +$343 $1,447
Driving With An Expired/Suspended License +$744 $1,848

Jay, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,060
Active Disabling Device $1,060
Tracking Device $1,038
Passive Disabling Device $1,027