Jeffers Gardens Auto Insurance Rates, Quotes, Agents & Reviews in OR

Jeffers Gardens, OR Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Jeffers Gardens, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Jeffers Gardens, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Jeffers Gardens, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Jeffers Gardens, OR with that of other cities in and around Jeffers Gardens.

Jeffers Gardens Ilwaco Gearhart Altoona Astoria Clatsop County
Average Insurance Rates $1,386 $1,548 $1,476 $1,754 $1,450 $1,397

Jeffers Gardens, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Jeffers Gardens, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Jeffers Gardens $1,513 $1,278
Astoria $2,307 $1,949
Warrenton $1,357 $1,146
Gearhart $1,813 $1,531
Chinook $1,458 $1,232
Clatsop County $980 $827
Ilwaco $1,744 $1,473
Altoona $1,807 $1,526

Jeffers Gardens, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Jeffers Gardens, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,497
20 Years $1,781
30 Years $1,372
40 Years $1,320
50 Years $1,222
60 Years $1,239
70 Years $1,442

Jeffers Gardens, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Jeffers Gardens, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,384 $388
3 Vehicles $3,576 $582
4 Vehicles $4,768 $776

Savings on 2 Vehicles bundle:$388

Savings on 3 Vehicles bundle:$582

Savings on 4 Vehicles bundle:$776


Jeffers Gardens, OR Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Jeffers Gardens, OR.

Location Average Insurance Cost Post DUI Insurance Rate
Jeffers Gardens $1,386 $2,073
Astoria $1,450 $2,169
Warrenton $1,428 $2,136
Gearhart $1,476 $2,208
Chinook $1,561 $2,506
Clatsop County $1,397 $2,090
Ilwaco $1,548 $2,485
Altoona $1,754 $2,815

Jeffers Gardens, OR Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,189
Excellent (740-799) $1,357
Good (670-739) $1,444
Average (580-669) $1,884
Poor (300-579) $2,261

Jeffers Gardens, OR Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Aaa - North Coast Travelers 135 S HWY 101, WARRENTON, 97146 503-222-6748
Marcy Harper State Farm 936 E Harbor Dr, Warrenton, 97146-9608 503-861-3276
Cole Jannusch Farmers 1007 Marine Dr, Astoria, 97103 (503) 325-4410
Darlene Warren Farmers 1639 SE Ensign Ln Ste B107, Warrenton, 97146 (503) 861-2672
Tri-City Ins Ii Allstate 225 W Columbia River Hwy, Clatskanie, 97016 (503) 728-4391

Jeffers Gardens, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$61 $1,447
Driver's Failure In Showing Documents +$134 $1,520
Driving With An Expired Registration +$143 $1,529
Driving At A Considerably Slow Pace +$301 $1,687
Using A Cellphone While Driving +$317 $1,703
Running A Red Light +$323 $1,709
Speeding +$340 $1,726
Driving A Vehicle Without The Required Permission +$431 $1,817
Driving With An Expired/Suspended License +$934 $2,320

Jeffers Gardens, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,331
Active Disabling Device $1,331
Tracking Device $1,303
Passive Disabling Device $1,289