Johnson City Auto Insurance Rates, Quotes, Agents & Reviews in OR

Johnson City, OR Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Johnson City, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Johnson City, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Johnson City, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Johnson City, OR with that of other cities in and around Johnson City.

Johnson City Jennings Lodge Northwest Clackamas Milwaukie Oak Grove Oatfield
Average Insurance Rates $1,325 $1,454 $1,504 $1,460 $1,465 $1,484

Johnson City, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Johnson City, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Johnson City $1,317 $1,113
Oatfield $1,607 $1,357
Gladstone $1,402 $1,184
Northwest Clackamas $1,769 $1,494
Jennings Lodge $1,559 $1,317
Oak Grove $1,730 $1,462
Milwaukie $1,273 $1,075
West Linn $1,495 $1,262

Johnson City, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Johnson City, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,299
20 Years $1,702
30 Years $1,311
40 Years $1,262
50 Years $1,168
60 Years $1,185
70 Years $1,379

Johnson City, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Johnson City, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,253 $398
3 Vehicles $3,379 $596
4 Vehicles $4,505 $795

Savings on 2 Vehicles bundle:$398

Savings on 3 Vehicles bundle:$596

Savings on 4 Vehicles bundle:$795


Johnson City, OR Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Johnson City, OR.

Location Average Insurance Cost Post DUI Insurance Rate
Johnson City $1,325 $1,982
Oatfield $1,484 $2,220
Gladstone $1,444 $2,160
Northwest Clackamas $1,504 $2,250
Jennings Lodge $1,454 $2,175
Oak Grove $1,465 $2,192
Milwaukie $1,460 $2,184
West Linn $1,550 $2,319

Johnson City, OR Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,137
Excellent (740-799) $1,298
Good (670-739) $1,381
Average (580-669) $1,801
Poor (300-579) $2,161

Johnson City, OR Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Ryan Paulson State Farm 12901 SE 97th Ave Ste 300, Clackamas, 97015-7906 503-655-3874
Premier Nw Insurance Liberty Mutual Independent 15661 SE 82ND DR, CLACKAMAS, 97015 (503) 655-6344
Sally Wolfe Allstate 19153 Willamette Dr, West Linn, 97068 (503) 682-8920
Michael G Ferguson State Farm 736 NW 12th Ave Ste 100, Portland, 97209-3129 503-227-1393
Cox & Fidler Insurance Inc None 5755 N E Glisan St, Portland, 97213 None
Dave Buchner State Farm 5915 SW Bv Hl Hwy, Portland, 97221-1124 503-292-3344
Petersen Rider & Leary Dba P R L Insurance None 14150 Se Stark St, Portland, 97233 None
Matrix Wealth Management Inc Liberty Mutual Independent 1001 SW 5TH AVE STE 2175, PORTLAND, 97204 503-227-7744
Lloyd Purdy & Co None 2015 Lloyd Center, Portland, 97212 None
Aaa Oregon/Idaho None 600 Sw Market Street, Portland, 97201 None

Johnson City, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$58 $1,383
Driver's Failure In Showing Documents +$129 $1,454
Driving With An Expired Registration +$136 $1,461
Driving At A Considerably Slow Pace +$288 $1,613
Using A Cellphone While Driving +$303 $1,628
Running A Red Light +$309 $1,634
Speeding +$325 $1,650
Driving A Vehicle Without The Required Permission +$412 $1,737
Driving With An Expired/Suspended License +$893 $2,218

Johnson City, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,272
Active Disabling Device $1,272
Tracking Device $1,246
Passive Disabling Device $1,232