Joliet Auto Insurance Rates, Quotes, Agents & Reviews in IL

Joliet, IL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Joliet, IL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Joliet, IL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Joliet, IL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Joliet, IL with that of other cities in and around Joliet.

Joliet Shorewood Rockdale Plainfield Preston Heights Crystal Lawns
Average Insurance Rates $1,126 $1,301 $1,582 $1,070 $1,200 $1,312

Joliet, IL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Joliet, IL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Joliet $1,833 $1,549
Troy $1,851 $1,563
Rockdale $1,054 $890
Shorewood $1,141 $964
Crystal Lawns $1,071 $905
Crest Hill $1,831 $1,547
Preston Heights $2,745 $2,319
Plainfield $2,069 $1,748

Joliet, IL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Joliet, IL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,654
20 Years $1,447
30 Years $1,114
40 Years $1,072
50 Years $993
60 Years $1,007
70 Years $1,172

Joliet, IL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Joliet, IL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,937 $315
3 Vehicles $2,905 $473
4 Vehicles $3,873 $631

Savings on 2 Vehicles bundle:$315

Savings on 3 Vehicles bundle:$473

Savings on 4 Vehicles bundle:$631

Joliet, IL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Joliet, IL.

Location Average Insurance Cost Post DUI Insurance Rate
Joliet $1,126 $1,828
Troy $1,062 $1,724
Rockdale $1,582 $2,568
Shorewood $1,301 $2,112
Crystal Lawns $1,312 $2,130
Crest Hill $1,607 $2,609
Preston Heights $1,200 $1,948
Plainfield $1,070 $1,737

Joliet, IL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $966
Excellent (740-799) $1,103
Good (670-739) $1,173
Average (580-669) $1,531
Poor (300-579) $1,837

Joliet, IL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Claudia Gamache Allstate 16614 W 159th St Ste 302, Lockport, 60441 (815) 834-2700
Daniel Grosse Farmers 9641 W 153rd St Ste 46, Orland Park, 60462 (815) 630-9535
John Devae State Farm 612 Executive Dr, Willowbrook, 60527-5610 630-581-5255
Maria Capetillo State Farm 452 N Weber Rd Ste A, Romeoville, 60446-5358 815-407-0954
Southwest Insurance Center Erie 24014 W Renwick Rd, Plainfield, 60544 None
Michael Mike Semyck Farmers 8117 S Lemont Rd Ste 3, Darien, 60561 (630) 427-1590
The Mc Cutcheon Ins Agency Liberty Mutual Independent 19906 WOLF RD, MOKENA, 60448 708-479-3400
Illinois Securities Co None 327 Republic Ave, Joliet, 60435 None
Linda Mitchell State Farm 106 N Halsted St, Chicago, 60661-1015 312-243-7900
Ditardi & Associates Insurance Agency None 5621 N Milwaukee Ave, Chicago, 60646 None
Olsick & Company Insurance Liberty Mutual Independent 50 W 75H Street, Willowbrook, 60527 None

Joliet, IL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$50 $1,176
Driver's Failure In Showing Documents +$109 $1,235
Driving With An Expired Registration +$116 $1,242
Driving At A Considerably Slow Pace +$244 $1,370
Using A Cellphone While Driving +$258 $1,384
Running A Red Light +$262 $1,388
Speeding +$276 $1,402
Driving A Vehicle Without The Required Permission +$350 $1,476
Driving With An Expired/Suspended License +$759 $1,885

Joliet, IL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,081
Active Disabling Device $1,081
Tracking Device $1,058
Passive Disabling Device $1,047

Latest Auto Insurance Reviews in Joliet, IL | Back to Top

The offerings are really expensive which forces me to not have some offerings included in my policy. This makes it a little difficult to feel truly financially secure
The premiums are about average and the deductibles are good compared against other companies. I buy based upon reputation of the company and this company is a rock.
i recommend to other to buy the new car the clear cover car insurance company will give the best plan and offer to us . so easily we take the insurance of our car.
Excellent customer service. Have had several incidents over past few decades and have had zero issue with customer service.
We have our car insurance and home insurance through the same company so they are very personable as described above. They have been willing to make modifications to our coverage whenever we asked.
We have our car insurance and home insurance through the same company so they are very personable as described above. They have been willing to make modifications to our coverage whenever we asked.
what I do not like is that they should be more attentive with customers
I love the company friendly people who are always available to talk to me and always looking for cheaper options for me
Aarp Auto Insurance
I like the way my insurance company treats me and the loyalty program that they have for clients that have a long time with them. Then offer me discounts and always are searching for ways to help me save money on my policy.
State Farm
Every time I've had to have nay interaction with them, it was prompt friendly service. It always ended with an acceptable outcome as well. I do not have any real complaints about them.
Pekin Insurance
My offerings are pretty standard for this type of insurance.