Joplin, MO Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Joplin, MO, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Factors that can influence the cost of car insurance in Joplin, MO are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

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Joplin, MO Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Joplin, MO with that of other cities in and around Joplin.

	Joplin	Silver Creek	Dennis Acres	Duquesne	Cliff Village	Leawood
Average Insurance Rates	$1,263	$1,397	$1,989	$1,464	$1,442	$1,506

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Joplin, MO Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Joplin, MO based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location	Low Deductible ($500)	High Deductible ($1000)
Joplin	$1,214	$1,026
Dennis Acres	$2,049	$1,730
Duquesne	$2,816	$2,379
Leawood	$1,135	$959
Shoal Creek Drive	$1,080	$913
Silver Creek	$1,439	$1,215
Grand Falls Plaza	$1,303	$1,101
Cliff Village	$1,067	$901

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Joplin, MO Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Joplin, MO usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver	Insurance Cost
Teens	$4,098
20 Years	$1,623
30 Years	$1,250
40 Years	$1,203
50 Years	$1,114
60 Years	$1,129
70 Years	$1,314

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Joplin, MO Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Joplin, MO can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars	Auto Insurance Cost	Total Savings
2 Vehicles	$2,172	$354
3 Vehicles	$3,259	$530
4 Vehicles	$4,345	$707

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Joplin, MO Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Joplin, MO.

Location	Average Insurance Cost	Post DUI Insurance Rate
Joplin	$1,263	$1,802
Dennis Acres	$1,989	$2,837
Duquesne	$1,464	$2,088
Leawood	$1,506	$2,148
Shoal Creek Drive	$1,431	$2,041
Silver Creek	$1,397	$1,993
Grand Falls Plaza	$1,465	$2,090
Cliff Village	$1,442	$2,057

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Joplin, MO Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score	Insurance Cost
Exceptional (800-850)	$1,084
Excellent (740-799)	$1,237
Good (670-739)	$1,316
Average (580-669)	$1,717
Poor (300-579)	$2,060

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Joplin, MO Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name	Company	Agent Address	Contact Details
Ethan Giertz	Farmers	108 S Main St, Carl Junction, 64834	(417) 529-6986
Fletcher Insurance Group	Allstate	2209 S Range Line Rd, Joplin, 64804	(417) 553-0492
Sandra Brown	State Farm	420 N Range Line Rd Ste 11, Joplin, 64801-4126	417-627-0505
First Missouri Insurance Agency	None	1331 Illinois Ave Ste A, Joplin, 64801	None
Midwest Insurance Associates	None	1710 E 32Nd St, Joplin, 64804	(417) 317-5190
Andrea Hollstein	Farmers	907 Gulf St, Lamar, 64759	(417) 682-2997
Andrea Hollstein	Farmers	907 Gulf St, Lamar, 64759	(417) 682-2997

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Joplin, MO Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation	Cost Increase	Total Insurance Cost
Driving Without Headlights	+$56	$1,319
Driver's Failure In Showing Documents	+$123	$1,386
Driving With An Expired Registration	+$130	$1,393
Driving At A Considerably Slow Pace	+$274	$1,537
Using A Cellphone While Driving	+$289	$1,552
Running A Red Light	+$294	$1,557
Speeding	+$309	$1,572
Driving A Vehicle Without The Required Permission	+$393	$1,656
Driving With An Expired/Suspended License	+$851	$2,114

Joplin, MO Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature	Insurance Cost
Audible Alarm	$1,212
Active Disabling Device	$1,212
Tracking Device	$1,187
Passive Disabling Device	$1,175

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Latest Auto Insurance Reviews in Joplin, MO | Back to Top