Joplin, MO Auto Insurance Rates

Joplin, MO residents can save $480 by comparing multiple quotes & reading reviews & research on Joplin car insurance rates, quotes, agents & coverage.

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LowestAverageHighest
$794 $1203 $2247

Latest Auto Insurance Reviews in Joplin, Missouri


Progressive
My deductible is always high because my husband has speeding tickets. His speeding tickets raise my premium by like 150 dollars compared to what it would be without him.
American Family Insurance
I would definitely recommend American Family insurance to anyone. They are a joy to deal with. The may hard situations easier by being professional and caring.
The Hartford
Policy offerings for most companies are about the same as far as I can determine. I tend to shop around yearly for the best prices and I don't know if the companies are regulated by some set of rules, because they are all about the same.
The Hartford
Policy offerings for most companies are about the same as far as I can determine. I tend to shop around yearly for the best prices and I don't know if the companies are regulated by some set of rules, because they are all about the same.
Ashley Swegle Agency
It is very good company I really like your way of working and has a presentation too good from your point of view I am very satisfied
State Farm
Explanation of the different types of insurance. I had to schedule three meetings to get the life insurance coverage I need.
Write Your Review | Joplin, Missouri Auto Insurance Analysis
Nationwide Insurance, Joplin, MO
$75/1 month
Car Insurance Policy Holder
  • Single 33 Years old Female licensed 5 years ago with Leased Mercedes C300 4MATIC AWD used for Business with estimated annual mileage of 7,501 - 9,000.
  • Lawyer & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Amica Auto Insurance, Joplin, MO
$75/1 month
Car Insurance Policy Holder
  • Single 21 Years old Female licensed 5 years ago with Own Acura TSX used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
  • High School, pursuing Bachelors Degree & Part Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Chubb Group Of Insurance, Joplin, MO
$47/1 month
Car Insurance Policy Holder
  • Married 44 Years old Male licensed 24 years ago with Financed Ford, Fiesta SE, 4 Door Sedan used for Business with estimated annual mileage of 15,001 - 20,000.
  • Bachelors & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 50 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Chubb Group Of Insurance, Joplin, MO
$753/12 months
Car Insurance Policy Holder
  • Married 48 Years old Male licensed 8 years ago with Financed Chevrolet, Equinox LTZ AWD, 4WD 4 Door Utility used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
  • Doctors & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Travelers Auto Insurance, Joplin, MO
$944/12 months
Car Insurance Policy Holder
  • Married 66 Years old Male licensed 25 years ago with Financed Chevrolet, Avalanche LTZ, 4WD Utility Ethanol used for Commute to Work or School with estimated annual mileage of 9,001 - 12,000.
  • Bachelors & Retired.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Safeco Insurance, Joplin, MO
$658/12 months
Car Insurance Policy Holder
  • Divorced 39 Years old Female licensed 18 years ago with Leased Hyundai, Genesis 2.0T Track, 2 Door Coupe used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
  • Masters & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $300K (Per Person Bodily Injury) / $300K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 250 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Farmers Auto Insurance, Joplin, MO
$705/12 months
Car Insurance Policy Holder
  • Divorced 39 Years old Female licensed 23 years ago with Own Ford, Edge SE, 4 Door 2WD Utility used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • Vocational & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Travelers Auto Insurance, Joplin, MO
$821/12 months
Car Insurance Policy Holder
  • Single 18 Years old Female licensed 2 years ago with Own Dodge, Journey SXT, 4 Door 4WD Wagon used for Business with estimated annual mileage of 15,001 - 20,000.
  • Vocational & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $250K (Per Person Bodily Injury) / $500K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 400 K Personal Injury Protection
  • 50 K Uninsured Motorists Bodily Injury
  • 100 K Uninsured Motorists Property Damage

Joplin Car Insurance Rate Comparisons

Joplin, MO's average car insurance of $1203 differs from Carterville, MO (+$927), Webb City, MO (+$1027), Carl Junction, MO (+$19) and Missouri (+$435)

Joplin Carterville, MO Webb City, MO Carl Junction, MO Missouri
Median Insurance Rates $1203 +$927 +$1027 +$19 +$435

Joplin Car Insurance Savings By Neighborhood & Street Area

Joplin Driver Street Residence & Car Locations Car Details in Joplin Joplin Driver Demographics Joplin Auto Insurance Estimates Recent Joplin Insurance Savings
Other Area
Fern Dr2006 Buick Rendezvous CX27 year man$1661$518
Junco Trail Dr2001 Chevrolet Silverado 2500HD Base69 year female senior$1291$814
Colton Ln2005 Acura TSX Base78 year male senior$1349$794
Spring City
Catherine Ln2009 Ford Fusion V6 SEL16 year male teenager$3419$812
US Hwy 1752008 Mazda MAZDASPEED3 Sport17 year female teenager$2936$733
Hwy Nn2011 Nissan Rogue S26 year married man$1442$432
Midway
Carrington Ter2007 Audi A4 2.0T quattro16 year teenager$3797$823
W Highland Dr2009 Jeep Grand Cherokee Laredo52 year woman$999$388
Gateway Drive
W Highland Dr2012 Dodge Journey SXT73 year senior$1290$630
Rock Road Ln2013 Honda Civic LX43 year married woman$917$756

Joplin Post DUI Car Insurance Rates

Joplin Silver Creek Shoal Creek Oronogo Missouri
Median Post DUI Insurance Rate $2237 +$236 +$887 +$1278 +$809
Male Teenager Post DUI Insurance Rate $6824 +$720 +$2706 +$3897 +$2466
Female Teenager Post DUI Insurance Rate $5615 +$593 +$2226 +$3206 +$2031

The Post DUI insurance in Joplin, MO's is $2237 compared to Silver Creek (+$236), Shoal Creek (+$887), Oronogo (+$1278) and Missouri (+$809)

In Joplin, a male teenager with Post DUI pays $1209 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2005 Acura TSX Base in Joplin, MO would pay $7289 on auto insurance while a female teenager POST DUI would pay $5998.

Joplin Car Insurance by Segment

Joplin Teenagers Car Insurance Rates Comparison

3329 Joplin Teenagers (6% of total population), 48% Male & 52% Female.

Joplin Cliff Village Redings Mill Silver Creek Missouri
All Teenagers $3320 +$2862 +$2890 +$350 +$1200
Male Teenager $3669 +$3163 +$3193 +$387 +$1326
Female Teenager $3019 +$2603 +$2628 +$319 +$1092

Joplin teenagers pay $3320 in insurance in contrast with Cliff Village (+$2862), Redings Mill (+$2890), Silver Creek (+$350) and Missouri (+$1200). The difference between Male & Female teenagers in Joplin is $650

Example

  • 2010 Cadillac DTS Luxury Collection Male Teenager Insurance Rate $4327
  • 2013 Hyundai Sonata GLS Female Teenager Insurance Rate $2848

Joplin Men & Women Car Insurance

49924 Joplin Adults (100% of total population), 47% Men & 53% Women.

Joplin Dennis Acres Saginaw Oronogo Missouri
All Women $1118 +$937 +$797 +$639 +$405
Married Women $1022 +$856 +$729 +$584 +$370
All Men $1684 +$1410 +$1200 +$962 +$609
Married Men $1479 +$1239 +$1054 +$845 +$535

The typical insurance rate of $1684 that Joplin Men pay varies from Dennis Acres (+$1410), Saginaw (+$1200), Oronogo (+$962) and Missouri (+$609). In Joplin, married men pay $457 more than married women.

Example

  • 2012 Volkswagen Jetta TDI Married Men Insurance Rate $1564
  • 2013 Toyota Prius Two Married Women Insurance Rate $1396

Joplin Senior Car Insurance

9634 Joplin Seniors (19% of total population), 41% Senior Men & 59% Senior Women.

Joplin Airport Drive Carl Junction Five Mile Missouri
All Seniors $1311 +$367 +$20 +$476 +$474
Senior Men $1263 +$354 +$20 +$459 +$456
Senior Women $1359 +$381 +$21 +$494 +$491

Joplin seniors pay $1311 in insurance compared to Airport Drive (+$367), Carl Junction (+$20), Five Mile (+$476) and Missouri (+$474). In Joplin, senior men pay $96 less than senior women.

Joplin Car Insurance Discounts for Multiple Vehicles

Joplin Population with 1 Vehicle 7842 (38% of Joplin population), 2 Vehicles 7892 (38% of the Joplin population) and 3 vehicles 2057 (10% of the population)

Joplin Five Mile Shoal Creek Drive Cliff Village Missouri
2 Vehicles $2286 +$830 +$1799 +$1970 +$827
3 Vehicles $3489 +$1267 +$2746 +$3007 +$1262
4 Vehicles $4692 +$1704 +$3693 +$4044 +$1697

Joplin Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Porsche, 911 Carrera 4 $1000 $1310 $1810 $1240 $2240 $-430
GMC, Yukon XL Denali $1500 $1240 $1740 $1150 $2650 $-910
Ford, Flex SEL $200 $1160 $1360 $1080 $1280 $80
Lexus, IS 250 $300 $1180 $1480 $1130 $1430 $50
Mazda, CX-9 Touring $100 $1210 $1310 $1130 $1230 $80