Joplin, MO Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Joplin, MO, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Joplin, MO are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Joplin, MO Auto Insurance Rates
- Joplin, MO Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Joplin, MO
- Multi Vehicle Insurance Savings in Joplin, MO
- How Credit Score Affects Car Insurance Rates in Joplin, MO
- How DUI Affects Auto Insurance Premiums in Joplin, MO
- Top Auto Insurance Agents Near Joplin, MO
- How Driving Violations Affect Auto Insurance Rates in Joplin, MO
- Joplin, MO Auto Insurance Discounts on Anti Theft Feature
- Joplin, MO Auto Insurance Company Reviews
Joplin, MO Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Joplin, MO with that of other cities in and around Joplin.
Joplin | Silver Creek | Dennis Acres | Duquesne | Cliff Village | Leawood | |
---|---|---|---|---|---|---|
Average Insurance Rates | $1,263 | $1,397 | $1,989 | $1,464 | $1,442 | $1,506 |
Joplin, MO Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Joplin, MO based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
Location | Low Deductible ($500) | High Deductible ($1000) |
---|---|---|
Joplin | $1,214 | $1,026 |
Dennis Acres | $2,049 | $1,730 |
Duquesne | $2,816 | $2,379 |
Leawood | $1,135 | $959 |
Shoal Creek Drive | $1,080 | $913 |
Silver Creek | $1,439 | $1,215 |
Grand Falls Plaza | $1,303 | $1,101 |
Cliff Village | $1,067 | $901 |
Joplin, MO Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Joplin, MO usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
Age of Driver | Insurance Cost |
---|---|
Teens | $4,098 |
20 Years | $1,623 |
30 Years | $1,250 |
40 Years | $1,203 |
50 Years | $1,114 |
60 Years | $1,129 |
70 Years | $1,314 |
Joplin, MO Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Joplin, MO can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
Number of Cars | Auto Insurance Cost | Total Savings |
---|---|---|
2 Vehicles | $2,172 | $354 |
3 Vehicles | $3,259 | $530 |
4 Vehicles | $4,345 | $707 |

Savings on 2 Vehicles bundle:$354

Savings on 3 Vehicles bundle:$530

Savings on 4 Vehicles bundle:$707
Joplin, MO Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Joplin, MO.
Location | Average Insurance Cost | Post DUI Insurance Rate |
---|---|---|
Joplin | $1,263 | $1,802 |
Dennis Acres | $1,989 | $2,837 |
Duquesne | $1,464 | $2,088 |
Leawood | $1,506 | $2,148 |
Shoal Creek Drive | $1,431 | $2,041 |
Silver Creek | $1,397 | $1,993 |
Grand Falls Plaza | $1,465 | $2,090 |
Cliff Village | $1,442 | $2,057 |
Joplin, MO Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
Credit Score | Insurance Cost |
---|---|
Exceptional (800-850) | $1,084 |
Excellent (740-799) | $1,237 |
Good (670-739) | $1,316 |
Average (580-669) | $1,717 |
Poor (300-579) | $2,060 |
Joplin, MO Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
Agent Name | Company | Agent Address | Contact Details |
---|---|---|---|
Ethan Giertz | Farmers | 108 S Main St, Carl Junction, 64834 | (417) 529-6986 |
Fletcher Insurance Group | Allstate | 2209 S Range Line Rd, Joplin, 64804 | (417) 553-0492 |
Sandra Brown | State Farm | 420 N Range Line Rd Ste 11, Joplin, 64801-4126 | 417-627-0505 |
First Missouri Insurance Agency | None | 1331 Illinois Ave Ste A, Joplin, 64801 | None |
Midwest Insurance Associates | None | 1710 E 32Nd St, Joplin, 64804 | (417) 317-5190 |
Andrea Hollstein | Farmers | 907 Gulf St, Lamar, 64759 | (417) 682-2997 |
Andrea Hollstein | Farmers | 907 Gulf St, Lamar, 64759 | (417) 682-2997 |
Joplin, MO Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
Driving Violation | Cost Increase | Total Insurance Cost |
---|---|---|
Driving Without Headlights | +$56 | $1,319 |
Driver's Failure In Showing Documents | +$123 | $1,386 |
Driving With An Expired Registration | +$130 | $1,393 |
Driving At A Considerably Slow Pace | +$274 | $1,537 |
Using A Cellphone While Driving | +$289 | $1,552 |
Running A Red Light | +$294 | $1,557 |
Speeding | +$309 | $1,572 |
Driving A Vehicle Without The Required Permission | +$393 | $1,656 |
Driving With An Expired/Suspended License | +$851 | $2,114 |
Joplin, MO Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
Anti Theft Feature | Insurance Cost |
---|---|
Audible Alarm | $1,212 |
Active Disabling Device | $1,212 |
Tracking Device | $1,187 |
Passive Disabling Device | $1,175 |
Latest Auto Insurance Reviews in Joplin, MO | Back to Top

The policy offerings of my company are comparable to other companies, and their level of service is excellent. I am satisfied.

State Farm has far superior offerings compared to my previous insurance company. They do not even offer insurance in amounts as low as I was getting with my previous company.

my car insurance premiums and the deductible of my insurance company is too less as compared to other providers who deduct a high amount for their premiums.

My deductible is always high because my husband has speeding tickets. His speeding tickets raise my premium by like 150 dollars compared to what it would be without him.

I would definitely recommend American Family insurance to anyone. They are a joy to deal with. The may hard situations easier by being professional and caring.

Policy offerings for most companies are about the same as far as I can determine. I tend to shop around yearly for the best prices and I don't know if the companies are regulated by some set of rules, because they are all about the same.

Policy offerings for most companies are about the same as far as I can determine. I tend to shop around yearly for the best prices and I don't know if the companies are regulated by some set of rules, because they are all about the same.

It is very good company I really like your way of working and has a presentation too good from your point of view I am very satisfied

Explanation of the different types of insurance. I had to schedule three meetings to get the life insurance coverage I need.