Joplin Auto Insurance Rates, Quotes, Agents & Reviews in MO

Joplin, MO Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Joplin, MO, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Joplin, MO are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Joplin, MO Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Joplin, MO with that of other cities in and around Joplin.

Joplin Silver Creek Dennis Acres Duquesne Cliff Village Leawood
Average Insurance Rates $1,263 $1,397 $1,989 $1,464 $1,442 $1,506

Joplin, MO Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Joplin, MO based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Joplin $1,214 $1,026
Dennis Acres $2,049 $1,730
Duquesne $2,816 $2,379
Leawood $1,135 $959
Shoal Creek Drive $1,080 $913
Silver Creek $1,439 $1,215
Grand Falls Plaza $1,303 $1,101
Cliff Village $1,067 $901

Joplin, MO Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Joplin, MO usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,098
20 Years $1,623
30 Years $1,250
40 Years $1,203
50 Years $1,114
60 Years $1,129
70 Years $1,314

Joplin, MO Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Joplin, MO can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,172 $354
3 Vehicles $3,259 $530
4 Vehicles $4,345 $707

Savings on 2 Vehicles bundle:$354

Savings on 3 Vehicles bundle:$530

Savings on 4 Vehicles bundle:$707


Joplin, MO Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Joplin, MO.

Location Average Insurance Cost Post DUI Insurance Rate
Joplin $1,263 $1,802
Dennis Acres $1,989 $2,837
Duquesne $1,464 $2,088
Leawood $1,506 $2,148
Shoal Creek Drive $1,431 $2,041
Silver Creek $1,397 $1,993
Grand Falls Plaza $1,465 $2,090
Cliff Village $1,442 $2,057

Joplin, MO Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,084
Excellent (740-799) $1,237
Good (670-739) $1,316
Average (580-669) $1,717
Poor (300-579) $2,060

Joplin, MO Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Ethan Giertz Farmers 108 S Main St, Carl Junction, 64834 (417) 529-6986
Fletcher Insurance Group Allstate 2209 S Range Line Rd, Joplin, 64804 (417) 553-0492
Sandra Brown State Farm 420 N Range Line Rd Ste 11, Joplin, 64801-4126 417-627-0505
First Missouri Insurance Agency None 1331 Illinois Ave Ste A, Joplin, 64801 None
Midwest Insurance Associates None 1710 E 32Nd St, Joplin, 64804 (417) 317-5190
Andrea Hollstein Farmers 907 Gulf St, Lamar, 64759 (417) 682-2997
Andrea Hollstein Farmers 907 Gulf St, Lamar, 64759 (417) 682-2997

Joplin, MO Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$56 $1,319
Driver's Failure In Showing Documents +$123 $1,386
Driving With An Expired Registration +$130 $1,393
Driving At A Considerably Slow Pace +$274 $1,537
Using A Cellphone While Driving +$289 $1,552
Running A Red Light +$294 $1,557
Speeding +$309 $1,572
Driving A Vehicle Without The Required Permission +$393 $1,656
Driving With An Expired/Suspended License +$851 $2,114

Joplin, MO Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,212
Active Disabling Device $1,212
Tracking Device $1,187
Passive Disabling Device $1,175

Latest Auto Insurance Reviews in Joplin, MO | Back to Top

State Farm
The policy offerings of my company are comparable to other companies, and their level of service is excellent. I am satisfied.
State Farm
State Farm has far superior offerings compared to my previous insurance company. They do not even offer insurance in amounts as low as I was getting with my previous company.
American Family Insurance
my car insurance premiums and the deductible of my insurance company is too less as compared to other providers who deduct a high amount for their premiums.
Progressive
My deductible is always high because my husband has speeding tickets. His speeding tickets raise my premium by like 150 dollars compared to what it would be without him.
American Family Insurance
I would definitely recommend American Family insurance to anyone. They are a joy to deal with. The may hard situations easier by being professional and caring.
The Hartford
Policy offerings for most companies are about the same as far as I can determine. I tend to shop around yearly for the best prices and I don't know if the companies are regulated by some set of rules, because they are all about the same.
The Hartford
Policy offerings for most companies are about the same as far as I can determine. I tend to shop around yearly for the best prices and I don't know if the companies are regulated by some set of rules, because they are all about the same.
Ashley Swegle Agency
It is very good company I really like your way of working and has a presentation too good from your point of view I am very satisfied
State Farm
Explanation of the different types of insurance. I had to schedule three meetings to get the life insurance coverage I need.