Kalamazoo, MI Auto Insurance Rates
Kalamazoo, MI residents can save $710 by comparing multiple quotes & reading reviews & research on Kalamazoo car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $1155 | $1767 | $2816 |
Latest Auto Insurance Reviews in Kalamazoo, Michigan
Horace Mann Educators Corporation
My premiums are very reasonable. I switched to Horace Mann from State Farm on both my homeowners and auto insurance, and saved about $1,300 per year. My deductibles are very reasonable.
My premiums are very reasonable. I switched to Horace Mann from State Farm on both my homeowners and auto insurance, and saved about $1,300 per year. My deductibles are very reasonable.
Progressive
Well I imagine they offer all the same policies has any other car insurance company. They are one of the larger ones
Well I imagine they offer all the same policies has any other car insurance company. They are one of the larger ones
Meemic Insurance
I would rate Meemic a 5.Meemic offers great rates for teachers like myself and I have nothing but positive things to say about them and their customer service.
I would rate Meemic a 5.Meemic offers great rates for teachers like myself and I have nothing but positive things to say about them and their customer service.
Progressive
They offer good insurance but i do feel like they can offer some other add ons like other insurance companies while keeping they standard price for certain things.
They offer good insurance but i do feel like they can offer some other add ons like other insurance companies while keeping they standard price for certain things.
Progressive
Despite my qualms, I would recommend them to others due to the affordability, coverage options, and responsiveness.
Despite my qualms, I would recommend them to others due to the affordability, coverage options, and responsiveness.
State Farm
I would rate them a 5. They always try to work with us on all of the issues that we have. Whenever we file a claim, they handle it quickly and without any issues.
I would rate them a 5. They always try to work with us on all of the issues that we have. Whenever we file a claim, they handle it quickly and without any issues.
National General
I haven't had to make a claim with them yet, so who knows how that would go, but other than that I've been completely satisfied with them.
I haven't had to make a claim with them yet, so who knows how that would go, but other than that I've been completely satisfied with them.
National General
Mainly I called your attention to your commercial, after going I liked your treatment and how I liked the services they offered
Mainly I called your attention to your commercial, after going I liked your treatment and how I liked the services they offered
Liberty Mutual
I like the customer service I have received they were quite helpful when I added a second vehicle. The rep even spoke with the people at the dealership to get binder over quickly.
I like the customer service I have received they were quite helpful when I added a second vehicle. The rep even spoke with the people at the dealership to get binder over quickly.
Metlife
As I said and this pretty much explains it all.... At this point, I'll rate MetLife a 3 on their auto insurance. I drive about 5-6 thousand miles a year and my policy seems to go up a bit each year. I called awhile back to ask why and was told there are folks making claims, it was hard for me to understand why I have to pay higher rates for someone else's transgressions. I do not know about other companies, but I should probably start looking. I have a fear though, that if I change, my other policies with MetLife, home, umbrella, flood will go up, making it a wash.
As I said and this pretty much explains it all.... At this point, I'll rate MetLife a 3 on their auto insurance. I drive about 5-6 thousand miles a year and my policy seems to go up a bit each year. I called awhile back to ask why and was told there are folks making claims, it was hard for me to understand why I have to pay higher rates for someone else's transgressions. I do not know about other companies, but I should probably start looking. I have a fear though, that if I change, my other policies with MetLife, home, umbrella, flood will go up, making it a wash.
Liberty Mutual, Kalamazoo, MI
$107/1 month
Car Insurance Policy Holder
- Married 55 Years old Female licensed 21 years ago with Financed Volvo C30 T5 R-Design used for Business with estimated annual mileage of 6,001 - 7,500.
- high school education & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $300K (Per Person Bodily Injury) / $300K (Per Accident Bodily Injury)
- 20 K Property Damage
- 400 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
Progressive Insurance, Kalamazoo, MI
$141/1 month
Car Insurance Policy Holder
- Single 51 Years old Male licensed 7 years ago with Financed Acura TL SH Tech used for Commute to Work or School with estimated annual mileage of 20,001+.
- bachelors degree & Full Time Job.
- No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
- 50 K Property Damage
- 50 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
Hartford, Kalamazoo, MI
$96/1 month
Car Insurance Policy Holder
- Married 24 Years old Male licensed 6 years ago with Financed Infiniti, M Series M35h, 4 Door Sedan used for Business with estimated annual mileage of 20001.
- High School, pursuing Bachelors Degree & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $300K (Per Person Bodily Injury) / $300K (Per Accident Bodily Injury)
- 10 K Property Damage
- 400 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
Chubb Group Of Insurance, Kalamazoo, MI
$867/12 months
Car Insurance Policy Holder
- Married 48 Years old Female licensed 9 years ago with Own Acura, TSX Tech, 4 Door Sedan used for Business with estimated annual mileage of 12,001 - 15,000.
- Less than High School & Freelancer.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
- 25 K Property Damage
- 25 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
Progressive Insurance, Kalamazoo, MI
$860/12 months
Car Insurance Policy Holder
- Divorced 23 Years old Female licensed 5 years ago with Leased Chrysler, 300C, 4 Door Sedan used for Commute to Work or School with estimated annual mileage of 20,001+.
- Vocational & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $50K (Per Person Bodily Injury) / $100K (Per Accident Bodily Injury)
- 10 K Property Damage
- 100 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
Liberty Mutual, Kalamazoo, MI
$610/12 months
Car Insurance Policy Holder
- Divorced 34 Years old Female licensed 17 years ago with Leased BMW, X3 xDrive 35i, 4WD 4 Door used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
- Masters & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
- 20 K Property Damage
- 50 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
Chubb Group Of Insurance, Kalamazoo, MI
$1678/12 months
Car Insurance Policy Holder
- Single 47 Years old Male licensed 21 years ago with Own GMC, Sierra 2500HD SLE, 2WD 2 Door Reg Cab 133WB Turbo Dsl used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
- Less than High School & Full Time Job.
- No accidents , No traffic tickets , DUIs in history , Licence suspended previously.
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
- 10 K Property Damage
- 50 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
Liberty Mutual, Kalamazoo, MI
$1816/12 months
Car Insurance Policy Holder
- Divorced 66 Years old Female licensed 20 years ago with Own Cadillac, Escalade Platinum Hybrid, 4 Door Utility used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
- Associate & Retired.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
- 20 K Property Damage
- 25 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
Farmers Auto Insurance, Kalamazoo, MI
$679/12 months
Car Insurance Policy Holder
- Single 22 Years old Male licensed 7 years ago with Own Kia, Soul, 2WD 4 Door Utility used for Business with estimated annual mileage of 6,001 - 7,500.
- Less than High School & Freelancer.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
- 10 K Property Damage
- 25 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
Kalamazoo Car Insurance Rate Comparisons
Kalamazoo, MI's average car insurance of $1767 differs from Portage, MI (-$63), Westwood, MI (+$973), Schoolcraft, MI (+$443) and Michigan (+$753)
| Kalamazoo | Portage, MI | Westwood, MI | Schoolcraft, MI | Michigan | |
| Median Insurance Rates | $1767 | -$63 | +$973 | +$443 | +$753 |
Kalamazoo Car Insurance Savings By Neighborhood & Street Area
| Kalamazoo Driver Street Residence & Car Locations | Car Details in Kalamazoo | Kalamazoo Driver Demographics | Kalamazoo Auto Insurance Estimates | Recent Kalamazoo Insurance Savings |
|---|---|---|---|---|
| Meadow View Village Mobile Home Park | ||||
| Chevy Chase Blvd | 2003 Cadillac DeVille DTS | 49 year woman | $1804 | $434 |
| Audubon Rd | 2006 Buick Rendezvous CX | 37 year married woman | $1383 | $985 |
| Millwood Mobile Home Park | ||||
| Adelaide St | 2009 Ford Fusion V6 SEL | 16 year female teenager | $2890 | $791 |
| Emerald Dr | 2006 Acura TSX Base w/Navi | 16 year teenager | $3253 | $395 |
| Lakewood | ||||
| S Victor Ave | 2006 Chrysler 300 C | 78 year male senior | $2006 | $635 |
| Clinton Ave | 2010 Mazda 3 S | 60 year senior | $1901 | $478 |
| Oakwood | ||||
| Madison St | 2011 Hyundai Sonata GLS | 17 year male teenager | $3103 | $334 |
| Moraine Trl | 2010 Lincoln MKZ Base | 51 year man | $2271 | $610 |
| Franklin Valley Estates Mobile Home Park | ||||
| W Grand Ave | 2013 Honda Civic U.S. LX | 49 year married man | $1943 | $539 |
| Circle St | 2009 Jeep Grand Cherokee Limited | 71 year female senior | $1643 | $899 |
Kalamazoo Post DUI Car Insurance Rates
| Kalamazoo | Kalamazoo County | South Gull Lake | Oshtemo charter | Michigan | |
| Median Post DUI Insurance Rate | $3286 | +$936 | +$2945 | -$106 | +$1401 |
| Male Teenager Post DUI Insurance Rate | $5881 | +$1676 | +$5271 | -$190 | +$2507 |
| Female Teenager Post DUI Insurance Rate | $5849 | +$1665 | +$5242 | -$190 | +$2493 |
The Post DUI insurance in Kalamazoo, MI's is $3286 compared to Kalamazoo County (+$936), South Gull Lake (+$2945), Oshtemo charter (-$106) and Michigan (+$1401)
In Kalamazoo, a male teenager with Post DUI pays $32 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2009 Ford Fusion V6 SEL in Kalamazoo, MI would pay $5405 on auto insurance while a female teenager POST DUI would pay $5375.
Kalamazoo Car Insurance by Segment
Kalamazoo Teenagers Car Insurance Rates Comparison
8552 Kalamazoo Teenagers (11% of total population), 51% Male & 49% Female.
| Kalamazoo | Kalamazoo County | Schoolcraft | Eastwood | Michigan | |
| All Teenagers | $3145 | +$895 | +$788 | +$2960 | +$1340 |
| Male Teenager | $3162 | +$901 | +$793 | +$2977 | +$1348 |
| Female Teenager | $3145 | +$895 | +$788 | +$2960 | +$1340 |
Kalamazoo teenagers pay $3145 in insurance in contrast with Kalamazoo County (+$895), Schoolcraft (+$788), Eastwood (+$2960) and Michigan (+$1340). The difference between Male & Female teenagers in Kalamazoo is $17
Example
- 2013 Nissan Rogue S Male Teenager Insurance Rate $3019
- 2012 Volkswagen Jetta GLI PZEV Female Teenager Insurance Rate $3193
Kalamazoo Men & Women Car Insurance
74494 Kalamazoo Adults (100% of total population), 49% Men & 51% Women.
| Kalamazoo | Pavilion | Portage | South Gull Lake | Michigan | |
| All Women | $1625 | +$150 | -$58 | +$1457 | +$693 |
| Married Women | $1413 | +$131 | -$50 | +$1267 | +$603 |
| All Men | $2191 | +$202 | -$79 | +$1963 | +$933 |
| Married Men | $2085 | +$192 | -$75 | +$1868 | +$888 |
The typical insurance rate of $2191 that Kalamazoo Men pay varies from Pavilion (+$202), Portage (-$79), South Gull Lake (+$1963) and Michigan (+$933). In Kalamazoo, married men pay $672 more than married women.
Example
- 2014 Toyota Prius Four Married Men Insurance Rate $1886
- 2013 Dodge Journey SXT Married Women Insurance Rate $1955
Kalamazoo Senior Car Insurance
9489 Kalamazoo Seniors (12% of total population), 40% Senior Men & 60% Senior Women.
| Kalamazoo | Cooper charter | Pavilion | Kalamazoo charter | Michigan | |
| All Seniors | $1961 | +$425 | +$181 | +$1380 | +$836 |
| Senior Men | $1961 | +$425 | +$181 | +$1380 | +$836 |
| Senior Women | $1979 | +$429 | +$182 | +$1392 | +$843 |
Kalamazoo seniors pay $1961 in insurance compared to Cooper charter (+$425), Pavilion (+$181), Kalamazoo charter (+$1380) and Michigan (+$836). In Kalamazoo, senior men pay $18 less than senior women.
Kalamazoo Car Insurance Discounts for Multiple Vehicles
Kalamazoo Population with 1 Vehicle 12210 (43% of Kalamazoo population), 2 Vehicles 8673 (31% of the Kalamazoo population) and 3 vehicles 2211 (8% of the population)
| Kalamazoo | Richland | Texas charter | Cooper charter | Michigan | |
| 2 Vehicles | $3358 | +$3197 | +$3159 | +$727 | +$1430 |
| 3 Vehicles | $5125 | +$4880 | +$4822 | +$1110 | +$2183 |
| 4 Vehicles | $6892 | +$6563 | +$6485 | +$1493 | +$2936 |
Kalamazoo Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jeep, Grand Cherokee Laredo | $400 | $1760 | $2160 | $1650 | $2050 | $110 |
| Toyota, Camry SE | $100 | $1710 | $1810 | $1580 | $1680 | $130 |
| Hyundai, Accent GLS | $1500 | $1800 | $2300 | $1650 | $3150 | $-850 |
| Ford, Edge SEL | $200 | $1790 | $1990 | $1710 | $1910 | $80 |
| Porsche, 911 Turbo S | $1000 | $1860 | $2360 | $1750 | $2750 | $-390 |