Kasilof Auto Insurance Rates, Quotes, Agents & Reviews in AK

Kasilof, AK Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Kasilof, AK, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Kasilof, AK are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Kasilof, AK Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Kasilof, AK with that of other cities in and around Kasilof.

Kasilof Ridgeway Kenai Soldotna Kalifornsky Ninilchik
Average Insurance Rates $2,037 $1,507 $1,159 $1,156 $1,164 $1,140

Kasilof, AK Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Kasilof, AK based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Kasilof $2,098 $1,772
Cohoe $962 $813
Kalifornsky $1,542 $1,302
Clam Gulch $1,353 $1,143
Soldotna $1,476 $1,247
Ridgeway $1,549 $1,308
Kenai $1,172 $990
Ninilchik $1,339 $1,131

Kasilof, AK Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Kasilof, AK usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $6,610
20 Years $2,617
30 Years $2,016
40 Years $1,940
50 Years $1,796
60 Years $1,821
70 Years $2,120

Kasilof, AK Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Kasilof, AK can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,463 $611
3 Vehicles $5,194 $917
4 Vehicles $6,926 $1,222

Savings on 2 Vehicles bundle:$611

Savings on 3 Vehicles bundle:$917

Savings on 4 Vehicles bundle:$1,222

Kasilof, AK Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Kasilof, AK.

Location Average Insurance Cost Post DUI Insurance Rate
Kasilof $2,037 $3,180
Cohoe $1,151 $1,797
Kalifornsky $1,164 $1,817
Clam Gulch $1,129 $1,762
Soldotna $1,156 $1,805
Ridgeway $1,507 $2,352
Kenai $1,159 $1,809
Ninilchik $1,140 $1,780

Kasilof, AK Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,748
Excellent (740-799) $1,995
Good (670-739) $2,123
Average (580-669) $2,769
Poor (300-579) $3,323

Kasilof, AK Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Kristie Babcock State Farm 10735 Kenai Spur Hwy Ste 1, Kenai, 99611-7859 907-283-7116
Waterbury Agency Llc Allstate 44539 Sterling Hwy Ste 207, Soldotna, 99669 (907) 262-9445
Nancy Field State Farm 35202 Spur Hwy Ste 1, Soldotna, 99669-7645 907-262-4440
Johnson Insurance Group None 34851 Kenai Spur Hwy 34851 Kenai Spur Hwy, Soldotna, 99669 None
Mike Barth State Farm 3726 Lake St Ste C, Homer, 99603-7663 907-226-3600
Walters & Associates Insurance, Inc. None 130 S Willow St Ste 8, Kenai, 99611 None
Malone Insurance Agency None 378 E Pioneer Ave Suite 2, Homer, 99603 (907) 202-5430

Kasilof, AK Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$90 $2,127
Driver's Failure In Showing Documents +$198 $2,235
Driving With An Expired Registration +$210 $2,247
Driving At A Considerably Slow Pace +$442 $2,479
Using A Cellphone While Driving +$466 $2,503
Running A Red Light +$475 $2,512
Speeding +$499 $2,536
Driving A Vehicle Without The Required Permission +$634 $2,671
Driving With An Expired/Suspended License +$1,373 $3,410

Kasilof, AK Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,956
Active Disabling Device $1,956
Tracking Device $1,915
Passive Disabling Device $1,894