Kearns, UT Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Kearns, UT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Kearns, UT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Kearns, UT Auto Insurance Rates
- Kearns, UT Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Kearns, UT
- Multi Vehicle Insurance Savings in Kearns, UT
- How Credit Score Affects Car Insurance Rates in Kearns, UT
- How DUI Affects Auto Insurance Premiums in Kearns, UT
- Top Auto Insurance Agents Near Kearns, UT
- How Driving Violations Affect Auto Insurance Rates in Kearns, UT
- Kearns, UT Auto Insurance Discounts on Anti Theft Feature
- Kearns, UT Auto Insurance Company Reviews
Kearns, UT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Kearns, UT with that of other cities in and around Kearns.
| Kearns | Taylorsville | Murray | Salt Lake City | West Jordan | Midvale | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,212 | $1,234 | $1,255 | $1,387 | $1,254 | $1,239 |
Kearns, UT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Kearns, UT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Kearns | $1,112 | $940 |
| West Valley City | $1,582 | $1,336 |
| Taylorsville | $1,159 | $979 |
| West Jordan | $1,387 | $1,172 |
| Salt Lake City | $1,410 | $1,191 |
| Salt Lake County | $983 | $830 |
| Murray | $2,120 | $1,790 |
| Midvale | $1,365 | $1,153 |
Kearns, UT Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Kearns, UT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $3,933 |
| 20 Years | $1,557 |
| 30 Years | $1,199 |
| 40 Years | $1,154 |
| 50 Years | $1,069 |
| 60 Years | $1,084 |
| 70 Years | $1,261 |
Kearns, UT Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Kearns, UT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,060 | $364 |
| 3 Vehicles | $3,091 | $545 |
| 4 Vehicles | $4,121 | $727 |
Savings on 2 Vehicles bundle:$364
Savings on 3 Vehicles bundle:$545
Savings on 4 Vehicles bundle:$727
Kearns, UT Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Kearns, UT.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Kearns | $1,212 | $1,843 |
| West Valley City | $1,221 | $1,857 |
| Taylorsville | $1,234 | $1,877 |
| West Jordan | $1,254 | $1,907 |
| Salt Lake City | $1,387 | $2,109 |
| Salt Lake County | $1,263 | $1,921 |
| Murray | $1,255 | $1,909 |
| Midvale | $1,239 | $1,884 |
Kearns, UT Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,040 |
| Excellent (740-799) | $1,187 |
| Good (670-739) | $1,263 |
| Average (580-669) | $1,648 |
| Poor (300-579) | $1,977 |
Kearns, UT Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Taylor Oborn | State Farm | 92 W Center St, Midvale, 84047-7369 | 801-878-9155 |
| Brasher Insurance Group | Travelers | 4548 S ATHERTON DR STE 210, SALT LAKE CITY, 84123 | 801-679-3652 |
| Kristina Nelsen | Farmers | 3120 S 1300 E, Salt Lake City, 84106 | (801) 599-7501 |
| Insurance Concepts | Travelers | 1770 E FORT UNION BLVD STE 100, SALT LAKE CITY, 84171 | 801-942-0412 |
| Al Hasna | State Farm | 9295 S 1300 E, Sandy, 84094-3127 | 801-576-0088 |
| Univantage Insurance Solutions Inc. | None | 100 W. Towne Ridge Parkway, Sandy, 84070 | None |
| [ | S | a, n, i | a |
| Anthony Evans | Liberty Mutual | 12427 South Pasture Road Suite 100, Riverton, 84096 | 1-801-253-3958 |
| Btc Insurance Services Llc | Liberty Mutual Independent | 5675 S REDWOOD RD 11 B, TAYLORSVILLE, 84123 | (801) 327-0117 |
| Rex Olson | GEICO | 6552 South State Street, Murray, 84107 | 801-262-5200 |
Kearns, UT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$53 | $1,265 |
| Driver's Failure In Showing Documents | +$118 | $1,330 |
| Driving With An Expired Registration | +$125 | $1,337 |
| Driving At A Considerably Slow Pace | +$263 | $1,475 |
| Using A Cellphone While Driving | +$278 | $1,490 |
| Running A Red Light | +$282 | $1,494 |
| Speeding | +$297 | $1,509 |
| Driving A Vehicle Without The Required Permission | +$377 | $1,589 |
| Driving With An Expired/Suspended License | +$817 | $2,029 |
Kearns, UT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,164 |
| Active Disabling Device | $1,164 |
| Tracking Device | $1,139 |
| Passive Disabling Device | $1,127 |
Latest Auto Insurance Reviews in Kearns, UT | Back to Top
ProgressiveThe deductible is pretty low for my car insurance. Compared to other insurances they were the cheapest for the coverage I receive.
Erie Insurancethey check in and have the great coverage and willing to explain it to me.
NationwidePrice was the way to go cause the higher the better in some cases. They offered me a good deal so, it works for me.
State FarmThe team at my agents office have been wonderful and are always accessible when I need it.They also called when I was listed as a passenger in a car crash to make sure everything was alright with me.
Erie InsuranceThe premium of my car insurance company was always increased quickly each year no matter what your car is new or old. The policy offerings was also limited compared to other car insurance providers.
Erie InsuranceWe have Erie insurance for both our home and auto insurance. We chose to go this route because a premium discount was offered if we bundled home together.