Kearns Auto Insurance Rates, Quotes, Agents & Reviews in UT

Kearns, UT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Kearns, UT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Kearns, UT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Kearns, UT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Kearns, UT with that of other cities in and around Kearns.

Kearns Taylorsville Murray Salt Lake City West Jordan Midvale
Average Insurance Rates $1,212 $1,234 $1,255 $1,387 $1,254 $1,239

Kearns, UT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Kearns, UT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Kearns $1,112 $940
West Valley City $1,582 $1,336
Taylorsville $1,159 $979
West Jordan $1,387 $1,172
Salt Lake City $1,410 $1,191
Salt Lake County $983 $830
Murray $2,120 $1,790
Midvale $1,365 $1,153

Kearns, UT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Kearns, UT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,933
20 Years $1,557
30 Years $1,199
40 Years $1,154
50 Years $1,069
60 Years $1,084
70 Years $1,261

Kearns, UT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Kearns, UT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,060 $364
3 Vehicles $3,091 $545
4 Vehicles $4,121 $727

Savings on 2 Vehicles bundle:$364

Savings on 3 Vehicles bundle:$545

Savings on 4 Vehicles bundle:$727

Kearns, UT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Kearns, UT.

Location Average Insurance Cost Post DUI Insurance Rate
Kearns $1,212 $1,843
West Valley City $1,221 $1,857
Taylorsville $1,234 $1,877
West Jordan $1,254 $1,907
Salt Lake City $1,387 $2,109
Salt Lake County $1,263 $1,921
Murray $1,255 $1,909
Midvale $1,239 $1,884

Kearns, UT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,040
Excellent (740-799) $1,187
Good (670-739) $1,263
Average (580-669) $1,648
Poor (300-579) $1,977

Kearns, UT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Taylor Oborn State Farm 92 W Center St, Midvale, 84047-7369 801-878-9155
Brasher Insurance Group Travelers 4548 S ATHERTON DR STE 210, SALT LAKE CITY, 84123 801-679-3652
Kristina Nelsen Farmers 3120 S 1300 E, Salt Lake City, 84106 (801) 599-7501
Insurance Concepts Travelers 1770 E FORT UNION BLVD STE 100, SALT LAKE CITY, 84171 801-942-0412
Al Hasna State Farm 9295 S 1300 E, Sandy, 84094-3127 801-576-0088
Univantage Insurance Solutions Inc. None 100 W. Towne Ridge Parkway, Sandy, 84070 None
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Anthony Evans Liberty Mutual 12427 South Pasture Road Suite 100, Riverton, 84096 1-801-253-3958
Btc Insurance Services Llc Liberty Mutual Independent 5675 S REDWOOD RD 11 B, TAYLORSVILLE, 84123 (801) 327-0117
Rex Olson GEICO 6552 South State Street, Murray, 84107 801-262-5200

Kearns, UT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$53 $1,265
Driver's Failure In Showing Documents +$118 $1,330
Driving With An Expired Registration +$125 $1,337
Driving At A Considerably Slow Pace +$263 $1,475
Using A Cellphone While Driving +$278 $1,490
Running A Red Light +$282 $1,494
Speeding +$297 $1,509
Driving A Vehicle Without The Required Permission +$377 $1,589
Driving With An Expired/Suspended License +$817 $2,029

Kearns, UT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,164
Active Disabling Device $1,164
Tracking Device $1,139
Passive Disabling Device $1,127

Latest Auto Insurance Reviews in Kearns, UT | Back to Top

The deductible is pretty low for my car insurance. Compared to other insurances they were the cheapest for the coverage I receive.
Erie Insurance
they check in and have the great coverage and willing to explain it to me.
Price was the way to go cause the higher the better in some cases. They offered me a good deal so, it works for me.
State Farm
The team at my agents office have been wonderful and are always accessible when I need it.They also called when I was listed as a passenger in a car crash to make sure everything was alright with me.
Erie Insurance
The premium of my car insurance company was always increased quickly each year no matter what your car is new or old. The policy offerings was also limited compared to other car insurance providers.
Erie Insurance
We have Erie insurance for both our home and auto insurance. We chose to go this route because a premium discount was offered if we bundled home together.