Kearny, NJ Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Kearny, NJ, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Factors that can influence the cost of car insurance in Kearny, NJ are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

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Kearny, NJ Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Kearny, NJ with that of other cities in and around Kearny.

	Kearny	North Arlington	Newark	Secaucus	Lyndhurst	Harrison
Average Insurance Rates	$1,701	$1,716	$1,650	$1,758	$1,727	$1,696

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Kearny, NJ Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Kearny, NJ based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location	Low Deductible ($500)	High Deductible ($1000)
Kearny	$1,295	$1,094
Harrison	$1,747	$1,476
East Newark	$2,384	$2,014
North Arlington	$1,250	$1,056
Hudson County	$1,564	$1,321
Lyndhurst	$1,922	$1,623
Secaucus	$1,706	$1,441
Newark	$1,254	$1,059

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Kearny, NJ Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Kearny, NJ usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver	Insurance Cost
Teens	$5,519
20 Years	$2,186
30 Years	$1,683
40 Years	$1,620
50 Years	$1,500
60 Years	$1,521
70 Years	$1,770

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Kearny, NJ Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Kearny, NJ can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars	Auto Insurance Cost	Total Savings
2 Vehicles	$2,892	$510
3 Vehicles	$4,338	$765
4 Vehicles	$5,783	$1,021

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Kearny, NJ Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Kearny, NJ.

Location	Average Insurance Cost	Post DUI Insurance Rate
Kearny	$1,701	$2,914
Harrison	$1,696	$2,905
East Newark	$1,691	$2,897
North Arlington	$1,716	$2,939
Hudson County	$1,659	$2,842
Lyndhurst	$1,727	$2,958
Secaucus	$1,758	$3,011
Newark	$1,650	$2,826

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Kearny, NJ Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score	Insurance Cost
Exceptional (800-850)	$1,459
Excellent (740-799)	$1,666
Good (670-739)	$1,772
Average (580-669)	$2,312
Poor (300-579)	$2,775

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Kearny, NJ Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name	Company	Agent Address	Contact Details
Rob Merlo	Allstate	700 Plaza Dr, Secaucus, 7094	(201) 867-2287
Mosco Insurance Agency Llc	Travelers	83 PARK ST, RIDGEFIELD PARK, 7660	201-814-1000
Chris Alevras	State Farm	595 Eagle Rock Ave, West Orange, 07052-2903	973-736-2343
Hugo Gonzalez	State Farm	715 Washington St, Hoboken, 07030-5001	201-795-0004
Freeway Insurance Services Of Nj-Bloomfield	None	31 Bloomfield Ave Bloomfield, Belleville, 7003	None
Frontier Insurance Agency Llc	Travelers	8525 KENNEDY BLVD, NORTH BERGEN, 7047	201-868-2828
Joe Brogan	State Farm	599 Bway, Bayonne, 07002-3818	201-339-8100
William H Connolly & Co Llc	Liberty Mutual Independent	56 Park St, Montclair, 7042	None
William H Connolly & Co Llc	Liberty Mutual Independent	56 Park St, Montclair, 7042	None
William H Connolly & Co Llc	Liberty Mutual Independent	56 Park St, Montclair, 7042	None

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Kearny, NJ Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation	Cost Increase	Total Insurance Cost
Driving Without Headlights	+$75	$1,776
Driver's Failure In Showing Documents	+$165	$1,866
Driving With An Expired Registration	+$175	$1,876
Driving At A Considerably Slow Pace	+$369	$2,070
Using A Cellphone While Driving	+$390	$2,091
Running A Red Light	+$396	$2,097
Speeding	+$417	$2,118
Driving A Vehicle Without The Required Permission	+$529	$2,230
Driving With An Expired/Suspended License	+$1,146	$2,847

Kearny, NJ Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature	Insurance Cost
Audible Alarm	$1,633
Active Disabling Device	$1,633
Tracking Device	$1,599
Passive Disabling Device	$1,582

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Latest Auto Insurance Reviews in Kearny, NJ | Back to Top