Kemp Mill Auto Insurance Rates, Quotes, Agents & Reviews in MD

Kemp Mill, MD Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Kemp Mill, MD, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Kemp Mill, MD are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Kemp Mill, MD Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Kemp Mill, MD with that of other cities in and around Kemp Mill.

Kemp Mill White Oak Four Corners Colesville Glenmont North Kensington
Average Insurance Rates $1,441 $1,430 $1,458 $1,455 $1,439 $1,449

Kemp Mill, MD Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Kemp Mill, MD based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Kemp Mill $1,541 $1,302
Four Corners $1,906 $1,610
White Oak $1,361 $1,149
Forest Glen $1,891 $1,597
Wheaton $1,844 $1,557
Glenmont $1,647 $1,391
Colesville $1,381 $1,167
North Kensington $1,950 $1,647

Kemp Mill, MD Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Kemp Mill, MD usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,676
20 Years $1,852
30 Years $1,426
40 Years $1,372
50 Years $1,271
60 Years $1,288
70 Years $1,500

Kemp Mill, MD Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Kemp Mill, MD can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,507 $375
3 Vehicles $3,761 $562
4 Vehicles $5,015 $749

Savings on 2 Vehicles bundle:$375

Savings on 3 Vehicles bundle:$562

Savings on 4 Vehicles bundle:$749


Kemp Mill, MD Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Kemp Mill, MD.

Location Average Insurance Cost Post DUI Insurance Rate
Kemp Mill $1,441 $2,297
Four Corners $1,458 $2,325
White Oak $1,430 $2,280
Forest Glen $1,448 $2,309
Wheaton $1,407 $2,243
Glenmont $1,439 $2,294
Colesville $1,455 $2,320
North Kensington $1,449 $2,310

Kemp Mill, MD Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,236
Excellent (740-799) $1,411
Good (670-739) $1,502
Average (580-669) $1,959
Poor (300-579) $2,350

Kemp Mill, MD Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Bethesda General Insurance Erie 13975 Connecticut Avenue Suite 205, Silver Spring, 20906 None
Novick Group, Inc. None 1 Church St, Ste 400, Rockville, 20850 None
Charles Pacholkiw Nationwide 4931 Cordell Ave, Bethesda, 20814-4536 (301) 986-8400
Charles Sumpter State Farm 4405 East West Hwy Ste 406, Bethesda, 20814-4535 301-657-2323
Zifer M. Reyal Allstate 10110 Sutherland Rd, Silver Spring, 20901 (301) 593-8050
Jose Nolivos Liberty Mutual 800 King Farm Blvd Ste 105, Rockville, 20850 1-301-881-9300
Kevin Mueller Liberty Mutual 800 King Farm Blvd Ste 105, Rockville, 20850 1-301-881-9300
C Clifton Veirs Agency Travelers 932 HUNGERFORD DR STE 15, ROCKVILLE, 20850 301-424-8700
Degraft Johnson Liberty Mutual 800 King Farm Blvd Ste 105, Rockville, 20850 1-301-881-9300
Felicia Folarin Allstate 6525 Belcrest Rd Ste 190, Hyattsville, 20782 (301) 209-9009
David A. Gasper Allstate 913 Ridgebrook Rd Ste 200, Sparks, 21152 (410) 472-0005
Joseph Bernard Schott Nationwide 1 North Park Dr STE 208, Cockeysville, 21030-1814 (410) 785-1122

Kemp Mill, MD Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$63 $1,504
Driver's Failure In Showing Documents +$140 $1,581
Driving With An Expired Registration +$148 $1,589
Driving At A Considerably Slow Pace +$313 $1,754
Using A Cellphone While Driving +$330 $1,771
Running A Red Light +$336 $1,777
Speeding +$353 $1,794
Driving A Vehicle Without The Required Permission +$448 $1,889
Driving With An Expired/Suspended License +$971 $2,412

Kemp Mill, MD Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,383
Active Disabling Device $1,383
Tracking Device $1,355
Passive Disabling Device $1,340