Kenner Auto Insurance Rates, Quotes, Agents & Reviews in LA

Kenner, LA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Kenner, LA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Average Cost of Car Insurance in Kenner, LA

Without auto insurance, you could be personally liable for these expenses, quickly exceeding your savings and leaving you in debt for years to come. Even if you are a safe driver, accidents can happen. And if you cause an accident, you could be sued for much more than the value of your car. So, while paying for auto insurance may seem like a waste of money, it is a smart investment.

The average cost of car insurance in Kenner, LA, is $2,491. Automobile insurance customers in Kenner, Louisiana, should avoid choosing an insurer randomly. When searching for auto insurance in Kenner, Louisiana, there are a few things to remember. They must look for affordable vehicle insurance in Kenner, evaluate the costs and promotional offers, and determine whether the plan meets their requirements. Finally, confirm that the business provides the coverage you require at a cost you can afford. Zimlon has looked into a few variables that may affect auto insurance costs in Kenner, Louisiana.

Credit History

Car insurance rates in Kenner, LA, are determined in part by your credit history. Insurance companies use credit-based insurance scores to help assess the risk of insuring a driver. Studies have shown that drivers with poor credit are more likely to file insurance claims, so insurers typically charge higher rates to drivers with lower credit scores. For instance, in Kenner, Louisiana, car owners with excellent credit have to pay $2,440, while those with poor or inadequate credit must pay $4,063. As a result, in order to qualify for discounts on Kenner, Louisiana, auto insurance premiums, car owners must have a good credit score.

Age of the Driver

Many factors go into determining your car insurance rate, and one of those factors is your age. Interestingly, your age can greatly impact your car insurance rate, even if you have a clean driving record. For example, a 20-year-old driver in Kenner, LA, will typically pay much more for car insurance than a 30-year-old driver with the same driving record. Insurance companies consider younger drivers more likely to get into an accident than older drivers. Therefore, they charge younger drivers higher rates to offset this risk. For instance, teenage drivers in Kenner, Louisiana, spend $8,083 on auto insurance, while drivers over 30 pay $2,465.

Driving Habits

When it comes to car insurance, a person's driving history is one of the biggest factors that will determine their rates. In Kenner, Louisiana, insurers will look at a driver's history when setting rates and will consider things like accidents, speeding tickets, and DUIs. Drivers with a clean history will typically get the best rates, while those with a history of accidents and tickets will pay more. For instance, in Kenner, Louisiana, drivers must pay an extra +$580 and +$1,679 to the total cost of auto insurance, respectively, if they run a red light or drive with an expired registration.

Factors that can influence the cost of car insurance in Kenner, LA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Kenner, LA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Kenner, LA with that of other cities in and around Kenner.

Kenner Elmwood Metairie Ama Waggaman St. Rose
Average Insurance Rates $2,491 $2,504 $2,575 $2,464 $2,392 $2,482

Kenner, LA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Kenner, LA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Kenner $1,330 $1,123
River Ridge $3,071 $2,594
St. Rose $2,889 $2,440
Metairie $985 $832
Waggaman $2,237 $1,890
Ama $937 $792
Elmwood $1,490 $1,259
Harahan $1,531 $1,293

Kenner, LA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Kenner, LA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $8,083
20 Years $3,201
30 Years $2,465
40 Years $2,372
50 Years $2,197
60 Years $2,227
70 Years $2,592

Kenner, LA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Kenner, LA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $4,384 $598
3 Vehicles $6,576 $897
4 Vehicles $8,768 $1,196

Savings on 2 Vehicles bundle:$598

Savings on 3 Vehicles bundle:$897

Savings on 4 Vehicles bundle:$1,196

Kenner, LA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Kenner, LA.

Location Average Insurance Cost Post DUI Insurance Rate
Kenner $2,491 $3,453
River Ridge $2,623 $3,636
St. Rose $2,482 $3,440
Metairie $2,575 $3,569
Waggaman $2,392 $3,315
Ama $2,464 $3,415
Elmwood $2,504 $3,471
Harahan $2,577 $3,572

Kenner, LA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $2,137
Excellent (740-799) $2,440
Good (670-739) $2,596
Average (580-669) $3,386
Poor (300-579) $4,063

Kenner, LA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Kert Leblanc State Farm 6820 Vetrns Meml Blvd Ste B, Metairie, 70003-8408 504-454-6036
Bryan Schexnayder State Farm 1109 N Causeway Blvd, Metairie, 70001-4127 504-835-2944
Chad Vidrine State Farm 111 Veterans Blvd Ste 740, Metairie, 70005-3035 504-834-3911
Dodd Davis State Farm 4425 Clearview Pkwy Ste E, Metairie, 70006-2397 504-304-0018
John Chappetta Allstate 401 Veterans Blvd Ste 104, Metairie, 70005 (504) 828-9621
Cal Suer Jr State Farm 3524 16th St Ste C, Metairie, 70002-3400 504-885-8080
Cory Tucker & Larrowe Inc Liberty Mutual Independent 3850 N CAUSEWAY BLVD STE 1360, METAIRIE, 70002 (504) 834-5080
Stern & Associates, Llc None 2800 Veterans Blvd., Suite 203 ,, Metairie, 70002 None
Stone Insurance Inc Travelers 111 Veterans Memorial Blvd Ste 802, Metairie, 70005 None
Eagan Insurance Agency Liberty Mutual Independent 2629 N Causeway Blvd, METAIRIE, 70002 (504) 836-9600
Eagan Insurance Agency Liberty Mutual Independent 2629 N Causeway Blvd, METAIRIE, 70002 (504) 836-9600

Kenner, LA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$110 $2,601
Driver's Failure In Showing Documents +$242 $2,733
Driving With An Expired Registration +$257 $2,748
Driving At A Considerably Slow Pace +$541 $3,032
Using A Cellphone While Driving +$570 $3,061
Running A Red Light +$580 $3,071
Speeding +$610 $3,101
Driving A Vehicle Without The Required Permission +$775 $3,266
Driving With An Expired/Suspended License +$1,679 $4,170

Kenner, LA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $2,391
Active Disabling Device $2,391
Tracking Device $2,342
Passive Disabling Device $2,317

Latest Auto Insurance Reviews in Kenner, LA | Back to Top

Liberty Mutual
I determine the policy coverages and do not rely upon them to dictate what coverages that I maintain. So I am quite satisfied with my premium and deductibles.
State Farm
My local StateFarm agents have always been prompt and gracious when I've needed service. I don't contact them often, but when I do, I feel comfortable.