Kenner, LA Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Kenner, LA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Average Cost of Car Insurance in Kenner, LA
Without auto insurance, you could be personally liable for these expenses, quickly exceeding your savings and leaving you in debt for years to come. Even if you are a safe driver, accidents can happen. And if you cause an accident, you could be sued for much more than the value of your car. So, while paying for auto insurance may seem like a waste of money, it is a smart investment.
The average cost of car insurance in Kenner, LA, is $2,491. Automobile insurance customers in Kenner, Louisiana, should avoid choosing an insurer randomly. When searching for auto insurance in Kenner, Louisiana, there are a few things to remember. They must look for affordable vehicle insurance in Kenner, evaluate the costs and promotional offers, and determine whether the plan meets their requirements. Finally, confirm that the business provides the coverage you require at a cost you can afford. Zimlon has looked into a few variables that may affect auto insurance costs in Kenner, Louisiana.
Credit History
Car insurance rates in Kenner, LA, are determined in part by your credit history. Insurance companies use credit-based insurance scores to help assess the risk of insuring a driver. Studies have shown that drivers with poor credit are more likely to file insurance claims, so insurers typically charge higher rates to drivers with lower credit scores. For instance, in Kenner, Louisiana, car owners with excellent credit have to pay $2,440, while those with poor or inadequate credit must pay $4,063. As a result, in order to qualify for discounts on Kenner, Louisiana, auto insurance premiums, car owners must have a good credit score.
Age of the Driver
Many factors go into determining your car insurance rate, and one of those factors is your age. Interestingly, your age can greatly impact your car insurance rate, even if you have a clean driving record. For example, a 20-year-old driver in Kenner, LA, will typically pay much more for car insurance than a 30-year-old driver with the same driving record. Insurance companies consider younger drivers more likely to get into an accident than older drivers. Therefore, they charge younger drivers higher rates to offset this risk. For instance, teenage drivers in Kenner, Louisiana, spend $8,083 on auto insurance, while drivers over 30 pay $2,465.
Driving Habits
When it comes to car insurance, a person's driving history is one of the biggest factors that will determine their rates. In Kenner, Louisiana, insurers will look at a driver's history when setting rates and will consider things like accidents, speeding tickets, and DUIs. Drivers with a clean history will typically get the best rates, while those with a history of accidents and tickets will pay more. For instance, in Kenner, Louisiana, drivers must pay an extra +$580 and +$1,679 to the total cost of auto insurance, respectively, if they run a red light or drive with an expired registration.
Factors that can influence the cost of car insurance in Kenner, LA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Kenner, LA Auto Insurance Rates
- Kenner, LA Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Kenner, LA
- Multi Vehicle Insurance Savings in Kenner, LA
- How Credit Score Affects Car Insurance Rates in Kenner, LA
- How DUI Affects Auto Insurance Premiums in Kenner, LA
- Top Auto Insurance Agents Near Kenner, LA
- How Driving Violations Affect Auto Insurance Rates in Kenner, LA
- Kenner, LA Auto Insurance Discounts on Anti Theft Feature
- Kenner, LA Auto Insurance Company Reviews
Kenner, LA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Kenner, LA with that of other cities in and around Kenner.
Kenner | Elmwood | Metairie | Ama | Waggaman | St. Rose | |
---|---|---|---|---|---|---|
Average Insurance Rates | $2,491 | $2,504 | $2,575 | $2,464 | $2,392 | $2,482 |
Kenner, LA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Kenner, LA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
Location | Low Deductible ($500) | High Deductible ($1000) |
---|---|---|
Kenner | $1,330 | $1,123 |
River Ridge | $3,071 | $2,594 |
St. Rose | $2,889 | $2,440 |
Metairie | $985 | $832 |
Waggaman | $2,237 | $1,890 |
Ama | $937 | $792 |
Elmwood | $1,490 | $1,259 |
Harahan | $1,531 | $1,293 |
Kenner, LA Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Kenner, LA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
Age of Driver | Insurance Cost |
---|---|
Teens | $8,083 |
20 Years | $3,201 |
30 Years | $2,465 |
40 Years | $2,372 |
50 Years | $2,197 |
60 Years | $2,227 |
70 Years | $2,592 |
Kenner, LA Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Kenner, LA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
Number of Cars | Auto Insurance Cost | Total Savings |
---|---|---|
2 Vehicles | $4,384 | $598 |
3 Vehicles | $6,576 | $897 |
4 Vehicles | $8,768 | $1,196 |

Savings on 2 Vehicles bundle:$598

Savings on 3 Vehicles bundle:$897

Savings on 4 Vehicles bundle:$1,196
Kenner, LA Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Kenner, LA.
Location | Average Insurance Cost | Post DUI Insurance Rate |
---|---|---|
Kenner | $2,491 | $3,453 |
River Ridge | $2,623 | $3,636 |
St. Rose | $2,482 | $3,440 |
Metairie | $2,575 | $3,569 |
Waggaman | $2,392 | $3,315 |
Ama | $2,464 | $3,415 |
Elmwood | $2,504 | $3,471 |
Harahan | $2,577 | $3,572 |
Kenner, LA Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
Credit Score | Insurance Cost |
---|---|
Exceptional (800-850) | $2,137 |
Excellent (740-799) | $2,440 |
Good (670-739) | $2,596 |
Average (580-669) | $3,386 |
Poor (300-579) | $4,063 |
Kenner, LA Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
Agent Name | Company | Agent Address | Contact Details |
---|---|---|---|
Kert Leblanc | State Farm | 6820 Vetrns Meml Blvd Ste B, Metairie, 70003-8408 | 504-454-6036 |
Bryan Schexnayder | State Farm | 1109 N Causeway Blvd, Metairie, 70001-4127 | 504-835-2944 |
Chad Vidrine | State Farm | 111 Veterans Blvd Ste 740, Metairie, 70005-3035 | 504-834-3911 |
Dodd Davis | State Farm | 4425 Clearview Pkwy Ste E, Metairie, 70006-2397 | 504-304-0018 |
John Chappetta | Allstate | 401 Veterans Blvd Ste 104, Metairie, 70005 | (504) 828-9621 |
Cal Suer Jr | State Farm | 3524 16th St Ste C, Metairie, 70002-3400 | 504-885-8080 |
Cory Tucker & Larrowe Inc | Liberty Mutual Independent | 3850 N CAUSEWAY BLVD STE 1360, METAIRIE, 70002 | (504) 834-5080 |
Stern & Associates, Llc | None | 2800 Veterans Blvd., Suite 203 ,, Metairie, 70002 | None |
Stone Insurance Inc | Travelers | 111 Veterans Memorial Blvd Ste 802, Metairie, 70005 | None |
Eagan Insurance Agency | Liberty Mutual Independent | 2629 N Causeway Blvd, METAIRIE, 70002 | (504) 836-9600 |
Eagan Insurance Agency | Liberty Mutual Independent | 2629 N Causeway Blvd, METAIRIE, 70002 | (504) 836-9600 |
Kenner, LA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
Driving Violation | Cost Increase | Total Insurance Cost |
---|---|---|
Driving Without Headlights | +$110 | $2,601 |
Driver's Failure In Showing Documents | +$242 | $2,733 |
Driving With An Expired Registration | +$257 | $2,748 |
Driving At A Considerably Slow Pace | +$541 | $3,032 |
Using A Cellphone While Driving | +$570 | $3,061 |
Running A Red Light | +$580 | $3,071 |
Speeding | +$610 | $3,101 |
Driving A Vehicle Without The Required Permission | +$775 | $3,266 |
Driving With An Expired/Suspended License | +$1,679 | $4,170 |
Kenner, LA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
Anti Theft Feature | Insurance Cost |
---|---|
Audible Alarm | $2,391 |
Active Disabling Device | $2,391 |
Tracking Device | $2,342 |
Passive Disabling Device | $2,317 |
Latest Auto Insurance Reviews in Kenner, LA | Back to Top

I determine the policy coverages and do not rely upon them to dictate what coverages that I maintain. So I am quite satisfied with my premium and deductibles.

My local StateFarm agents have always been prompt and gracious when I've needed service. I don't contact them often, but when I do, I feel comfortable.