Kennewick Auto Insurance Rates, Quotes, Agents & Reviews in WA

Kennewick, WA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Kennewick, WA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Top 5 Most Popular Car Insurance Companies in Kennewick, WA

Kennewick has a population of around 84,347, with an average rate of insurance of $945. However, by comparing prices and reviews on Zimlon, car owners can save more on auto insurance. Based on factors such as (but not limited to) age, marital status, and car make and model, this value may vary. 

By analyzing market share data gathered for Washington, Zimlon lists the top 5 car insurance companies (based on market share) in Kennewick.

top_5_most_popular_car_insurance_companies_in_kennewick_wa

STATE FARM:

State Farm, with a market share of 16.05%, is first on this list. It has 883,758 direct premiums written, and 883,527 direct premiums earned. State Farm maintains its quality, with an immensely customer-friendly online portal. The company has an A.M. Best rating of A++ and a J.D. Power Rating of 820/1000.

GEICO:

GEICO is second in Kennewick, WA, with a market share of 11.57%. It has a massive 637,543 direct premiums written, and 626,295 direct premiums earned. GEICO continues to bring innovations into the field of insurance, the latest being its virtual assistant, KATE. GEICO has an A.M. Best rating of A++ and a J.D. Power Rating of 813/1000 in the Northwest region. 

LIBERTY MUTUAL:

Liberty Mutual has a market share of 10.43%. The company is the third-largest property and casualty insurer in the country, as well. It has 574,536 direct premiums written, and 561,299 direct premiums earned. The company has an A.M. Best Rating of A and a J.D. Power Rating of 792/1000.

PROGRESSIVE:

Progressive has a market share of 9.74% in Kennewick, WA. It has 536,468 direct premiums written, and 510,058  direct premiums earned. Progressive finds its way into the Forbes list of “Best Employers for New Grads 2019”. The company has an A.M. Best rating of A+ and a J.D. Power Rating of 797/1000. 

ALLSTATE: 

Allstate rounds up the list of the top 5 car insurance companies, with a market share of 9.22%. The company has 507,733 direct premiums written, and 501,838 direct premiums earned. Allstate also has an A+ A.M. Best Rating, and a J.D. Power Rating of 816/1000. 

It is interesting to note that PEMCO Insurance, which has the best J.D. Power Rating of 850/1000 in the Northwest region, only has a market share of 5.37%.

Factors that can influence the cost of car insurance in Kennewick, WA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Kennewick, WA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Kennewick, WA with that of other cities in and around Kennewick.

Kennewick Richland Burbank West Richland Pasco Finley
Average Insurance Rates $945 $930 $1,194 $1,214 $952 $1,201

Kennewick, WA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Kennewick, WA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Kennewick $1,678 $1,417
West Pasco $1,579 $1,334
Pasco $1,488 $1,257
Richland-Kennewick $1,511 $1,276
Finley $1,341 $1,133
Richland $1,470 $1,241
West Richland $1,361 $1,149
Burbank $1,485 $1,255

Kennewick, WA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Kennewick, WA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,066
20 Years $1,214
30 Years $935
40 Years $900
50 Years $833
60 Years $845
70 Years $983

Kennewick, WA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Kennewick, WA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,625 $265
3 Vehicles $2,438 $397
4 Vehicles $3,251 $529

Savings on 2 Vehicles bundle:$265

Savings on 3 Vehicles bundle:$397

Savings on 4 Vehicles bundle:$529


Kennewick, WA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Kennewick, WA.

Location Average Insurance Cost Post DUI Insurance Rate
Kennewick $945 $1,517
West Pasco $1,310 $2,103
Pasco $952 $1,528
Richland-Kennewick $1,207 $1,937
Finley $1,201 $1,928
Richland $930 $1,493
West Richland $1,214 $1,949
Burbank $1,194 $1,916

Kennewick, WA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $811
Excellent (740-799) $926
Good (670-739) $985
Average (580-669) $1,285
Poor (300-579) $1,541

Kennewick, WA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Terry L. Johnson Allstate 7103 W Clearwater Ave Ste E, Kennewick, 99336 (509) 735-2948
Cecelia Mauseth State Farm 5230 Outlet Dr, Pasco, 99301-8969 509-492-3470
Vladimir Krinitsyn State Farm 1408 N 20th Ave Ste C, Pasco, 99301-4059 509-547-7038
Simmons Insurance Group Travelers 1103 N 20TH AVE, PASCO, 99301 509-545-8783
Jeff Hamilton Allstate 110 Gage Blvd Ste 202, Richland, 99352 (509) 783-7929
Simmons Insurance Group Travelers 7535 W KENNEWICK AVE STE H, KENNEWICK, 99336 509-734-3200
Jon Fuller Farmers 5150 W Clearwater Ave Ste 120, Kennewick, 99336 (509) 735-3600
Andrew Herber Allstate 3321 W Kennewick Ave Ste 130, Kennewick, 99336 (509) 735-3456
Bud Knore State Farm 7605 W Kennewick Ave Ste B, Kennewick, 99336-7746 509-735-1521
Daryl Zumhofe Farmers 5150 W Clearwater Ave Ste 120, Kennewick, 99336 (509) 735-3600
Scott Smith State Farm 4303 W 27th Ave Ste A, Kennewick, 99338-1986 509-783-0172

Kennewick, WA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$42 $987
Driver's Failure In Showing Documents +$92 $1,037
Driving With An Expired Registration +$97 $1,042
Driving At A Considerably Slow Pace +$205 $1,150
Using A Cellphone While Driving +$216 $1,161
Running A Red Light +$220 $1,165
Speeding +$232 $1,177
Driving A Vehicle Without The Required Permission +$294 $1,239
Driving With An Expired/Suspended License +$637 $1,582

Kennewick, WA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $907
Active Disabling Device $907
Tracking Device $888
Passive Disabling Device $879

Latest Auto Insurance Reviews in Kennewick, WA | Back to Top

Geico
Their offering are pretty good. I'm not totally happy with them but I'm kind of stuck with them at the moment. I'm not real happy about the way that they settled a claim.
Progressive
My premium is just right for me. I have gotten quotes from other company's and they were much more expensive. My deductible is only $100 so it is not expensive at all!
State Farm
The premiums are competitive, especially due to the fact we bundle. We select what we believe are reasonable deductibles, based on the age of our cars. Will be buying a new car in a matter of weeks.
Country Financial
I have car insurance through country financial as well, they are very attentive and responsive to our needs. Their answer or return calls quickly and are very helpful with our needs.
Geico
They offering are comparable to others. I think is probably a bit cheaper than several others car insurance available today. They are always available a good plus.
State Farm
I pretty much covered this earlier under the home insurance text box. Again, was pretty much a standard policy covering accidents and injuries, but then I had to switch to a cheaper liability only policy once.
American Family Insurance
American Family Insurance is our car insurance provider as well. We just recently updated our plan and it is saving us $20 a month for the same type of plan we had with a better coverage rate.
American Family Insurance
American Family Insurance is our car insurance provider as well. We just recently updated our plan and it is saving us $20 a month for the same type of plan we had with a better coverage rate.
Geico
I like the way they get your policy going right away without waiting a long time, like other insurance companies, and find a good price.
The General Auto Insurance
The premium that I pay is the best for the coverage I have. I get numerous discounts plus I get a discount for not having any accidents as well as a discount for being with them for the time that I have been.
Progressive
I wish the rates were a little lower, but I guess you could pretty much say that about any company, and I definitely don't feel like I"m being overcharged.