Kensington Auto Insurance Rates, Quotes, Agents & Reviews in MD

Kensington, MD Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Kensington, MD, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Kensington, MD are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Kensington, MD Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Kensington, MD with that of other cities in and around Kensington.

Kensington North Chevy Chase Wheaton North Kensington South Kensington Garrett Park
Average Insurance Rates $1,565 $1,644 $1,407 $1,449 $1,585 $1,628

Kensington, MD Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Kensington, MD based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Kensington $2,696 $2,277
Chevy Chase View $2,170 $1,833
South Kensington $1,156 $976
North Kensington $1,950 $1,647
Garrett Park $2,020 $1,706
Forest Glen $1,891 $1,597
North Chevy Chase $1,122 $947
Wheaton $1,844 $1,557

Kensington, MD Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Kensington, MD usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,078
20 Years $2,011
30 Years $1,549
40 Years $1,490
50 Years $1,380
60 Years $1,399
70 Years $1,629

Kensington, MD Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Kensington, MD can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,661 $470
3 Vehicles $3,991 $704
4 Vehicles $5,321 $939

Savings on 2 Vehicles bundle:$470

Savings on 3 Vehicles bundle:$704

Savings on 4 Vehicles bundle:$939

Kensington, MD Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Kensington, MD.

Location Average Insurance Cost Post DUI Insurance Rate
Kensington $1,565 $2,495
Chevy Chase View $1,683 $2,683
South Kensington $1,585 $2,527
North Kensington $1,449 $2,310
Garrett Park $1,628 $2,596
Forest Glen $1,448 $2,309
North Chevy Chase $1,644 $2,621
Wheaton $1,407 $2,243

Kensington, MD Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,343
Excellent (740-799) $1,533
Good (670-739) $1,631
Average (580-669) $2,128
Poor (300-579) $2,553

Kensington, MD Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Bogart & Brownell Of Md Inc. Erie 7648 Standish Place, Rockville, 20855 None
Carl Rutan Insurance Agency Erie 9912 COLESVILLE RD, SILVER SPRING, 20901 301-681-0200
Yulmi Sanchez Allstate 2416 Blueridge Ave Ste 100, Wheaton, 20902 (301) 933-8307
Watson & Watson Travelers 16033 COMPRINT CIRCLE, GAITHERSBURG, 20877 301-948-5151
Rogers & Goldbach Ins Assoc Nationwide 4931 Cordell Ave., Bethesda, 20814-2508 (301) 652-2446
Iii-Waymon Lynch Insurance Agency Travelers 4424 LONGFELLOW ST, HYATTSVILLE, 20781 301-927-6070
C Clifton Veirs Agency Travelers 932 HUNGERFORD DR STE 15, ROCKVILLE, 20850 301-424-8700
The Mclaughlin Company Travelers 9210 CORPORATE BLVD STE 250, ROCKVILLE, 20850 202-293-5566
Brown Insurance Group Inc Liberty Mutual Independent 12118 HERITAGE PARK CIR, SILVER SPRING, 20906 (301) 933-5500
Tim Alexander State Farm 5 Shawan Road, Hunt Valley, 21030 410-527-1414

Kensington, MD Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$69 $1,634
Driver's Failure In Showing Documents +$152 $1,717
Driving With An Expired Registration +$161 $1,726
Driving At A Considerably Slow Pace +$340 $1,905
Using A Cellphone While Driving +$358 $1,923
Running A Red Light +$365 $1,930
Speeding +$383 $1,948
Driving A Vehicle Without The Required Permission +$487 $2,052
Driving With An Expired/Suspended License +$1,055 $2,620

Kensington, MD Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,502
Active Disabling Device $1,502
Tracking Device $1,471
Passive Disabling Device $1,455