Kent County Auto Insurance Rates, Quotes, Agents & Reviews in MD

Kent County, MD Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Kent County, MD, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Kent County, MD are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Kent County, MD Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Kent County, MD with that of other cities in and around Kent County.

Kent County Georgetown Chestertown Fairlee Butlertown Kingstown
Average Insurance Rates $1,360 $2,027 $1,351 $1,345 $1,313 $1,351

Kent County, MD Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Kent County, MD based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Kent County $1,775 $1,499
Fairlee $1,271 $1,074
Worton $2,163 $1,827
Chestertown $1,465 $1,237
Butlertown $1,713 $1,447
Georgetown $2,088 $1,763
Kingstown $1,167 $986
Tolchester $1,366 $1,154

Kent County, MD Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Kent County, MD usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,413
20 Years $1,747
30 Years $1,346
40 Years $1,295
50 Years $1,199
60 Years $1,216
70 Years $1,415

Kent County, MD Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Kent County, MD can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,394 $326
3 Vehicles $3,590 $490
4 Vehicles $4,787 $653

Savings on 2 Vehicles bundle:$326

Savings on 3 Vehicles bundle:$490

Savings on 4 Vehicles bundle:$653


Kent County, MD Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Kent County, MD.

Location Average Insurance Cost Post DUI Insurance Rate
Kent County $1,360 $2,168
Fairlee $1,345 $2,144
Worton $2,100 $3,348
Chestertown $1,351 $2,154
Butlertown $1,313 $2,093
Georgetown $2,027 $3,232
Kingstown $1,351 $2,154
Tolchester $1,354 $2,159

Kent County, MD Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,167
Excellent (740-799) $1,332
Good (670-739) $1,417
Average (580-669) $1,849
Poor (300-579) $2,218

Kent County, MD Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Calvin Jones Allstate 1024 Eastern Blvd, Essex, 21221 (410) 999-9999
Dukes-Moore Insurance Agency None 205 High St, Chestertown, 21620 None
Melanie Cook State Farm 1201 Eastern Blvd, Essex, 21221-3422 410-682-2200
Hank Starkey State Farm 948 Washington Ave, Chestertown, 21620-3384 410-778-0647
Mike Grace State Farm 2937 Emmorton Rd, Abingdon, 21009-1631 410-569-1600
Erik L Anderson Insurance Agency Travelers 823 EASTERN BLVD, BALTIMORE, 21221 410-686-5400
Dean Sprague State Farm 11450 Pulaski Highway, White Marsh, 21162-1514 410-335-7702
Doug Kottraba Jr State Farm 2201 Eastern Blvd Ste A, Middle River, 21220-4296 410-687-7747
David Taylor State Farm 110 Painters Mill Rd Ste 117, Owings Mills, 21117-5514 410-413-6384
Hogans Agency, Inc. None 220 High Street , Chestertown, 21620 None

Kent County, MD Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$60 $1,420
Driver's Failure In Showing Documents +$132 $1,492
Driving With An Expired Registration +$140 $1,500
Driving At A Considerably Slow Pace +$295 $1,655
Using A Cellphone While Driving +$311 $1,671
Running A Red Light +$317 $1,677
Speeding +$333 $1,693
Driving A Vehicle Without The Required Permission +$423 $1,783
Driving With An Expired/Suspended License +$917 $2,277

Kent County, MD Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,306
Active Disabling Device $1,306
Tracking Device $1,278
Passive Disabling Device $1,265