Kenwood Auto Insurance Rates, Quotes, Agents & Reviews in CA

Kenwood, CA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Kenwood, CA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Kenwood, CA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Kenwood, CA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Kenwood, CA with that of other cities in and around Kenwood.

Kenwood St. Helena Eldridge Oakville Glen Ellen Rutherford
Average Insurance Rates $2,001 $2,106 $1,983 $2,124 $1,994 $1,990

Kenwood, CA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Kenwood, CA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Kenwood $1,950 $1,647
Glen Ellen $1,164 $983
St. Helena $2,201 $1,859
Eldridge $1,927 $1,628
Rutherford $1,603 $1,354
Fetters Hot Springs-Agua Caliente $1,379 $1,165
Oakville $2,188 $1,848
Boyes Hot Springs $1,434 $1,211

Kenwood, CA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Kenwood, CA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $6,493
20 Years $2,571
30 Years $1,980
40 Years $1,905
50 Years $1,764
60 Years $1,789
70 Years $2,082

Kenwood, CA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Kenwood, CA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,402 $600
3 Vehicles $5,103 $900
4 Vehicles $6,803 $1,201

Savings on 2 Vehicles bundle:$600

Savings on 3 Vehicles bundle:$900

Savings on 4 Vehicles bundle:$1,201

Kenwood, CA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Kenwood, CA.

Location Average Insurance Cost Post DUI Insurance Rate
Kenwood $2,001 $4,927
Glen Ellen $1,994 $4,910
St. Helena $2,106 $5,185
Eldridge $1,983 $4,883
Rutherford $1,990 $4,900
Fetters Hot Springs-Agua Caliente $1,926 $4,742
Oakville $2,124 $5,230
Boyes Hot Springs $1,921 $4,730

Kenwood, CA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,717
Excellent (740-799) $1,960
Good (670-739) $2,085
Average (580-669) $2,720
Poor (300-579) $3,264

Kenwood, CA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Debi Fitzgerald Allstate 659 Cherry St Ste 101, Santa Rosa, 95404 (707) 566-3930
Gregory Edwards Allstate 2001 Jefferson St Ste B, Napa, 94559 (707) 259-5015
John Wehde State Farm 1260 Farmers Ln, Santa Rosa, 95405-6707 707-542-4544
Mellissa Lopez State Farm 575 Jefferson St, Napa, 94559-3236 707-224-3176
Mark Coleman State Farm 1842 Jefferson St, Napa, 94559-1618 707-253-1200
Kristen Law State Farm 3940 High St Ste C, Oakland, 94619-2212 510-530-3200
Chad Allen State Farm 529 Broadway, Sonoma, 95476-6601 707-938-4110
Kiet Nguyen State Farm 4198 Mission St, San Francisco, 94112-1518 415-587-1880
Fillia Fransisca State Farm 2315 Noriega St, San Francisco, 94122-4239 415-661-3726

Kenwood, CA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$88 $2,089
Driver's Failure In Showing Documents +$194 $2,195
Driving With An Expired Registration +$206 $2,207
Driving At A Considerably Slow Pace +$434 $2,435
Using A Cellphone While Driving +$458 $2,459
Running A Red Light +$466 $2,467
Speeding +$490 $2,491
Driving A Vehicle Without The Required Permission +$622 $2,623
Driving With An Expired/Suspended License +$1,349 $3,350

Kenwood, CA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,921
Active Disabling Device $1,921
Tracking Device $1,881
Passive Disabling Device $1,861