Ketchikan Auto Insurance Rates, Quotes, Agents & Reviews in AK

Ketchikan, AK Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Ketchikan, AK, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Ketchikan, AK are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Ketchikan, AK Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Ketchikan, AK with that of other cities in and around Ketchikan.

Ketchikan Ketchikan Gateway
Average Insurance Rates $1,177 $1,295

Ketchikan, AK Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Ketchikan, AK based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Ketchikan $2,271 $1,918
Ketchikan Gateway $1,212 $1,024

Ketchikan, AK Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Ketchikan, AK usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,819
20 Years $1,512
30 Years $1,165
40 Years $1,121
50 Years $1,038
60 Years $1,052
70 Years $1,225

Ketchikan, AK Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Ketchikan, AK can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,072 $282
3 Vehicles $3,107 $424
4 Vehicles $4,143 $565

Savings on 2 Vehicles bundle:$282

Savings on 3 Vehicles bundle:$424

Savings on 4 Vehicles bundle:$565

Ketchikan, AK Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Ketchikan, AK.

Location Average Insurance Cost Post DUI Insurance Rate
Ketchikan $1,177 $1,837
Ketchikan Gateway $1,295 $2,022

Ketchikan, AK Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,010
Excellent (740-799) $1,153
Good (670-739) $1,226
Average (580-669) $1,600
Poor (300-579) $1,920

Ketchikan, AK Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Dan Christensen State Farm 3137 Tongass Ave, Ketchikan, 99901-5745 907-225-4007

Ketchikan, AK Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$52 $1,229
Driver's Failure In Showing Documents +$114 $1,291
Driving With An Expired Registration +$121 $1,298
Driving At A Considerably Slow Pace +$255 $1,432
Using A Cellphone While Driving +$270 $1,447
Running A Red Light +$274 $1,451
Speeding +$288 $1,465
Driving A Vehicle Without The Required Permission +$366 $1,543
Driving With An Expired/Suspended License +$793 $1,970

Ketchikan, AK Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,130
Active Disabling Device $1,130
Tracking Device $1,106
Passive Disabling Device $1,095