Keystone Heights, FL Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Keystone Heights, FL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Keystone Heights, FL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Keystone Heights, FL Auto Insurance Rates
- Keystone Heights, FL Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Keystone Heights, FL
- Multi Vehicle Insurance Savings in Keystone Heights, FL
- How Credit Score Affects Car Insurance Rates in Keystone Heights, FL
- How DUI Affects Auto Insurance Premiums in Keystone Heights, FL
- Top Auto Insurance Agents Near Keystone Heights, FL
- How Driving Violations Affect Auto Insurance Rates in Keystone Heights, FL
- Keystone Heights, FL Auto Insurance Discounts on Anti Theft Feature
- Keystone Heights, FL Auto Insurance Company Reviews
Keystone Heights, FL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Keystone Heights, FL with that of other cities in and around Keystone Heights.
| Keystone Heights | Penney Farms | Asbury Lake | Hampton | Bradford County | Lawtey | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $2,094 | $2,158 | $2,179 | $2,104 | $2,061 | $2,074 |
Keystone Heights, FL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Keystone Heights, FL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Keystone Heights | $2,157 | $1,822 |
| Clay County | $1,830 | $1,546 |
| Hampton | $2,807 | $2,371 |
| Penney Farms | $1,710 | $1,444 |
| Starke | $1,585 | $1,339 |
| Bradford County | $1,603 | $1,354 |
| Asbury Lake | $1,744 | $1,473 |
| Lawtey | $1,270 | $1,073 |
Keystone Heights, FL Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Keystone Heights, FL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $6,795 |
| 20 Years | $2,691 |
| 30 Years | $2,072 |
| 40 Years | $1,994 |
| 50 Years | $1,846 |
| 60 Years | $1,872 |
| 70 Years | $2,179 |
Keystone Heights, FL Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Keystone Heights, FL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $3,602 | $586 |
| 3 Vehicles | $5,403 | $879 |
| 4 Vehicles | $7,203 | $1,173 |
Savings on 2 Vehicles bundle:$586
Savings on 3 Vehicles bundle:$879
Savings on 4 Vehicles bundle:$1,173
Keystone Heights, FL Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Keystone Heights, FL.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Keystone Heights | $2,094 | $3,277 |
| Clay County | $1,460 | $2,285 |
| Hampton | $2,104 | $3,293 |
| Penney Farms | $2,158 | $3,377 |
| Starke | $2,055 | $3,216 |
| Bradford County | $2,061 | $3,226 |
| Asbury Lake | $2,179 | $3,410 |
| Lawtey | $2,074 | $3,246 |
Keystone Heights, FL Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,797 |
| Excellent (740-799) | $2,051 |
| Good (670-739) | $2,182 |
| Average (580-669) | $2,847 |
| Poor (300-579) | $3,416 |
Keystone Heights, FL Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Michael Murray | Allstate | 1831 Golden Eagle Way Ste 30, Fleming Island, 32003 | (904) 278-1113 |
| Len Lewis | Allstate | 1831 Golden Eagle Way 30, Fleming Island, 32003 | (904) 297-1720 |
| George Roberts Insurance Inc | Travelers | 2361 BLANDING BLVD, MIDDLEBURG, 32068 | 904-282-7665 |
| Roberts Ins Keystone | Allstate | 333 S Lawrence Blvd, Keystone Heights, 32656 | (352) 473-7209 |
| Danny Dupree | State Farm | 510 Airport Center Dr Ste 103, Jacksonville, 32218-7261 | 904-757-8450 |
| Bissell & Associates Ins Inc | Travelers | 3305 Hendricks Ave, Jacksonville, 32207 | None |
| Metropolitan Insurance Services Llc | Travelers | 6817 SOUTH POINT PKWY STE 1202, JACKSONVILLE, 32216 | 904-647-1400 |
| Erwin Insurance Agency Inc. | Liberty Mutual Independent | 3547 Hendricks Ave, Jacksonville, 32207 | None |
Keystone Heights, FL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$92 | $2,186 |
| Driver's Failure In Showing Documents | +$203 | $2,297 |
| Driving With An Expired Registration | +$216 | $2,310 |
| Driving At A Considerably Slow Pace | +$454 | $2,548 |
| Using A Cellphone While Driving | +$480 | $2,574 |
| Running A Red Light | +$488 | $2,582 |
| Speeding | +$513 | $2,607 |
| Driving A Vehicle Without The Required Permission | +$651 | $2,745 |
| Driving With An Expired/Suspended License | +$1,411 | $3,505 |
Keystone Heights, FL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $2,010 |
| Active Disabling Device | $2,010 |
| Tracking Device | $1,968 |
| Passive Disabling Device | $1,947 |
Latest Auto Insurance Reviews in Keystone Heights, FL | Back to Top
Liberty MutualThe customer support of my insurance company really shines through when a situation arises. For the most part, I like having "nothing to report" or just going through them to renew or bundle my existing insurance. In the event that there is a wreck or other situation, I feel like the interactions are positive, nonjudgmental, and professional.
GeicoI enjoy the way that they handle and interact with customers on a day to day basis. I enjoy their patience and persistence in resolving issues and problems as they develop concerning your auto needs.