Killeen, TX Auto Insurance Rates
Killeen, TX residents can save $480 by comparing multiple quotes & reading reviews & research on Killeen car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $1008 | $1191 | $1689 |
Latest Auto Insurance Reviews in Killeen, Texas
Progressive
I would recommend them for ease of use and adaptability. I would also have to specify that I haven't really had to use them in the sense of having to file a claim for anything.
I would recommend them for ease of use and adaptability. I would also have to specify that I haven't really had to use them in the sense of having to file a claim for anything.
Allstate
I would recommend them to friends and family. In fact, I have already recommended them to my mother because they give discounts for elderly customers.
I would recommend them to friends and family. In fact, I have already recommended them to my mother because they give discounts for elderly customers.
Progressive
Their rates were a little on the higher side. I did not like that they charged a $500 deductible for each individual accident.
Their rates were a little on the higher side. I did not like that they charged a $500 deductible for each individual accident.
Liberty Mutual
I wish auto insurance as an industry were more willing to take on risks beyond just collisions. I had my car broken into and none of the repairs were covered.
I wish auto insurance as an industry were more willing to take on risks beyond just collisions. I had my car broken into and none of the repairs were covered.
Usaa
I have had no issues with the customer service in this department, in fact I don't think I've even had to deal with them other than when I signed up and that went just fine.
I have had no issues with the customer service in this department, in fact I don't think I've even had to deal with them other than when I signed up and that went just fine.
Allstate
Allstate was able to keep me insured when I was dropped by previous car insurance company due to several accidents. The premium was a little higher than they wouldn't cover me.
Allstate was able to keep me insured when I was dropped by previous car insurance company due to several accidents. The premium was a little higher than they wouldn't cover me.
Safeco Insurance
My current premium and the deductible with my auto policy is lower for the same coverage. I am completely satisfied with my premium and adoptable.
My current premium and the deductible with my auto policy is lower for the same coverage. I am completely satisfied with my premium and adoptable.
Safeco Insurance
Compared to State Farm, Safeco is much better. The rate we pay for Auto Insurance is lower with better coverage. There's really no comparison.
Compared to State Farm, Safeco is much better. The rate we pay for Auto Insurance is lower with better coverage. There's really no comparison.
Safeco Insurance
Compared to State Farm, Safeco is much better. The rate we pay for Auto Insurance is lower with better coverage. There's really no comparison.
Compared to State Farm, Safeco is much better. The rate we pay for Auto Insurance is lower with better coverage. There's really no comparison.
Geico
I like that I can do most without having to drive down to an office and that it is cheaper than an office with an agent. I will likely keep this insurance until something worse happens.
I like that I can do most without having to drive down to an office and that it is cheaper than an office with an agent. I will likely keep this insurance until something worse happens.
Usaa
From what I have seen, USAA offers just about everything that the other major insurers off here in Florida.
From what I have seen, USAA offers just about everything that the other major insurers off here in Florida.
Liberty Mutual
I would give my insurance company three points. They have not communicated with me since I have had the policy to review my needs. They now are also more expensive than other companies from when I first started with them
I would give my insurance company three points. They have not communicated with me since I have had the policy to review my needs. They now are also more expensive than other companies from when I first started with them
Usaa
I like that I can get coverage on any car I drive under my insurance policy. I would rate it a 5 because I am always covered and it is not something that I need to worry about.
I like that I can get coverage on any car I drive under my insurance policy. I would rate it a 5 because I am always covered and it is not something that I need to worry about.
Geico
Monthly insurance costs were much more affordable than other companies who for some reason consider my car a "performance vehicle" despite the fact that is a four cylinder sedan.
Monthly insurance costs were much more affordable than other companies who for some reason consider my car a "performance vehicle" despite the fact that is a four cylinder sedan.
State Auto
Geico allows you to easily submit claims through their website, and are quick to process your claims. You can also make a claim by calling them. I have always had excellent customer support from them.
Geico allows you to easily submit claims through their website, and are quick to process your claims. You can also make a claim by calling them. I have always had excellent customer support from them.
Horace Mann
First, and foremost, the level of personal concern is stunning. I was originally reared in the midwest and this type of conduct reminds me of the "good old days" when my grandfather was the first agent for State Farm in Illinois. Horace Mann exemplifies the meaning of customer service, provides wise guidance for coordinating multi-line coverages and saves us a lot of money each year.
First, and foremost, the level of personal concern is stunning. I was originally reared in the midwest and this type of conduct reminds me of the "good old days" when my grandfather was the first agent for State Farm in Illinois. Horace Mann exemplifies the meaning of customer service, provides wise guidance for coordinating multi-line coverages and saves us a lot of money each year.
Progressive
The prices seem to be going up significantly, even though my driving record hasn't had any tickets, etc. in 10 years. The prices are going to force me to go look elsewhere for cheaper insurance.
The prices seem to be going up significantly, even though my driving record hasn't had any tickets, etc. in 10 years. The prices are going to force me to go look elsewhere for cheaper insurance.
Metlife
I like that they have strong coverage and are able to help me whenever I need it. They offer good discounts and good prices for the area.
I like that they have strong coverage and are able to help me whenever I need it. They offer good discounts and good prices for the area.
Farmers Auto Insurance, Killeen, TX
$140/1 month
Car Insurance Policy Holder
- Divorced 47 Years old Male licensed 22 years ago with Own Chrysler 200 Limited used for Business with estimated annual mileage of 15,001 - 20,000.
- less than high school education & Freelancer.
- accidents in history , No traffic tickets , No DUIs , Licence suspended previously.
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $30K (Per Person Bodily Injury) / $60K (Per Accident Bodily Injury)
- 25 K Property Damage
- 100 K Personal Injury Protection
- 30 K Uninsured Motorists Bodily Injury
- 60 K Uninsured Motorists Property Damage
Killeen Car Insurance Rate Comparisons
Killeen, TX's average car insurance of $1191 differs from Northwest Bell (-$31), Nolanville, TX (+$339), Southwest Bell (-$141) and Texas (+$354)
| Killeen | Northwest Bell | Nolanville, TX | Southwest Bell | Texas | |
| Median Insurance Rates | $1191 | -$31 | +$339 | -$141 | +$354 |
Killeen Car Insurance Savings By Neighborhood & Street Area
| Killeen Driver Street Residence & Car Locations | Car Details in Killeen | Killeen Driver Demographics | Killeen Auto Insurance Estimates | Recent Killeen Insurance Savings |
|---|---|---|---|---|
| Walker Village | ||||
| Kaydence Ct | 2005 Chevrolet Silverado 2500HD Work Truck | 53 year woman | $1081 | $733 |
| O W Curry Dr | 2003 Buick Rendezvous CX | 18 year teenager | $2319 | $472 |
| Mountain View Estates | ||||
| Alexus Dr | 2005 Acura TSX Base w/Navi | 28 year married man | $1399 | $957 |
| Polka Pl | 2007 Ford Fusion V6 SEL | 64 year female senior | $1155 | $417 |
| Brookhaven | ||||
| Valley Rd | 2011 Hyundai Sonata GLS | 32 year married woman | $1033 | $788 |
| Denmans Hollow | 2010 Mazda Mazda3 s Sport | 17 year female teenager | $2087 | $760 |
| Other Area | ||||
| Upper Ridge Ct | 2012 Honda Civic LX | 47 year man | $1300 | $927 |
| Greenlee Dr | 2010 Toyota Prius III | 62 year male senior | $1204 | $972 |
| Dog Ridge (historical) | ||||
| Sandel Ln | 2006 Chrysler 300C SRT-8 Base | 80 year senior | $1218 | $921 |
| Calamity Jane Ln | 2012 Dodge Journey SXT | 18 year male teenager | $2585 | $473 |
Killeen Post DUI Car Insurance Rates
| Killeen | Jarrell | Kempner | Northwest Bell | Texas | |
| Median Post DUI Insurance Rate | $2215 | +$835 | +$1784 | -$58 | +$658 |
| Male Teenager Post DUI Insurance Rate | $5049 | +$1905 | +$4068 | -$132 | +$1501 |
| Female Teenager Post DUI Insurance Rate | $4229 | +$1596 | +$3408 | -$110 | +$1258 |
The Post DUI insurance in Killeen, TX's is $2215 compared to Jarrell (+$835), Kempner (+$1784), Northwest Bell (-$58) and Texas (+$658)
In Killeen, a male teenager with Post DUI pays $820 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2005 Acura TSX Base w/Navi in Killeen, TX would pay $4863 on auto insurance while a female teenager POST DUI would pay $4073.
Killeen Car Insurance by Segment
Killeen Teenagers Car Insurance Rates Comparison
11404 Killeen Teenagers (7% of total population), 54% Male & 46% Female.
| Killeen | Morgan's Point Resort | Little River-Academy | Copperas Cove | Texas | |
| All Teenagers | $2477 | +$622 | +$1433 | +$1350 | +$736 |
| Male Teenager | $2715 | +$682 | +$1571 | +$1480 | +$807 |
| Female Teenager | $2274 | +$571 | +$1316 | +$1240 | +$676 |
Killeen teenagers pay $2477 in insurance in contrast with Morgan's Point Resort (+$622), Little River-Academy (+$1433), Copperas Cove (+$1350) and Texas (+$736). The difference between Male & Female teenagers in Killeen is $441
Example
- 2010 Lincoln MKZ Base Male Teenager Insurance Rate $2829
- 2011 Kia Sorento LX Female Teenager Insurance Rate $1980
Killeen Men & Women Car Insurance
162595 Killeen Adults (100% of total population), 49% Men & 51% Women.
| Killeen | Copperas Cove | Coryell County | Florence | Texas | |
| All Women | $1143 | +$623 | +$681 | +$863 | +$340 |
| Married Women | $1095 | +$597 | +$653 | +$827 | +$326 |
| All Men | $1536 | +$837 | +$915 | +$1160 | +$457 |
| Married Men | $1453 | +$791 | +$865 | +$1096 | +$431 |
The typical insurance rate of $1536 that Killeen Men pay varies from Copperas Cove (+$837), Coryell County (+$915), Florence (+$1160) and Texas (+$457). In Killeen, married men pay $358 more than married women.
Example
- 2013 GMC Sierra 1500 SLE Married Men Insurance Rate $1373
- 2014 Jeep Wrangler Sport Married Women Insurance Rate $1184
Killeen Senior Car Insurance
14761 Killeen Seniors (9% of total population), 43% Senior Men & 57% Senior Women.
| Killeen | Jarrell | Harker Heights | Fort Hood | Texas | |
| All Seniors | $1286 | +$485 | +$31 | +$971 | +$382 |
| Senior Men | $1345 | +$508 | +$33 | +$1016 | +$400 |
| Senior Women | $1250 | +$472 | +$31 | +$944 | +$372 |
Killeen seniors pay $1286 in insurance compared to Jarrell (+$485), Harker Heights (+$31), Fort Hood (+$971) and Texas (+$382). In Killeen, senior men pay $95 more than senior women.
Killeen Car Insurance Discounts for Multiple Vehicles
Killeen Population with 1 Vehicle 19974 (36% of Killeen population), 2 Vehicles 22275 (40% of the Killeen population) and 3 vehicles 7778 (14% of the population)
| Killeen | Harker Heights | South Bell | Holland | Texas | |
| 2 Vehicles | $2263 | +$55 | +$1575 | +$1746 | +$673 |
| 3 Vehicles | $3454 | +$84 | +$2404 | +$2665 | +$1027 |
| 4 Vehicles | $4645 | +$113 | +$3233 | +$3584 | +$1381 |
Car Insurance Agents in Killeen, TX
| Rank | Agent Name | Agent Contact |
|---|---|---|
| 1 | J. DAVID NIX | 2201 South W S Young Dr STE 105B, Killeen, TX 76543-5349 |
Killeen Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Chevrolet, Equinox 2LT | $300 | $1160 | $1460 | $1090 | $1390 | $70 |
| Nissan, 370Z Nismo | $700 | $1380 | $1880 | $1280 | $1980 | $-100 |
| Chevrolet, Equinox LT AWD | $400 | $1150 | $1550 | $1100 | $1500 | $50 |
| Infiniti, G37 S | $500 | $1230 | $1730 | $1150 | $1650 | $80 |
| BMW, 550i | $1500 | $1560 | $2060 | $1490 | $2990 | $-930 |