Killen Auto Insurance Rates, Quotes, Agents & Reviews in AL

Killen, AL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Killen, AL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Killen, AL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Killen, AL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Killen, AL with that of other cities in and around Killen.

Killen Iron City St. Florian St. Joseph Florence Lexington
Average Insurance Rates $1,483 $1,336 $1,506 $1,383 $1,350 $1,438

Killen, AL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Killen, AL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Killen $1,691 $1,429
Lexington $1,371 $1,158
St. Florian $1,332 $1,125
Lauderdale County $1,445 $1,221
St. Joseph $1,071 $905
Florence $1,522 $1,286
Iron City $1,413 $1,194
Underwood-Petersville $1,172 $990

Killen, AL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Killen, AL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,812
20 Years $1,905
30 Years $1,468
40 Years $1,412
50 Years $1,308
60 Years $1,326
70 Years $1,543

Killen, AL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Killen, AL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,551 $415
3 Vehicles $3,826 $623
4 Vehicles $5,102 $830

Savings on 2 Vehicles bundle:$415

Savings on 3 Vehicles bundle:$623

Savings on 4 Vehicles bundle:$830

Killen, AL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Killen, AL.

Location Average Insurance Cost Post DUI Insurance Rate
Killen $1,483 $2,629
Lexington $1,438 $2,550
St. Florian $1,506 $2,670
Lauderdale County $1,454 $2,578
St. Joseph $1,383 $2,478
Florence $1,350 $2,394
Iron City $1,336 $2,393
Underwood-Petersville $1,432 $2,539

Killen, AL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,272
Excellent (740-799) $1,452
Good (670-739) $1,545
Average (580-669) $2,016
Poor (300-579) $2,419

Killen, AL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Britt Blanton State Farm 365 Highway 72 Ste 2, Killen, 35645-2841 256-757-1169
Michael Bange Allstate 3246 Florence Blvd, Florence, 35634 (256) 776-7123
Christian Hetrick Allstate 4039 Florence Blvd, Florence, 35634 (256) 712-0155
Bert Bretherick State Farm 204 Cox Creek Pkwy Ste B, Florence, 35630-1598 256-764-2241
Justin James Allstate 2811 W Mall Dr, Florence, 35630 (256) 712-4800
Jesse Dee Wisdom Allstate 2101 Florence Blvd Ste A, Florence, 35630 (256) 718-3554
Sam Newton Insurance Agency Travelers 11342 Highway 101, Lexington, 35648 (256) 667-4001
Brad Tank Allstate 6651 Highway 72, Killen, 35645 (256) 757-6100
Wilsey Mashburn Allstate 10010 Highway 64, Lexington, 35648 (256) 229-5000

Killen, AL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$65 $1,548
Driver's Failure In Showing Documents +$144 $1,627
Driving With An Expired Registration +$153 $1,636
Driving At A Considerably Slow Pace +$322 $1,805
Using A Cellphone While Driving +$340 $1,823
Running A Red Light +$346 $1,829
Speeding +$363 $1,846
Driving A Vehicle Without The Required Permission +$461 $1,944
Driving With An Expired/Suspended License +$1,000 $2,483

Killen, AL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,424
Active Disabling Device $1,424
Tracking Device $1,394
Passive Disabling Device $1,379