Kimball Auto Insurance Rates, Quotes, Agents & Reviews in TN

Kimball, TN Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Kimball, TN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Kimball, TN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Kimball, TN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Kimball, TN with that of other cities in and around Kimball.

Kimball Marion County Orme South Pittsburg Jasper New Hope
Average Insurance Rates $1,457 $1,426 $1,366 $1,405 $1,443 $1,421

Kimball, TN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Kimball, TN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Kimball $1,449 $1,224
Jasper $1,091 $921
New Hope $1,040 $879
South Pittsburg $1,366 $1,154
Marion County $1,469 $1,241
Orme $1,210 $1,022
Bridgeport $2,138 $1,806
Sand Mountain $1,423 $1,202

Kimball, TN Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Kimball, TN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,728
20 Years $1,872
30 Years $1,442
40 Years $1,387
50 Years $1,285
60 Years $1,303
70 Years $1,516

Kimball, TN Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Kimball, TN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,535 $379
3 Vehicles $3,803 $568
4 Vehicles $5,070 $758

Savings on 2 Vehicles bundle:$379

Savings on 3 Vehicles bundle:$568

Savings on 4 Vehicles bundle:$758

Kimball, TN Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Kimball, TN.

Location Average Insurance Cost Post DUI Insurance Rate
Kimball $1,457 $2,610
Jasper $1,443 $2,585
New Hope $1,421 $2,546
South Pittsburg $1,405 $2,517
Marion County $1,426 $2,555
Orme $1,366 $2,447
Bridgeport $1,428 $2,532
Sand Mountain $1,589 $2,905

Kimball, TN Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,250
Excellent (740-799) $1,427
Good (670-739) $1,518
Average (580-669) $1,981
Poor (300-579) $2,377

Kimball, TN Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Andrea Goldberg Farmers 817 Ridgeway Ave, Signal Mountain, 37377 (423) 886-3123
Bb&T - Legge Insurance Agency - Signal Mountain None 4 Ridge Rock Road Drive , Signal Mountain, 37377 None
Robert Maurice Farmers 7030 Lee Hwy Ste 102, Chattanooga, 37421 (423) 664-2856
Nancy Rigsby State Farm 3700 Main Street, Jasper, 37347-0436 423-942-3412
Landmark Insurance & Brokerage Corp Travelers 620 Church Street Ne, Cleveland, 37311 None
Ronald A. Travis Nationwide 6319 E Brainerd Rd, Chattanooga, 37421-3956 (423) 485-8449
Jeff Johnson State Farm 6101 Mountain View Rd Ste 3, Ooltewah, 37363-5984 423-899-4159

Kimball, TN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$64 $1,521
Driver's Failure In Showing Documents +$141 $1,598
Driving With An Expired Registration +$150 $1,607
Driving At A Considerably Slow Pace +$316 $1,773
Using A Cellphone While Driving +$334 $1,791
Running A Red Light +$339 $1,796
Speeding +$357 $1,814
Driving A Vehicle Without The Required Permission +$453 $1,910
Driving With An Expired/Suspended License +$982 $2,439

Kimball, TN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,399
Active Disabling Device $1,399
Tracking Device $1,370
Passive Disabling Device $1,355