King City Auto Insurance Rates, Quotes, Agents & Reviews in OR

King City, OR Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in King City, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in King City, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


King City, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in King City, OR with that of other cities in and around King City.

King City Sherwood Bull Mountain Metzger Tigard Tualatin
Average Insurance Rates $1,442 $1,506 $1,543 $1,484 $1,095 $1,513

King City, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around King City, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
King City $1,374 $1,161
Bull Mountain $1,888 $1,595
Tigard $1,345 $1,136
Durham $1,579 $1,334
Tualatin $1,653 $1,396
Sherwood $1,771 $1,496
Rivergrove $1,138 $961
Metzger $1,531 $1,293

King City, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in King City, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,679
20 Years $1,853
30 Years $1,427
40 Years $1,373
50 Years $1,272
60 Years $1,289
70 Years $1,501

King City, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in King City, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,509 $375
3 Vehicles $3,764 $562
4 Vehicles $5,018 $750

Savings on 2 Vehicles bundle:$375

Savings on 3 Vehicles bundle:$562

Savings on 4 Vehicles bundle:$750


King City, OR Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around King City, OR.

Location Average Insurance Cost Post DUI Insurance Rate
King City $1,442 $2,157
Bull Mountain $1,543 $2,308
Tigard $1,095 $1,638
Durham $1,589 $2,377
Tualatin $1,513 $2,263
Sherwood $1,506 $2,253
Rivergrove $1,659 $2,482
Metzger $1,484 $2,220

King City, OR Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,237
Excellent (740-799) $1,412
Good (670-739) $1,503
Average (580-669) $1,960
Poor (300-579) $2,352

King City, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$63 $1,505
Driver's Failure In Showing Documents +$140 $1,582
Driving With An Expired Registration +$149 $1,591
Driving At A Considerably Slow Pace +$313 $1,755
Using A Cellphone While Driving +$330 $1,772
Running A Red Light +$336 $1,778
Speeding +$353 $1,795
Driving A Vehicle Without The Required Permission +$448 $1,890
Driving With An Expired/Suspended License +$972 $2,414

King City, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,384
Active Disabling Device $1,384
Tracking Device $1,355
Passive Disabling Device $1,341