Knox County Auto Insurance Rates, Quotes, Agents & Reviews in TN

Knox County, TN Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Knox County, TN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Knox County, TN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Knox County, TN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Knox County, TN with that of other cities in and around Knox County.

Knox County Clinton Louisville Knoxville Seymour Mascot
Average Insurance Rates $1,281 $1,459 $1,561 $1,142 $1,460 $1,417

Knox County, TN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Knox County, TN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Knox County $1,446 $1,221
Knoxville $1,258 $1,062
Rockford $1,078 $911
Mascot $1,950 $1,647
Seymour $1,695 $1,432
Alcoa $1,288 $1,088
Clinton $2,869 $2,423
Louisville $1,391 $1,175

Knox County, TN Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Knox County, TN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,157
20 Years $1,646
30 Years $1,268
40 Years $1,220
50 Years $1,130
60 Years $1,145
70 Years $1,333

Knox County, TN Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Knox County, TN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,229 $333
3 Vehicles $3,343 $500
4 Vehicles $4,458 $666

Savings on 2 Vehicles bundle:$333

Savings on 3 Vehicles bundle:$500

Savings on 4 Vehicles bundle:$666


Knox County, TN Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Knox County, TN.

Location Average Insurance Cost Post DUI Insurance Rate
Knox County $1,281 $2,295
Knoxville $1,142 $2,046
Rockford $1,470 $2,633
Mascot $1,417 $2,538
Seymour $1,460 $2,616
Alcoa $1,427 $2,556
Clinton $1,459 $2,614
Louisville $1,561 $2,796

Knox County, TN Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,099
Excellent (740-799) $1,255
Good (670-739) $1,335
Average (580-669) $1,741
Poor (300-579) $2,089

Knox County, TN Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Tis Insurance Services Inc Travelers 707 MARKET ST, KNOXVILLE, 37902 865-637-4011
Tis Insurance Services Inc Liberty Mutual Independent 1900 Winston Rd, Ste 100, Knoxville, 37919 None
Deanna Coulter State Farm 7809 Montvue Center Way, Knoxville, 37919 865-690-0802
Concord Insurance Llc Travelers 9029 TALL TIMBER DR, KNOXVILLE, 37931 865-850-7287
Roscoe Bell Allstate 4883 N Broadway St Ste 111, Knoxville, 37918 (865) 661-2444
Gary Farmer Lutcf Farmers 243 S Peters Rd, Knoxville, 37923 (865) 470-8065
Willis Insurance Services Of California Inc Travelers 265 BROOKVIEW CENTRE WAY STE 505, KNOXVILLE, 37919 865-588-8101
Ronald A. Travis Nationwide 2001 N Broadway STE D, Knoxville, 37917 (865) 851-9664
Faulkner Williams & Wilson Inc Travelers 6721 Baum Drive,, Knoxville, 37919 None
Greg Anderson Allstate 6714 Central Avenue Pike Ste 1, Knoxville, 37912 (865) 694-4191

Knox County, TN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$56 $1,337
Driver's Failure In Showing Documents +$124 $1,405
Driving With An Expired Registration +$132 $1,413
Driving At A Considerably Slow Pace +$278 $1,559
Using A Cellphone While Driving +$293 $1,574
Running A Red Light +$298 $1,579
Speeding +$314 $1,595
Driving A Vehicle Without The Required Permission +$398 $1,679
Driving With An Expired/Suspended License +$863 $2,144

Knox County, TN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,230
Active Disabling Device $1,230
Tracking Device $1,204
Passive Disabling Device $1,191