Knoxville, TN Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Knoxville, TN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Knoxville, TN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Knoxville, TN Auto Insurance Rates
- Knoxville, TN Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Knoxville, TN
- Multi Vehicle Insurance Savings in Knoxville, TN
- How Credit Score Affects Car Insurance Rates in Knoxville, TN
- How DUI Affects Auto Insurance Premiums in Knoxville, TN
- Top Auto Insurance Agents Near Knoxville, TN
- How Driving Violations Affect Auto Insurance Rates in Knoxville, TN
- Knoxville, TN Auto Insurance Discounts on Anti Theft Feature
- Knoxville, TN Auto Insurance Company Reviews
Knoxville, TN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Knoxville, TN with that of other cities in and around Knoxville.
| Knoxville | Louisville | Alcoa | Rockford | Seymour | Eagleton Village | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,142 | $1,561 | $1,427 | $1,470 | $1,460 | $1,422 |
Knoxville, TN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Knoxville, TN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Knoxville | $1,258 | $1,062 |
| Knox County | $1,446 | $1,221 |
| Rockford | $1,078 | $911 |
| Alcoa | $1,288 | $1,088 |
| Louisville | $1,391 | $1,175 |
| Seymour | $1,695 | $1,432 |
| Mascot | $1,950 | $1,647 |
| Eagleton Village | $1,283 | $1,084 |
Knoxville, TN Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Knoxville, TN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $3,706 |
| 20 Years | $1,467 |
| 30 Years | $1,130 |
| 40 Years | $1,087 |
| 50 Years | $1,007 |
| 60 Years | $1,021 |
| 70 Years | $1,188 |
Knoxville, TN Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Knoxville, TN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,010 | $274 |
| 3 Vehicles | $3,015 | $411 |
| 4 Vehicles | $4,020 | $548 |
Savings on 2 Vehicles bundle:$274
Savings on 3 Vehicles bundle:$411
Savings on 4 Vehicles bundle:$548
Knoxville, TN Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Knoxville, TN.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Knoxville | $1,142 | $2,046 |
| Knox County | $1,281 | $2,295 |
| Rockford | $1,470 | $2,633 |
| Alcoa | $1,427 | $2,556 |
| Louisville | $1,561 | $2,796 |
| Seymour | $1,460 | $2,616 |
| Mascot | $1,417 | $2,538 |
| Eagleton Village | $1,422 | $2,547 |
Knoxville, TN Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $980 |
| Excellent (740-799) | $1,118 |
| Good (670-739) | $1,190 |
| Average (580-669) | $1,553 |
| Poor (300-579) | $1,863 |
Knoxville, TN Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Jeannette Rogers | State Farm | 9648 Kingston Pike Ste 3, Knoxville, 37922-2397 | 865-693-7541 |
| Daniel Insurance Agency | Travelers | 6505 OAK RIDGE HWY, KNOXVILLE, 37921 | 865-909-0082 |
| Karns Insurance | Travelers | 7300 OAK RIDGE HWY, KNOXVILLE, 37931 | 865-384-8805 |
| Ronald Gentile | Allstate | 1312 Morrell Rd, Knoxville, 37919 | (865) 694-4191 |
| Handley Insurance Resources Inc | Erie | 1104 Merchants Rd, Knoxville, 37912 | None |
| James A Scott & Son Inc | Travelers | 2095 LAKESIDE CENTRE WAY STE 110, KNOXVILLE, 37922 | 865-588-0111 |
| Bradley Insurance Agency | Liberty Mutual Independent | 5210-B SCHUBERT RD, KNOXVILLE, 37912 | 865-281-7722 |
| Bailey Insurance Service | None | 9219 Middlebrook Pk, Knoxville, 37950 | None |
| Volunteer Insurance Co Inc | Travelers | 133 MONTVUE RD, KNOXVILLE, 37919 | 865-693-6699 |
Knoxville, TN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$50 | $1,192 |
| Driver's Failure In Showing Documents | +$111 | $1,253 |
| Driving With An Expired Registration | +$118 | $1,260 |
| Driving At A Considerably Slow Pace | +$248 | $1,390 |
| Using A Cellphone While Driving | +$262 | $1,404 |
| Running A Red Light | +$266 | $1,408 |
| Speeding | +$280 | $1,422 |
| Driving A Vehicle Without The Required Permission | +$355 | $1,497 |
| Driving With An Expired/Suspended License | +$770 | $1,912 |
Knoxville, TN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,096 |
| Active Disabling Device | $1,096 |
| Tracking Device | $1,073 |
| Passive Disabling Device | $1,062 |
Latest Auto Insurance Reviews in Knoxville, TN | Back to Top
State FarmI'm extremely happy with my premium as its less than other insurers and saves me around $150 a year. The deductible takes up some of thise as it was about $80 higher than other insurers.
Erie InsuranceMy deductible is pretty low. I believe my deductible is $500, and I only pay about $40 or something a month for the insurance. That is one of the best parts for Erie Insurance.
Erie InsuranceI'd highly recommend Erie insurance. Their pricing is more than fair and their policy offering is on par with larger national companies. We've saved over half our bill by switching.
State AutoI was able to pick my policy limits, which I believe you are with any company. I do have my GAP insurance through them though I do not know if that is offered with other insurance companies. No one else has ever offered it to me in the past.
State AutoI was able to pick my policy limits, which I believe you are with any company. I do have my GAP insurance through them though I do not know if that is offered with other insurance companies. No one else has ever offered it to me in the past.
ProgressiveI like the fact that there seems to be a genuine personable face to the insurance company. The insurance company is about every day people like you and me. Very satisfied with the humane aspect of Progressive.
AllstateThe customer service is outstanding. My local agent is always ready to serve me and does so with pride.
ProgressiveWhenever I have gotten quotes for the same coverage from other companies, it has always been much higher. I laugh at the commercials saying I can save up to $500 a year. I don't pay $500 a year for insurance.
American National Property And Casualty CompanyI think your customer service is very specific and friendly, it was expressed in a way that makes everything understood, the information that is coming, the knowledge, the rules and the questions, that is good
State FarmI like the customer service so far and how easy it was to set up my policy over the phone. The offices also aren't far from me so I can talk in person when i chose to
GeicoThe premium rate could be better, but given my driving history, it is about the same as other insurance companies offering.