Kodiak Auto Insurance Rates, Quotes, Agents & Reviews in AK

Kodiak, AK Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Kodiak, AK, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Kodiak, AK are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Kodiak, AK Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Kodiak, AK with that of other cities in and around Kodiak.

Kodiak Ouzinkie Kodiak Station Womens Bay Chiniak Port Lions
Average Insurance Rates $1,163 $2,028 $1,449 $1,205 $2,048 $1,119

Kodiak, AK Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Kodiak, AK based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Kodiak $1,383 $1,168
Kodiak Station $1,492 $1,261
Ouzinkie $2,863 $2,419
Womens Bay $1,898 $1,603
Chiniak $2,109 $1,782
Port Lions $1,724 $1,456

Kodiak, AK Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Kodiak, AK usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,774
20 Years $1,494
30 Years $1,151
40 Years $1,107
50 Years $1,026
60 Years $1,040
70 Years $1,210

Kodiak, AK Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Kodiak, AK can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,000 $326
3 Vehicles $3,001 $488
4 Vehicles $4,001 $651

Savings on 2 Vehicles bundle:$326

Savings on 3 Vehicles bundle:$488

Savings on 4 Vehicles bundle:$651

Kodiak, AK Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Kodiak, AK.

Location Average Insurance Cost Post DUI Insurance Rate
Kodiak $1,163 $1,815
Kodiak Station $1,449 $2,262
Ouzinkie $2,028 $3,166
Womens Bay $1,205 $1,881
Chiniak $2,048 $3,197
Port Lions $1,119 $1,747

Kodiak, AK Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $998
Excellent (740-799) $1,139
Good (670-739) $1,212
Average (580-669) $1,581
Poor (300-579) $1,897

Kodiak, AK Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Tyler Randolph State Farm 1515a Mill Bay Rd, Kodiak, 99615-6233 907-486-6179
Sweeney Insurance Inc Liberty Mutual Independent 122 W REZANOF DR, KODIAK, 99615 (907) 486-3101
Sweeney Ins Agency Allstate 122 W Rezanof Dr, Kodiak, 99615 (907) 486-3101

Kodiak, AK Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$51 $1,214
Driver's Failure In Showing Documents +$113 $1,276
Driving With An Expired Registration +$120 $1,283
Driving At A Considerably Slow Pace +$252 $1,415
Using A Cellphone While Driving +$266 $1,429
Running A Red Light +$271 $1,434
Speeding +$285 $1,448
Driving A Vehicle Without The Required Permission +$362 $1,525
Driving With An Expired/Suspended License +$784 $1,947

Kodiak, AK Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,116
Active Disabling Device $1,116
Tracking Device $1,093
Passive Disabling Device $1,082