Konterra Auto Insurance Rates, Quotes, Agents & Reviews in MD

Konterra, MD Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Konterra, MD, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Konterra, MD are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Konterra, MD Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Konterra, MD with that of other cities in and around Konterra.

Konterra Beltsville West Laurel Calverton Fairland Laurel
Average Insurance Rates $1,408 $1,378 $1,416 $1,403 $1,392 $1,361

Konterra, MD Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Konterra, MD based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Konterra $1,194 $1,008
Beltsville $1,883 $1,590
Laurel $1,709 $1,443
South Laurel $1,891 $1,597
Calverton $1,758 $1,485
Fairland $1,896 $1,602
West Laurel $2,458 $2,076
Burtonsville $1,786 $1,509

Konterra, MD Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Konterra, MD usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,569
20 Years $1,809
30 Years $1,393
40 Years $1,341
50 Years $1,242
60 Years $1,259
70 Years $1,465

Konterra, MD Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Konterra, MD can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,478 $338
3 Vehicles $3,717 $507
4 Vehicles $4,956 $676

Savings on 2 Vehicles bundle:$338

Savings on 3 Vehicles bundle:$507

Savings on 4 Vehicles bundle:$676

Konterra, MD Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Konterra, MD.

Location Average Insurance Cost Post DUI Insurance Rate
Konterra $1,408 $2,245
Beltsville $1,378 $2,197
Laurel $1,361 $2,170
South Laurel $1,397 $2,227
Calverton $1,403 $2,237
Fairland $1,392 $2,219
West Laurel $1,416 $2,258
Burtonsville $1,427 $2,275

Konterra, MD Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,208
Excellent (740-799) $1,379
Good (670-739) $1,467
Average (580-669) $1,914
Poor (300-579) $2,297

Konterra, MD Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Feehely Insurance Inc. Nationwide 300 Frederick Rd STE 102, Catonsville, 21228-4712 (410) 744-0300
Joseph W Mccartin Ins Inc Erie 5000 SUNNYSIDE AVE STE 200, BELTSVILLE, 20705 301-937-0400
Aileen Northern Allstate 7050 Chesapeake Rd Ste 202, Hyattsville, 20784 (301) 731-6220
Lines Insurance Agency Nationwide 207 4Th St, Laurel, 20707-4232 (301) 776-7450
Mid Atlantic Insurance Financial Erie 13633 Baltimore Avenue, Laurel, 20707 None
Insurance Solutions Associates Inc Travelers 8181 Professional Place 8181 Professional Place Landover, Hyattsville, 20785 None
William Mcauliffe Allstate 10805 Hickory Ridge Rd Ste 202, Columbia, 21044 (443) 690-0541
Bob Lewis State Farm 3905 National Dr Ste 150, Burtonsville, 20866-6146 301-421-4444
Hazar Financial Services Llc Travelers 10111 COLESVILLE RD STE 11, SILVER SPRING, 20901 202-888-0605
Nina Jeong State Farm 13447 New Hampshire Ave Ste 5, Silver Spring, 20904-1274 301-989-6462

Konterra, MD Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$62 $1,470
Driver's Failure In Showing Documents +$137 $1,545
Driving With An Expired Registration +$145 $1,553
Driving At A Considerably Slow Pace +$306 $1,714
Using A Cellphone While Driving +$322 $1,730
Running A Red Light +$328 $1,736
Speeding +$345 $1,753
Driving A Vehicle Without The Required Permission +$438 $1,846
Driving With An Expired/Suspended License +$949 $2,357

Konterra, MD Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,352
Active Disabling Device $1,352
Tracking Device $1,324
Passive Disabling Device $1,309