La Riviera Auto Insurance Rates, Quotes, Agents & Reviews in CA

La Riviera, CA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in La Riviera, CA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in La Riviera, CA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


La Riviera, CA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in La Riviera, CA with that of other cities in and around La Riviera.

La Riviera Fruitridge Pocket Carmichael Rancho Cordova Sacramento Arden-Arcade
Average Insurance Rates $1,819 $1,779 $1,853 $1,560 $1,745 $1,852

La Riviera, CA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around La Riviera, CA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
La Riviera $2,208 $1,865
Rosemont $1,259 $1,063
Arden-Arcade $1,674 $1,414
Mather $1,000 $845
Sacramento $1,281 $1,082
Carmichael $1,626 $1,374
Rancho Cordova $1,364 $1,152
Fruitridge Pocket $1,478 $1,248

La Riviera, CA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in La Riviera, CA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,902
20 Years $2,337
30 Years $1,800
40 Years $1,732
50 Years $1,604
60 Years $1,626
70 Years $1,893

La Riviera, CA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in La Riviera, CA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,165 $473
3 Vehicles $4,748 $709
4 Vehicles $6,330 $946

Savings on 2 Vehicles bundle:$473

Savings on 3 Vehicles bundle:$709

Savings on 4 Vehicles bundle:$946


La Riviera, CA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around La Riviera, CA.

Location Average Insurance Cost Post DUI Insurance Rate
La Riviera $1,819 $4,479
Rosemont $1,811 $4,459
Arden-Arcade $1,852 $4,560
Mather $1,841 $4,533
Sacramento $1,745 $4,297
Carmichael $1,853 $4,562
Rancho Cordova $1,560 $3,841
Fruitridge Pocket $1,779 $4,380

La Riviera, CA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,561
Excellent (740-799) $1,781
Good (670-739) $1,895
Average (580-669) $2,473
Poor (300-579) $2,967

La Riviera, CA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Slobodyany Insurance Agency Nationwide 5301 Madison Ave Ste 204, Sacramento, 95841 (916) 899-7750
Miguel Sanchez Allstate 701 12th St, Sacramento, 95814 (916) 943-1470
Bill Batchelder State Farm 8887 Folsom Blvd Ste 3A, Sacramento, 95826-3261 916-361-3114
Greg Lauck State Farm 950 Fulton Ave Ste 175, Sacramento, 95825-4514 916-978-9110
Rich Williams State Farm 1001 26th St, Sacramento, 95816-4813 916-447-8560
John O. Bronson Co. Inc. Liberty Mutual Independent 3636 American River Dr Ste 200, SACRAMENTO, 95864 (916) 974-7800
Kurt Felgner Liberty Mutual 2450 Venture Oaks Way Suite 200, Sacramento, 95833 1-916-649-1246
Jenkins River Valley Insurance Services Travelers 3841 N FREEWAY BLVD STE 150, SACRAMENTO, 95834 916-568-1121
Coremark Insurance Services, Inc. None 2520 Venture Oaks Way, Suite 240, Sacramento, 95833 None
Julio Martinez State Farm 2120 Railroad Ave Ste 102, Pittsburg, 94565-4880 925-432-2129
Brian Clark State Farm 2331 El Camino Ave, Sacramento, 95821-5600 916-488-2212

La Riviera, CA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$80 $1,899
Driver's Failure In Showing Documents +$176 $1,995
Driving With An Expired Registration +$187 $2,006
Driving At A Considerably Slow Pace +$395 $2,214
Using A Cellphone While Driving +$417 $2,236
Running A Red Light +$424 $2,243
Speeding +$446 $2,265
Driving A Vehicle Without The Required Permission +$566 $2,385
Driving With An Expired/Suspended License +$1,226 $3,045

La Riviera, CA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,746
Active Disabling Device $1,746
Tracking Device $1,710
Passive Disabling Device $1,692