La Vale Auto Insurance Rates, Quotes, Agents & Reviews in MD

La Vale, MD Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in La Vale, MD, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in La Vale, MD are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


La Vale, MD Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in La Vale, MD with that of other cities in and around La Vale.

La Vale Bowling Green Barrelville Carpendale Potomac Park Ridgeley
Average Insurance Rates $1,321 $2,139 $2,008 $1,439 $2,018 $1,372

La Vale, MD Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around La Vale, MD based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
La Vale $1,533 $1,295
Bowling Green $1,135 $959
Carpendale $998 $843
Ridgeley $1,396 $1,179
Potomac Park $1,639 $1,384
Cumberland $1,921 $1,623
Corriganville $1,483 $1,253
Barrelville $1,434 $1,211

La Vale, MD Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in La Vale, MD usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,286
20 Years $1,697
30 Years $1,307
40 Years $1,258
50 Years $1,165
60 Years $1,181
70 Years $1,375

La Vale, MD Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in La Vale, MD can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,299 $343
3 Vehicles $3,448 $515
4 Vehicles $4,597 $687

Savings on 2 Vehicles bundle:$343

Savings on 3 Vehicles bundle:$515

Savings on 4 Vehicles bundle:$687


La Vale, MD Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around La Vale, MD.

Location Average Insurance Cost Post DUI Insurance Rate
La Vale $1,321 $2,106
Bowling Green $2,139 $3,410
Carpendale $1,439 $2,301
Ridgeley $1,372 $2,194
Potomac Park $2,018 $3,217
Cumberland $1,291 $2,058
Corriganville $1,312 $2,092
Barrelville $2,008 $3,201

La Vale, MD Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,133
Excellent (740-799) $1,294
Good (670-739) $1,377
Average (580-669) $1,796
Poor (300-579) $2,155

La Vale, MD Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Yoder-Hershberger Insurance Llc Erie 12588 National Pike, Grantsville, 21536 None
Kmk Insurance Agency Erie 63 Henderson Avenue, Cumberland, 21502 None
Joe Marsh Allstate 90 E Main St, Frostburg, 21532 (301) 689-0595
Workmeister Agency Allstate 139 N Centre St PO Box 410, Cumberland, 21502 (301) 724-3380
Cbiz Insurance Services Liberty Mutual Independent 44 BALTIMORE ST, CUMBERLAND, 21502 301-777-1500
Livengood Devore & Company Insurance Erie 1214 National Highway, La Vale, 21502 None
Knippenberg Insurance And Financial Services Inc Nationwide 608 N Mechanic St, Cumberland, 21502-2113 (301) 724-1724
Associated Insurance Centers Llc Allstate 102 S 2nd St, Oakland, 21550 (301) 334-3343

La Vale, MD Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$58 $1,379
Driver's Failure In Showing Documents +$128 $1,449
Driving With An Expired Registration +$136 $1,457
Driving At A Considerably Slow Pace +$287 $1,608
Using A Cellphone While Driving +$303 $1,624
Running A Red Light +$308 $1,629
Speeding +$324 $1,645
Driving A Vehicle Without The Required Permission +$411 $1,732
Driving With An Expired/Suspended License +$890 $2,211

La Vale, MD Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,268
Active Disabling Device $1,268
Tracking Device $1,242
Passive Disabling Device $1,229