La Valley Auto Insurance Rates, Quotes, Agents & Reviews in SD

La Valley, SD Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in La Valley, SD, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in La Valley, SD are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


La Valley, SD Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in La Valley, SD with that of other cities in and around La Valley.

La Valley Delapre Dayton Worthing Tea Perry
Average Insurance Rates $1,484 $1,480 $1,505 $1,377 $1,436 $1,535

La Valley, SD Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around La Valley, SD based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
La Valley $1,264 $1,067
Harrisburg $2,047 $1,729
Worthing $1,332 $1,125
Perry $2,205 $1,863
Tea $1,847 $1,560
Dayton $1,796 $1,517
Springdale $1,725 $1,457
Delapre $1,711 $1,445

La Valley, SD Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in La Valley, SD usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,815
20 Years $1,907
30 Years $1,469
40 Years $1,413
50 Years $1,309
60 Years $1,327
70 Years $1,544

La Valley, SD Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in La Valley, SD can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,582 $386
3 Vehicles $3,873 $579
4 Vehicles $5,164 $772

Savings on 2 Vehicles bundle:$386

Savings on 3 Vehicles bundle:$579

Savings on 4 Vehicles bundle:$772


La Valley, SD Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around La Valley, SD.

Location Average Insurance Cost Post DUI Insurance Rate
La Valley $1,484 $2,606
Harrisburg $1,426 $2,504
Worthing $1,377 $2,418
Perry $1,535 $2,695
Tea $1,436 $2,521
Dayton $1,505 $2,643
Springdale $1,556 $2,732
Delapre $1,480 $2,599

La Valley, SD Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,273
Excellent (740-799) $1,453
Good (670-739) $1,546
Average (580-669) $2,017
Poor (300-579) $2,421

La Valley, SD Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Ty Teveldal State Farm 3928 S Western Ave, Sioux Falls, 57105-6513 605-339-2999
Erin Beyke State Farm 201 E 5th St, Canton, 57013-1733 605-987-5421
Insurance Express None 100 S Shebal Ave 100 S Shebal Ave Harrisburg, Harrisburg, 57032 None
Silverstone Group Inc Travelers 1300 57TH ST W STE 101, SIOUX FALLS, 57108 605-332-3882
Silverstone Group Inc Travelers 1300 57TH ST W STE 101, SIOUX FALLS, 57108 605-332-3882
North Central Ins Center Inc Liberty Mutual Independent 3700 S WESTERN AVE, SIOUX FALLS, 57105 (605) 339-4000
Canton Insurance Agency None 113 S Broadway, Canton, 57013 None
Canton Insurance Agency None 113 S Broadway, Canton, 57013 None
Canton Insurance Agency None 113 S Broadway, Canton, 57013 None

La Valley, SD Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$65 $1,549
Driver's Failure In Showing Documents +$144 $1,628
Driving With An Expired Registration +$153 $1,637
Driving At A Considerably Slow Pace +$322 $1,806
Using A Cellphone While Driving +$340 $1,824
Running A Red Light +$346 $1,830
Speeding +$364 $1,848
Driving A Vehicle Without The Required Permission +$462 $1,946
Driving With An Expired/Suspended License +$1,000 $2,484

La Valley, SD Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,425
Active Disabling Device $1,425
Tracking Device $1,395
Passive Disabling Device $1,380