LaBelle, FL Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in LaBelle, FL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
What is the Average Cost of Car Insurance in LaBelle, FL?
The average cost of car insurance in LaBelle, FL, is $2,054. This cost is lower than the average cost of car insurance in nearby locations like Pioneer and Port LaBelle but higher than other nearby locations like Southwest Glades, Hendry County, and Charleston Park. The average cost of car insurance can vary significantly depending upon the location, change in deductibles, age of the driver, and more. Below is Zimlon’s analysis of the average cost of car insurance by location in Florida.
Neighborhood:
The neighborhood one lives in, LaBelle, FL, is one of the important determinants of the average cost of car insurance for the residents. Zimlon offers the service to finding one’s accurate zip code to get the best auto insurance quotes from multiple auto insurance companies. The make and model of the vehicle and the rate of auto thefts in the neighborhood can also increase or reduce the insurance costs within the city.
Insurance Costs Based on Deductibles:
Another factor that causes variation in the cost of car insurance in and around LaBelle, FL, is a change in deductibles. A low deductible ($500) usually increases auto insurance value, whereas a high deductible ($1,000) lowers it. Below are the costs of car insurance in and around LaBelle, FL, based on the change in deductibles by Zimlon.
Age of the Driver:
Zimlon’s analysis found that teenagers in LaBelle, FL, usually pay much higher car insurance cost compared to the rest of the state. This is mainly because insurance companies consider teenagers to be less responsible drivers than middle-aged or older drivers. Comparing different insurance policies based on the age of the driver car owners in LaBelle, Fl can reduce of cost of insurance. Many insurance companies in Florida also provide discounts to customers for completing the Basic Defensive Driving class.
The average cost for car insurance for teens in LaBelle, FL, is $6,665. For a driver of 20 years of age, the car insurance cost is $2,639 and $2,033 for a 30-year-old driver. Whereas, the average cost of car insurance for drivers between the age of 40 to 60 years is less than $2000 in LaBelle, FL.
Multi-Car Insurance:
Car insurance companies in LaBelle, FL, provide discounts for insuring multiple vehicles with the same company. By insuring two or more cars with the same insurance company, car owners in LaBelle, FL can reduce the average cost of their car insurance. Bundling is another way of reducing costs. Car owners can also opt to insure their life, auto, and home insurance with the same insurer to get added benefits.
The average cost of insurance for three cars in LaBelle, FL, is $5,361, and by opting for multi-car insurance, car owners can save $801. Moreover, the average cost of insurance for four cars is $7,148, and by opting for multi-car insurance, car owners can save $1,068. Insuring two cars with the same insurance company can also help you save $534.
Credit Scores:
Having an “excellent” or “good” credit score will also help car owners in LaBelle, Fl to reduce the average cost of their car insurance. Several auto insurance companies provide discounts to the car owner that have a higher positive credit score. For example, the insurance cost for an exceptional credit score of 800 to 850 is $1,762. On the other hand, for an average (580-669) or poor (300-579) credit score, it can cost more than $2000 to $3000.
Factors that can influence the cost of car insurance in LaBelle, FL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- LaBelle, FL Auto Insurance Rates
- LaBelle, FL Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in LaBelle, FL
- Multi Vehicle Insurance Savings in LaBelle, FL
- How Credit Score Affects Car Insurance Rates in LaBelle, FL
- How DUI Affects Auto Insurance Premiums in LaBelle, FL
- Top Auto Insurance Agents Near LaBelle, FL
- How Driving Violations Affect Auto Insurance Rates in LaBelle, FL
- LaBelle, FL Auto Insurance Discounts on Anti Theft Feature
- LaBelle, FL Auto Insurance Company Reviews
LaBelle, FL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in LaBelle, FL with that of other cities in and around LaBelle.
| LaBelle | Southwest Glades | Hendry County | Pioneer | Port LaBelle | Charleston Park | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $2,054 | $2,039 | $1,901 | $2,087 | $2,062 | $1,953 |
LaBelle, FL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around LaBelle, FL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| LaBelle | $1,942 | $1,640 |
| Port LaBelle | $1,233 | $1,041 |
| Pioneer | $2,778 | $2,346 |
| Hendry County | $1,586 | $1,340 |
| Montura | $1,373 | $1,160 |
| Fort Denaud | $1,461 | $1,234 |
| Charleston Park | $2,012 | $1,699 |
| Southwest Glades | $1,922 | $1,623 |
LaBelle, FL Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in LaBelle, FL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $6,665 |
| 20 Years | $2,639 |
| 30 Years | $2,033 |
| 40 Years | $1,956 |
| 50 Years | $1,811 |
| 60 Years | $1,836 |
| 70 Years | $2,138 |
LaBelle, FL Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in LaBelle, FL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $3,574 | $534 |
| 3 Vehicles | $5,361 | $801 |
| 4 Vehicles | $7,148 | $1,068 |
Savings on 2 Vehicles bundle:$534
Savings on 3 Vehicles bundle:$801
Savings on 4 Vehicles bundle:$1,068
LaBelle, FL Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around LaBelle, FL.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| LaBelle | $2,054 | $3,215 |
| Port LaBelle | $2,062 | $3,227 |
| Pioneer | $2,087 | $3,266 |
| Hendry County | $1,901 | $2,975 |
| Montura | $2,004 | $3,136 |
| Fort Denaud | $2,088 | $3,268 |
| Charleston Park | $1,953 | $3,057 |
| Southwest Glades | $2,039 | $3,191 |
LaBelle, FL Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,762 |
| Excellent (740-799) | $2,012 |
| Good (670-739) | $2,140 |
| Average (580-669) | $2,792 |
| Poor (300-579) | $3,350 |
LaBelle, FL Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Creative Insurance Agency, Inc. | None | 410 Lee Blvd , Lehigh Acres, 33936 | None |
| Depot Insurance Inc | None | 437 Hickpoochee Ave - Hwy 80, Labelle, 33935 | None |
| Rena Dipofi | State Farm | 777 W Hickpochee Ave, Labelle, 33935-4329 | 863-675-1880 |
| Hendry County Insurance Agency | None | 240 S Bridge St, Labelle, 33935 | None |
| Hendry County Insurance Agency | None | 240 S Bridge St, Labelle, 33935 | None |
| Collier County Insurance | None | 1312 N 15Th St Unit 1, Immokalee, 34142 | None |
| Naples Insurance Agency Inc | None | 99 9Th St N, Naples, 34102 | None |
| Alan Williams & Assoc Ins Agency Inc | Liberty Mutual Independent | 13720-2 Ben C. Pratt/6 Mile Cypress Pkwy , Fort Myers, 33912 | None |
| Parlin Insurance Agency | Travelers | 24520 PRODUCTION CIRCLE 4, BONITA SPRINGS, 34135 | 239-263-3141 |
| Christopher Burch | Allstate | 1329 Hibiscus Dr, Cape Coral, 33909 | (239) 242-8072 |
LaBelle, FL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$90 | $2,144 |
| Driver's Failure In Showing Documents | +$199 | $2,253 |
| Driving With An Expired Registration | +$212 | $2,266 |
| Driving At A Considerably Slow Pace | +$446 | $2,500 |
| Using A Cellphone While Driving | +$470 | $2,524 |
| Running A Red Light | +$479 | $2,533 |
| Speeding | +$503 | $2,557 |
| Driving A Vehicle Without The Required Permission | +$639 | $2,693 |
| Driving With An Expired/Suspended License | +$1,384 | $3,438 |
LaBelle, FL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,972 |
| Active Disabling Device | $1,972 |
| Tracking Device | $1,931 |
| Passive Disabling Device | $1,910 |
Latest Auto Insurance Reviews in LaBelle, FL | Back to Top
GeicoAlthough competitive, their prices did jump quite a bit when adding a teenage driver to our insurance policy. I would ask for more transparency with pricing. Additionally, after checking our credit report, our fees were raised.
Affordable Auto Insurancemy insurance policy covers the total loss of my car, traffic accidents, and partial losses, as well as road assistance