Ladera Heights Auto Insurance Rates, Quotes, Agents & Reviews in CA

Ladera Heights, CA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Ladera Heights, CA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Ladera Heights, CA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Ladera Heights, CA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Ladera Heights, CA with that of other cities in and around Ladera Heights.

Ladera Heights Del Aire Marina del Rey Los Angeles View Park-Windsor Hills Culver City
Average Insurance Rates $2,085 $1,937 $1,909 $1,945 $1,991 $2,024

Ladera Heights, CA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Ladera Heights, CA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Ladera Heights $1,710 $1,444
Culver City $2,142 $1,810
View Park-Windsor Hills $2,035 $1,719
Los Angeles $2,003 $1,692
Lennox $1,318 $1,114
Marina del Rey $1,362 $1,150
Del Aire $2,507 $2,118
Inglewood $1,040 $879

Ladera Heights, CA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Ladera Heights, CA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $6,765
20 Years $2,679
30 Years $2,063
40 Years $1,985
50 Years $1,839
60 Years $1,864
70 Years $2,170

Ladera Heights, CA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Ladera Heights, CA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,670 $500
3 Vehicles $5,504 $751
4 Vehicles $7,339 $1,001

Savings on 2 Vehicles bundle:$500

Savings on 3 Vehicles bundle:$751

Savings on 4 Vehicles bundle:$1,001


Ladera Heights, CA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Ladera Heights, CA.

Location Average Insurance Cost Post DUI Insurance Rate
Ladera Heights $2,085 $5,134
Culver City $2,024 $4,983
View Park-Windsor Hills $1,991 $4,902
Los Angeles $1,945 $4,789
Lennox $1,868 $4,599
Marina del Rey $1,909 $4,700
Del Aire $1,937 $4,769
Inglewood $1,886 $4,644

Ladera Heights, CA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,789
Excellent (740-799) $2,042
Good (670-739) $2,173
Average (580-669) $2,834
Poor (300-579) $3,401

Ladera Heights, CA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Kevin Mitchell Farmers 12304 Santa Monica Blvd Ste 320b, Los Angeles, 90025 (310) 592-8144
Fairfax Insurance Services Inc Travelers 8159 SANTA MONICA BLVD STE 201, WEST HOLLYWOOD, 90046 323-800-2239
Alejandro Nava Farmers 6060 W Manchester Ave Ste 202, Los Angeles, 90045 (310) 568-4520
Yvonne Solis State Farm 1375 W Sunset Blvd, Los Angeles, 90026-4449 213-202-2800
Inae Park State Farm 426 Pier Ave, Hermosa Beach, 90254-3819 310-372-6688
Inae Park State Farm 426 Pier Ave, Hermosa Beach, 90254-3819 310-372-6688
Inae Park State Farm 426 Pier Ave, Hermosa Beach, 90254-3819 310-372-6688
Jason Jang Allstate 903 Crenshaw Blvd Ste 204, Los Angeles, 90019 (323) 932-7000
Danielle Festa Farmers 814 S Westgate Ave Ste 101, Los Angeles, 90049 (310) 696-0345

Ladera Heights, CA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$92 $2,177
Driver's Failure In Showing Documents +$202 $2,287
Driving With An Expired Registration +$215 $2,300
Driving At A Considerably Slow Pace +$452 $2,537
Using A Cellphone While Driving +$477 $2,562
Running A Red Light +$486 $2,571
Speeding +$511 $2,596
Driving A Vehicle Without The Required Permission +$648 $2,733
Driving With An Expired/Suspended License +$1,405 $3,490

Ladera Heights, CA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $2,002
Active Disabling Device $2,002
Tracking Device $1,960
Passive Disabling Device $1,939