Lafayette, LA Auto Insurance Rates
Lafayette, LA residents can save $890 by comparing multiple quotes & reading reviews & research on Lafayette car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $1356 | $2228 | $3409 |
Latest Auto Insurance Reviews in Lafayette, Louisiana
These are both comparable to other companies I have used. I have tried out lots of different companies and am completely happy with the premium and deductible I have now.
These are both comparable to other companies I have used. I have tried out lots of different companies and am completely happy with the premium and deductible I have now.
I would rate State Farm a 3. I am happy with my auto insurance and the price. I am not happy that I cannot bundle my insurance because State Farm does not offer flood insurance in my area. The price for home owners insurance is also very expensive.
Given that I work in insurance and my agency controls my account; there is nothing bad that I can recall regarding my insurance.
I disliked some of the reviews customers of the company whether current or previous, about how the claims process went.
My auto insurer has a steep premium compared to other local companies, all worth it in the end because of the personal service I recieve.
The premium is very good. I have shopped around for other prices and nothing compares. What I get for the money is very reliable and worth it. I like the premium that I pay.
My policy USED to provide a dedicated person to work with me on claims -- it's kind of gone hill in the last few years, and I am currently shopping for new insurance to see if I can get better prices elsewhere. Other than that, the best part of this policy is the ease of use and the lack of increase in rates.
I like their affordable rates and their willingness to help out in an emergency
- Single 31 Years old Female licensed 1 year ago with Leased Toyota Camry SE used for Business with estimated annual mileage of 15,001 - 20,000.
- bachelors degree & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $10K (Per Person Bodily Injury) / $20K (Per Accident Bodily Injury)
- 50 K Property Damage
- 25 K Personal Injury Protection
- 10 K Uninsured Motorists Bodily Injury
- 20 K Uninsured Motorists Property Damage
Lafayette Car Insurance Rate Comparisons
Lafayette, LA's average car insurance of $2228 differs from Breaux Bridge, LA (+$1302), Carencro, LA (+$12), Branch, LA (+$872) and Louisiana (+$471)
| Lafayette | Breaux Bridge, LA | Carencro, LA | Branch, LA | Louisiana | |
| Median Insurance Rates | $2228 | +$1302 | +$12 | +$872 | +$471 |
Lafayette Car Insurance Savings By Neighborhood & Street Area
| Lafayette Driver Street Residence & Car Locations | Car Details in Lafayette | Lafayette Driver Demographics | Lafayette Auto Insurance Estimates | Recent Lafayette Insurance Savings |
|---|---|---|---|---|
| Smittys Mobile Home Park | ||||
| Dove Cir | 2006 Buick Rendezvous CX | 16 year teenager | $4466 | $473 |
| Cobblestone Rd | 2005 Cadillac DeVille DTS | 33 year married man | $3317 | $979 |
| Ridge | ||||
| N Dearborne Rd | 2009 Ford Fusion V6 SEL | 17 year female teenager | $4396 | $401 |
| Golden Grain Rd | 2010 Toyota Prius I | 48 year man | $2819 | $886 |
| Countryside Mobile Home Park | ||||
| Four Sisters Rd | 2007 Acura TSX Base w/Navi | 19 year male teenager | $5200 | $771 |
| Mire St | 2008 Chevrolet Silverado 2500HD Work Truck | 79 year female senior | $2686 | $556 |
| Vermillion Court Mobile Home Park | ||||
| Acres Dr | 2006 Chrysler 300C SRT-8 Base | 70 year senior | $2490 | $790 |
| Rue Plaisance | 2011 Hyundai Sonata GLS | 33 year woman | $1882 | $795 |
| Arbolada Addition | ||||
| Chargois Springs Dr | 2010 Mazda Mazda3 s Sport | 83 year male senior | $2510 | $711 |
| E Vermilion St | 2008 Audi A6 3.2 quattro | 40 year married woman | $2130 | $657 |
Lafayette Post DUI Car Insurance Rates
| Lafayette | Ossun | St. Martinville | Branch | Louisiana | |
| Median Post DUI Insurance Rate | $4144 | +$1026 | +$2440 | +$1622 | +$876 |
| Male Teenager Post DUI Insurance Rate | $10856 | +$2690 | +$6393 | +$4250 | +$2296 |
| Female Teenager Post DUI Insurance Rate | $9489 | +$2351 | +$5588 | +$3715 | +$2005 |
The Post DUI insurance in Lafayette, LA's is $4144 compared to Ossun (+$1026), St. Martinville (+$2440), Branch (+$1622) and Louisiana (+$876)
In Lafayette, a male teenager with Post DUI pays $1367 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2009 Ford Fusion V6 SEL in Lafayette, LA would pay $9355 on auto insurance while a female teenager POST DUI would pay $8176.
Lafayette Car Insurance by Segment
Lafayette Teenagers Car Insurance Rates Comparison
15898 Lafayette Teenagers (7% of total population), 50% Male & 50% Female.
| Lafayette | Carencro | Youngsville | Arnaudville | Louisiana | |
| All Teenagers | $5414 | +$29 | -$20 | +$3431 | +$1144 |
| Male Teenager | $5837 | +$31 | -$21 | +$3699 | +$1234 |
| Female Teenager | $5102 | +$27 | -$19 | +$3233 | +$1078 |
Lafayette teenagers pay $5414 in insurance in contrast with Carencro (+$29), Youngsville (-$20), Arnaudville (+$3431) and Louisiana (+$1144). The difference between Male & Female teenagers in Lafayette is $735
Example
- 2012 Dodge Journey SXT Male Teenager Insurance Rate $5161
- 2011 Kia Sorento LX Female Teenager Insurance Rate $4220
Lafayette Men & Women Car Insurance
221602 Lafayette Adults (100% of total population), 49% Men & 51% Women.
| Lafayette | Scott | Arnaudville | Breaux Bridge | Louisiana | |
| All Women | $2138 | +$22 | +$1356 | +$1250 | +$453 |
| Married Women | $2072 | +$20 | +$1313 | +$1210 | +$438 |
| All Men | $3252 | +$33 | +$2062 | +$1901 | +$688 |
| Married Men | $3096 | +$31 | +$1963 | +$1810 | +$655 |
The typical insurance rate of $3252 that Lafayette Men pay varies from Scott (+$33), Arnaudville (+$2062), Breaux Bridge (+$1901) and Louisiana (+$688). In Lafayette, married men pay $1024 more than married women.
Example
- 2007 Jeep Grand Cherokee SRT-8 Married Men Insurance Rate $2944
- 2013 Nissan Rogue SV Married Women Insurance Rate $2739
Lafayette Senior Car Insurance
33134 Lafayette Seniors (14% of total population), 44% Senior Men & 56% Senior Women.
| Lafayette | Cecilia | Parks | Abbeville | Louisiana | |
| All Seniors | $2940 | +$1838 | +$1970 | +$1864 | +$622 |
| Senior Men | $2896 | +$1810 | +$1940 | +$1836 | +$612 |
| Senior Women | $2985 | +$1865 | +$1999 | +$1892 | +$631 |
Lafayette seniors pay $2940 in insurance compared to Cecilia (+$1838), Parks (+$1970), Abbeville (+$1864) and Louisiana (+$622). In Lafayette, senior men pay $89 less than senior women.
Lafayette Car Insurance Discounts for Multiple Vehicles
Lafayette Population with 1 Vehicle 31852 (37% of Lafayette population), 2 Vehicles 35361 (41% of the Lafayette population) and 3 vehicles 9408 (11% of the population)
| Lafayette | Abbeville | Youngsville | Grand Coteau | Louisiana | |
| 2 Vehicles | $4234 | +$2682 | -$16 | +$2682 | +$895 |
| 3 Vehicles | $6462 | +$4094 | -$24 | +$4094 | +$1366 |
| 4 Vehicles | $8690 | +$5506 | -$32 | +$5506 | +$1837 |
Lafayette Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Infiniti, QX56 | $100 | $2340 | $2440 | $2150 | $2250 | $190 |
| GMC, Acadia Denali | $200 | $2340 | $2540 | $2140 | $2340 | $200 |
| GMC, Sierra 2500HD SLT | $500 | $2330 | $2830 | $2200 | $2700 | $130 |
| Porsche, 911 Turbo S | $400 | $2660 | $3060 | $2500 | $2900 | $160 |
| BMW, 750i | $1000 | $2470 | $2970 | $2360 | $3360 | $-390 |