Lafayette, LA Auto Insurance Rates

Lafayette, LA residents can save $890 by comparing multiple quotes & reading reviews & research on Lafayette car insurance rates, quotes, agents & coverage.

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$1356 $2228 $3409

Latest Auto Insurance Reviews in Lafayette, Louisiana

These are both comparable to other companies I have used. I have tried out lots of different companies and am completely happy with the premium and deductible I have now.
These are both comparable to other companies I have used. I have tried out lots of different companies and am completely happy with the premium and deductible I have now.
State Farm
I would rate State Farm a 3. I am happy with my auto insurance and the price. I am not happy that I cannot bundle my insurance because State Farm does not offer flood insurance in my area. The price for home owners insurance is also very expensive.
Horace Mann
Given that I work in insurance and my agency controls my account; there is nothing bad that I can recall regarding my insurance.
State Farm
I disliked some of the reviews customers of the company whether current or previous, about how the claims process went.
Horace Mann
My auto insurer has a steep premium compared to other local companies, all worth it in the end because of the personal service I recieve.
State Farm
The premium is very good. I have shopped around for other prices and nothing compares. What I get for the money is very reliable and worth it. I like the premium that I pay.
State Farm
My policy USED to provide a dedicated person to work with me on claims -- it's kind of gone hill in the last few years, and I am currently shopping for new insurance to see if I can get better prices elsewhere. Other than that, the best part of this policy is the ease of use and the lack of increase in rates.
I like their affordable rates and their willingness to help out in an emergency
Write Your Review | Lafayette, Louisiana Auto Insurance Analysis
State Farm Auto Insurance, Lafayette, LA
$126/1 month
Car Insurance Policy Holder
  • Single 31 Years old Female licensed 1 year ago with Leased Toyota Camry SE used for Business with estimated annual mileage of 15,001 - 20,000.
  • bachelors degree & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $10K (Per Person Bodily Injury) / $20K (Per Accident Bodily Injury)
  • 50 K Property Damage
  • 25 K Personal Injury Protection
  • 10 K Uninsured Motorists Bodily Injury
  • 20 K Uninsured Motorists Property Damage

Lafayette Car Insurance Rate Comparisons

Lafayette, LA's average car insurance of $2228 differs from Breaux Bridge, LA (+$1302), Carencro, LA (+$12), Branch, LA (+$872) and Louisiana (+$471)

Lafayette Breaux Bridge, LA Carencro, LA Branch, LA Louisiana
Median Insurance Rates $2228 +$1302 +$12 +$872 +$471

Lafayette Car Insurance Savings By Neighborhood & Street Area

Lafayette Driver Street Residence & Car Locations Car Details in Lafayette Lafayette Driver Demographics Lafayette Auto Insurance Estimates Recent Lafayette Insurance Savings
Smittys Mobile Home Park
Dove Cir2006 Buick Rendezvous CX16 year teenager$4466$473
Cobblestone Rd2005 Cadillac DeVille DTS33 year married man$3317$979
N Dearborne Rd2009 Ford Fusion V6 SEL17 year female teenager$4396$401
Golden Grain Rd2010 Toyota Prius I48 year man$2819$886
Countryside Mobile Home Park
Four Sisters Rd2007 Acura TSX Base w/Navi19 year male teenager$5200$771
Mire St2008 Chevrolet Silverado 2500HD Work Truck79 year female senior$2686$556
Vermillion Court Mobile Home Park
Acres Dr2006 Chrysler 300C SRT-8 Base70 year senior$2490$790
Rue Plaisance2011 Hyundai Sonata GLS33 year woman$1882$795
Arbolada Addition
Chargois Springs Dr2010 Mazda Mazda3 s Sport83 year male senior$2510$711
E Vermilion St2008 Audi A6 3.2 quattro40 year married woman$2130$657

Lafayette Post DUI Car Insurance Rates

Lafayette Ossun St. Martinville Branch Louisiana
Median Post DUI Insurance Rate $4144 +$1026 +$2440 +$1622 +$876
Male Teenager Post DUI Insurance Rate $10856 +$2690 +$6393 +$4250 +$2296
Female Teenager Post DUI Insurance Rate $9489 +$2351 +$5588 +$3715 +$2005

The Post DUI insurance in Lafayette, LA's is $4144 compared to Ossun (+$1026), St. Martinville (+$2440), Branch (+$1622) and Louisiana (+$876)

In Lafayette, a male teenager with Post DUI pays $1367 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2009 Ford Fusion V6 SEL in Lafayette, LA would pay $9355 on auto insurance while a female teenager POST DUI would pay $8176.

Lafayette Car Insurance by Segment

Lafayette Teenagers Car Insurance Rates Comparison

15898 Lafayette Teenagers (7% of total population), 50% Male & 50% Female.

Lafayette Carencro Youngsville Arnaudville Louisiana
All Teenagers $5414 +$29 -$20 +$3431 +$1144
Male Teenager $5837 +$31 -$21 +$3699 +$1234
Female Teenager $5102 +$27 -$19 +$3233 +$1078

Lafayette teenagers pay $5414 in insurance in contrast with Carencro (+$29), Youngsville (-$20), Arnaudville (+$3431) and Louisiana (+$1144). The difference between Male & Female teenagers in Lafayette is $735


  • 2012 Dodge Journey SXT Male Teenager Insurance Rate $5161
  • 2011 Kia Sorento LX Female Teenager Insurance Rate $4220

Lafayette Men & Women Car Insurance

221602 Lafayette Adults (100% of total population), 49% Men & 51% Women.

Lafayette Scott Arnaudville Breaux Bridge Louisiana
All Women $2138 +$22 +$1356 +$1250 +$453
Married Women $2072 +$20 +$1313 +$1210 +$438
All Men $3252 +$33 +$2062 +$1901 +$688
Married Men $3096 +$31 +$1963 +$1810 +$655

The typical insurance rate of $3252 that Lafayette Men pay varies from Scott (+$33), Arnaudville (+$2062), Breaux Bridge (+$1901) and Louisiana (+$688). In Lafayette, married men pay $1024 more than married women.


  • 2007 Jeep Grand Cherokee SRT-8 Married Men Insurance Rate $2944
  • 2013 Nissan Rogue SV Married Women Insurance Rate $2739

Lafayette Senior Car Insurance

33134 Lafayette Seniors (14% of total population), 44% Senior Men & 56% Senior Women.

Lafayette Cecilia Parks Abbeville Louisiana
All Seniors $2940 +$1838 +$1970 +$1864 +$622
Senior Men $2896 +$1810 +$1940 +$1836 +$612
Senior Women $2985 +$1865 +$1999 +$1892 +$631

Lafayette seniors pay $2940 in insurance compared to Cecilia (+$1838), Parks (+$1970), Abbeville (+$1864) and Louisiana (+$622). In Lafayette, senior men pay $89 less than senior women.

Lafayette Car Insurance Discounts for Multiple Vehicles

Lafayette Population with 1 Vehicle 31852 (37% of Lafayette population), 2 Vehicles 35361 (41% of the Lafayette population) and 3 vehicles 9408 (11% of the population)

Lafayette Abbeville Youngsville Grand Coteau Louisiana
2 Vehicles $4234 +$2682 -$16 +$2682 +$895
3 Vehicles $6462 +$4094 -$24 +$4094 +$1366
4 Vehicles $8690 +$5506 -$32 +$5506 +$1837

Lafayette Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Infiniti, QX56 $100 $2340 $2440 $2150 $2250 $190
GMC, Acadia Denali $200 $2340 $2540 $2140 $2340 $200
GMC, Sierra 2500HD SLT $500 $2330 $2830 $2200 $2700 $130
Porsche, 911 Turbo S $400 $2660 $3060 $2500 $2900 $160
BMW, 750i $1000 $2470 $2970 $2360 $3360 $-390