Lake Magdalene, FL Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Lake Magdalene, FL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Lake Magdalene, FL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Lake Magdalene, FL Auto Insurance Rates
- Lake Magdalene, FL Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Lake Magdalene, FL
- Multi Vehicle Insurance Savings in Lake Magdalene, FL
- How Credit Score Affects Car Insurance Rates in Lake Magdalene, FL
- How DUI Affects Auto Insurance Premiums in Lake Magdalene, FL
- Top Auto Insurance Agents Near Lake Magdalene, FL
- How Driving Violations Affect Auto Insurance Rates in Lake Magdalene, FL
- Lake Magdalene, FL Auto Insurance Discounts on Anti Theft Feature
- Lake Magdalene, FL Auto Insurance Company Reviews
Lake Magdalene, FL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Lake Magdalene, FL with that of other cities in and around Lake Magdalene.
| Lake Magdalene | Carrollwood | Northdale | Egypt Lake-Leto | Lutz | Cheval | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $2,204 | $1,197 | $2,213 | $2,117 | $2,273 | $2,332 |
Lake Magdalene, FL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Lake Magdalene, FL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Lake Magdalene | $1,053 | $889 |
| Carrollwood | $1,753 | $1,481 |
| Northdale | $1,605 | $1,355 |
| University | $1,941 | $1,639 |
| Egypt Lake-Leto | $1,621 | $1,369 |
| Lutz | $3,499 | $2,955 |
| Citrus Park | $1,305 | $1,102 |
| Cheval | $1,180 | $997 |
Lake Magdalene, FL Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Lake Magdalene, FL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $7,152 |
| 20 Years | $2,832 |
| 30 Years | $2,181 |
| 40 Years | $2,099 |
| 50 Years | $1,943 |
| 60 Years | $1,971 |
| 70 Years | $2,294 |
Lake Magdalene, FL Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Lake Magdalene, FL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $3,879 | $529 |
| 3 Vehicles | $5,819 | $793 |
| 4 Vehicles | $7,758 | $1,058 |
Savings on 2 Vehicles bundle:$529
Savings on 3 Vehicles bundle:$793
Savings on 4 Vehicles bundle:$1,058
Lake Magdalene, FL Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Lake Magdalene, FL.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Lake Magdalene | $2,204 | $3,449 |
| Carrollwood | $1,197 | $1,873 |
| Northdale | $2,213 | $3,463 |
| University | $1,974 | $3,089 |
| Egypt Lake-Leto | $2,117 | $3,313 |
| Lutz | $2,273 | $3,557 |
| Citrus Park | $2,182 | $3,415 |
| Cheval | $2,332 | $3,650 |
Lake Magdalene, FL Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,891 |
| Excellent (740-799) | $2,159 |
| Good (670-739) | $2,297 |
| Average (580-669) | $2,996 |
| Poor (300-579) | $3,595 |
Lake Magdalene, FL Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Ronald Hilton | Allstate | 17210 Camelot Ct Unit 101, Land O Lakes, 34638 | (813) 948-0900 |
| Seibert Insurance Agency | None | 5121 Ehrlich Road, Suite 111 , Tampa, 33624 | (813) 327-7915 |
| Commercial Insurance Specialists Llc | Travelers | 18115 US HWY 41 N STE 400, LUTZ, 33549 | 813-949-0481 |
| Michael Arndt | Allstate | 18932 N Dale Mabry Hwy Ste 102, Lutz, 33548 | (813) 968-2441 |
| Cgb Insurance Llc | Liberty Mutual Independent | 2531 GREEN FOREST LN STE 101, LUTZ, 33558 | (813) 949-2708 |
| Brown & Brown Of Florida Inc | Liberty Mutual Independent | 655 N Franklin St Ste 1900, Tampa, 33602 | None |
| Vivian Braaksma | State Farm | 6905 W Waters Ave, Tampa, 33634 | 813-884-2665 |
| Acg South Insurance Agency Llc | Travelers | 1515 N WESTSHORE BLVD, TAMPA, 33607 | 800-891-4222 |
| Tampa Insurance Services | None | 6107 Memorial Hwy , Tampa, 33615 | None |
| Charter Insurance Group, Llc | None | 1111 N West Shore Blvd Ste 209A, Tampa, 33607 | None |
Lake Magdalene, FL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$97 | $2,301 |
| Driver's Failure In Showing Documents | +$214 | $2,418 |
| Driving With An Expired Registration | +$227 | $2,431 |
| Driving At A Considerably Slow Pace | +$478 | $2,682 |
| Using A Cellphone While Driving | +$505 | $2,709 |
| Running A Red Light | +$514 | $2,718 |
| Speeding | +$540 | $2,744 |
| Driving A Vehicle Without The Required Permission | +$685 | $2,889 |
| Driving With An Expired/Suspended License | +$1,485 | $3,689 |
Lake Magdalene, FL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $2,116 |
| Active Disabling Device | $2,116 |
| Tracking Device | $2,072 |
| Passive Disabling Device | $2,050 |
Latest Auto Insurance Reviews in Lake Magdalene, FL | Back to Top
EsuranceThe customer service is excellent, both online and on the phone. They are very accommodating and willing to work around circumstances that are slightly out of the ordinary.
EsuranceThe customer service is excellent, both online and on the phone. They are very accommodating and willing to work around circumstances that are slightly out of the ordinary.
Alcott InsuranceThe premium is cheap but is only liability and they ensure those others wouldn', such as young men or those whose policies have lapsed. It However is a no thrills policy. We pay only $72 a month.
GeicoI like the mobile app for the company. I pay bills on there, view my insurance card, print my insurance card, and even file a claim if I have to. I can do all that and more from the app.