Lake View Auto Insurance Rates, Quotes, Agents & Reviews in AL

Lake View, AL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Lake View, AL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Lake View, AL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Lake View, AL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Lake View, AL with that of other cities in and around Lake View.

Lake View West Blocton Vance Abernant Woodstock Brookwood
Average Insurance Rates $1,531 $1,426 $1,463 $1,500 $1,441 $1,431

Lake View, AL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Lake View, AL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Lake View $2,954 $2,495
Abernant $1,481 $1,251
Woodstock $1,250 $1,056
North Johns $1,247 $1,054
Vance $1,981 $1,673
Greenwood $1,147 $969
West Blocton $1,966 $1,661
Brookwood $1,374 $1,161

Lake View, AL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Lake View, AL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,968
20 Years $1,967
30 Years $1,515
40 Years $1,458
50 Years $1,350
60 Years $1,369
70 Years $1,593

Lake View, AL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Lake View, AL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,664 $398
3 Vehicles $3,996 $597
4 Vehicles $5,328 $796

Savings on 2 Vehicles bundle:$398

Savings on 3 Vehicles bundle:$597

Savings on 4 Vehicles bundle:$796


Lake View, AL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Lake View, AL.

Location Average Insurance Cost Post DUI Insurance Rate
Lake View $1,531 $2,714
Abernant $1,500 $2,660
Woodstock $1,441 $2,555
North Johns $1,437 $2,548
Vance $1,463 $2,594
Greenwood $1,545 $2,739
West Blocton $1,426 $2,528
Brookwood $1,431 $2,537

Lake View, AL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,314
Excellent (740-799) $1,499
Good (670-739) $1,595
Average (580-669) $2,081
Poor (300-579) $2,497

Lake View, AL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Karen Ross Miller Allstate 5210 Highway 17, Helena, 35080 (205) 620-1120
Holt Insurance Agency Inc Travelers 1423 4TH AVE NO, BESSEMER, 35020 205-424-8368
Doug Jinks Insurance Center Inc Travelers 22680 BUCKSVILLE ROAD, MCCALLA, 35111 205-477-1711
Corkren Insurance Allstate 1516 9th Ave N Ste 112, Bessemer, 35020 (205) 565-0060
Jarrod Gibson State Farm 4290 Highway 52 W Ste F, Helena, 35080-5002 205-663-8688
Shane Lewis State Farm 4760 Eastern Valley Rd Ste 110, Mc Calla, 35111-3457 205-477-9600
Stan White State Farm 5011 Ford Pkwy, Bessemer, 35022-5279 205-425-3280
Pete Russell Allstate 4761 Letson Farms Ste 109c, McCalla, 35111 (205) 477-7785
Desherri Carlisle Farmers 801 Shades Crest Rd Ste C, Birmingham, 35226 (205) 979-2995
Shubert Associates Allstate 135 Hayesbury Dr, Pelham, 35124 (205) 621-1770
Rene Burke State Farm 4851 Cahaba River Rd Ste 117, Vestavia, 35243-2359 205-967-6886

Lake View, AL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$67 $1,598
Driver's Failure In Showing Documents +$149 $1,680
Driving With An Expired Registration +$158 $1,689
Driving At A Considerably Slow Pace +$332 $1,863
Using A Cellphone While Driving +$351 $1,882
Running A Red Light +$357 $1,888
Speeding +$375 $1,906
Driving A Vehicle Without The Required Permission +$476 $2,007
Driving With An Expired/Suspended License +$1,032 $2,563

Lake View, AL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,470
Active Disabling Device $1,470
Tracking Device $1,439
Passive Disabling Device $1,424