Lakeland, FL Auto Insurance Rates
Lakeland, FL residents can save $550 by comparing multiple quotes & reading reviews & research on Lakeland car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $1028 | $1376 | $2053 |
Latest Auto Insurance Reviews in Lakeland, Florida
State Farm
SAME INSURANCE AND HAS BEEN SO GREAT WITHOUT ANY ISSUES AT ALL.
SAME INSURANCE AND HAS BEEN SO GREAT WITHOUT ANY ISSUES AT ALL.
State Farm
Tends to cost a little more than other policies from other companies. But overall seems like a good value especially with bundling of other services to make a better value overall.
Tends to cost a little more than other policies from other companies. But overall seems like a good value especially with bundling of other services to make a better value overall.
Progressive
The premium and deductible of my policy compared to other insurance companies has always been competitive. My rates have never risen over the years and had usually gone down. .
The premium and deductible of my policy compared to other insurance companies has always been competitive. My rates have never risen over the years and had usually gone down. .
Geico
Geico has amazing customer service. I have had to call them many times with questions or for claims and have always had a great experience.
Geico has amazing customer service. I have had to call them many times with questions or for claims and have always had a great experience.
Usaa
I would 100% recommend USAA for car insurance because we have always had excellent customer service, making it extremely easy to pay our premiums and file and process claims.
I would 100% recommend USAA for car insurance because we have always had excellent customer service, making it extremely easy to pay our premiums and file and process claims.
Allstate
I would recommend this company to anyone. They are advanced and know what they are doing. I really enjoy them.
I would recommend this company to anyone. They are advanced and know what they are doing. I really enjoy them.
Usaa
I would recommend them, if only for the prices. They are much lower than any one else. We luckily don't need to use it very often.
I would recommend them, if only for the prices. They are much lower than any one else. We luckily don't need to use it very often.
Aaa
It has been good so far. They have low rates, and they have good coverage. I have talked to them several times on the phone and they have been friendly.
It has been good so far. They have low rates, and they have good coverage. I have talked to them several times on the phone and they have been friendly.
Esurance
This policy helped me get the minimum insurance for my state with an affordable price.
This policy helped me get the minimum insurance for my state with an affordable price.
Esurance
This policy helped me get the minimum insurance for my state with an affordable price.
This policy helped me get the minimum insurance for my state with an affordable price.
Geico
Overall I went with a minimal coverage option for my motorcycle, meaning most of the cost for repairing my bike would come out of pocket while getting more coverage for any damage I might cause in an accident and more coverage for my own medical expenses should I be injured in an accident.
Overall I went with a minimal coverage option for my motorcycle, meaning most of the cost for repairing my bike would come out of pocket while getting more coverage for any damage I might cause in an accident and more coverage for my own medical expenses should I be injured in an accident.
Geico
They have the lowest premium that I've found. It could always be lower.
They have the lowest premium that I've found. It could always be lower.
Usaa
The only issue that I have (and it is a small issue) is that I wish they had a chat feature on the the website. Sometimes, I cannot wait on the phone at work, but I could easily chat with someone.
The only issue that I have (and it is a small issue) is that I wish they had a chat feature on the the website. Sometimes, I cannot wait on the phone at work, but I could easily chat with someone.
Usaa
I feel that my premium is comparable to others. I like the service that my company provides so I choose them predominantly for this reason combined with the price factor.
I feel that my premium is comparable to others. I like the service that my company provides so I choose them predominantly for this reason combined with the price factor.
Allstate
The premium with this company is excellent. About $20 a month lower than other companis I shopped around with, and the coverage is exactly what I need with no filler.
The premium with this company is excellent. About $20 a month lower than other companis I shopped around with, and the coverage is exactly what I need with no filler.
Metlife
I would say that premium is still kinda high. I know that I am in a high risk pool being a male in my mid-twenties, but I have had no tickets and no accidents in the past 7 years. I feel as if I should be rewarded for that.
I would say that premium is still kinda high. I know that I am in a high risk pool being a male in my mid-twenties, but I have had no tickets and no accidents in the past 7 years. I feel as if I should be rewarded for that.
Geico
The premium for this policy is more affordable and a better price than other insurance company quotes I received. I have full coverage auto insurance, with numerous perks and benefits, for a cheaper price than other companies, including some liability-only policies.
The premium for this policy is more affordable and a better price than other insurance company quotes I received. I have full coverage auto insurance, with numerous perks and benefits, for a cheaper price than other companies, including some liability-only policies.
Safeco Insurance
They beat all prices that I compared too. I shopped around a lot before choosing them and by far they save me lots of money.
They beat all prices that I compared too. I shopped around a lot before choosing them and by far they save me lots of money.
Geico, Lakeland, FL
$310/6 months
Car Insurance Policy Holder
- Divorced 56 Years old Female licensed 43 years ago with Own 2011 Ford Fiesta used for Pleasure with estimated annual mileage of 9,001 - 12,000.
- high school education & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $$20,001 - $25,000K (Per Person Bodily Injury) / $$50,001 - $100,000K (Per Accident Bodily Injury)
- $20,001 - $25,000 K Property Damage
- $15,001 - $20,000 K Personal Injury Protection
- Comprehensive insurance with $251 - $500 deductible
- Collision insurance with $1001 - $1,500 deductible
- $10,001 - $15,000 K Uninsured Motorists Bodily Injury
- $10,001 - $15,000 K Uninsured Motorists Property Damage
Travelers Auto Insurance, Lakeland, FL
$190/1 month
Car Insurance Policy Holder
- Single 44 Years old Male licensed 5 years ago with Leased Hyundai Sonata Limited used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
- Associate & Full Time Job.
- accidents in history , No traffic tickets , No DUIs , Licence suspended previously.
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $10K (Per Person Bodily Injury) / $20K (Per Accident Bodily Injury)
- 20 K Property Damage
- 20 K Personal Injury Protection
- 10 K Uninsured Motorists Bodily Injury
- 20 K Uninsured Motorists Property Damage
Lakeland Car Insurance Rate Comparisons
Lakeland, FL's average car insurance of $1376 differs from Lakeland Highlands, FL (-$426), Lake Alfred, FL (+$25), Combee Settlement, FL (+$424) and Florida (-$12)
| Lakeland | Lakeland Highlands, FL | Lake Alfred, FL | Combee Settlement, FL | Florida | |
| Median Insurance Rates | $1376 | -$426 | +$25 | +$424 | -$12 |
Lakeland Car Insurance Savings By Neighborhood & Street Area
| Lakeland Driver Street Residence & Car Locations | Car Details in Lakeland | Lakeland Driver Demographics | Lakeland Auto Insurance Estimates | Recent Lakeland Insurance Savings |
|---|---|---|---|---|
| Martin Estates Mobile Home Park | ||||
| Boyd Ct | 2008 Mazda MAZDASPEED3 Sport | 82 year senior | $1921 | $358 |
| Seagull Ln | 2004 Buick Rendezvous CX | 39 year married man | $1960 | $959 |
| Griffin | ||||
| Holton Rd | 2004 Acura TSX \N | 25 year woman | $1281 | $603 |
| Iris Ann Dr | 2006 Chrysler 300 C | 84 year female senior | $1795 | $792 |
| Lake Bonny Mobile Home Park | ||||
| Brandon Rd | 2009 Ford Fusion SE | 51 year married woman | $1099 | $718 |
| Kenwith Ct | 2004 Chevrolet Silverado 2500HD Work Truck | 18 year female teenager | $3177 | $855 |
| Countryside Mobile Home Park | ||||
| Little Valley Way | 2011 Nissan Rogue SV | 54 year man | $2244 | $971 |
| Lehman Ct | 2013 Honda Civic U.S. LX | 19 year male teenager | $3505 | $683 |
| Lakeland Junction Mobile Home Park | ||||
| W Robson St | 2014 Volkswagen Jetta S | 76 year male senior | $1966 | $717 |
| Hull St | 2009 Jeep Commander Sport | 18 year teenager | $3124 | $814 |
Lakeland Post DUI Car Insurance Rates
| Lakeland | Jan Phyl Village | Polk City | Lake Alfred | Florida | |
| Median Post DUI Insurance Rate | $2559 | +$937 | +$603 | +$46 | -$22 |
| Male Teenager Post DUI Insurance Rate | $6883 | +$2523 | +$1622 | +$125 | -$59 |
| Female Teenager Post DUI Insurance Rate | $6141 | +$2251 | +$1447 | +$112 | -$54 |
The Post DUI insurance in Lakeland, FL's is $2559 compared to Jan Phyl Village (+$937), Polk City (+$603), Lake Alfred (+$46) and Florida (-$22)
In Lakeland, a male teenager with Post DUI pays $742 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2004 Acura TSX \N in Lakeland, FL would pay $6969 on auto insurance while a female teenager POST DUI would pay $6217.
Lakeland Car Insurance by Segment
Lakeland Teenagers Car Insurance Rates Comparison
17571 Lakeland Teenagers (6% of total population), 50% Male & 50% Female.
| Lakeland | Crystal Lake | Plant City | Lake Alfred | Florida | |
| All Teenagers | $3467 | +$1043 | +$338 | +$63 | -$30 |
| Male Teenager | $3701 | +$1114 | +$360 | +$67 | -$32 |
| Female Teenager | $3302 | +$994 | +$322 | +$60 | -$29 |
Lakeland teenagers pay $3467 in insurance in contrast with Crystal Lake (+$1043), Plant City (+$338), Lake Alfred (+$63) and Florida (-$30). The difference between Male & Female teenagers in Lakeland is $399
Example
- 2013 Hyundai Sonata GLS Male Teenager Insurance Rate $3639
- 2012 Lincoln MKZ Base Female Teenager Insurance Rate $3362
Lakeland Men & Women Car Insurance
253283 Lakeland Adults (100% of total population), 49% Men & 51% Women.
| Lakeland | Plant City | Fuller Heights | Lake Alfred | Florida | |
| All Women | $1265 | +$124 | +$207 | +$23 | -$11 |
| Married Women | $1155 | +$113 | +$189 | +$21 | -$10 |
| All Men | $2270 | +$221 | +$370 | +$41 | -$20 |
| Married Men | $2201 | +$215 | +$359 | +$40 | -$19 |
The typical insurance rate of $2270 that Lakeland Men pay varies from Plant City (+$221), Fuller Heights (+$370), Lake Alfred (+$41) and Florida (-$20). In Lakeland, married men pay $1046 more than married women.
Example
- 2014 Kia Sorento LX Married Men Insurance Rate $2116
- 2014 GMC Sierra 1500 Base Married Women Insurance Rate $2166
Lakeland Senior Car Insurance
57888 Lakeland Seniors (22% of total population), 45% Senior Men & 55% Senior Women.
| Lakeland | Plant City | Fussels Corner | Combee Settlement | Florida | |
| All Seniors | $2036 | +$198 | +$687 | +$628 | -$18 |
| Senior Men | $2091 | +$204 | +$705 | +$645 | -$18 |
| Senior Women | $1981 | +$193 | +$668 | +$611 | -$17 |
Lakeland seniors pay $2036 in insurance compared to Plant City (+$198), Fussels Corner (+$687), Combee Settlement (+$628) and Florida (-$18). In Lakeland, senior men pay $110 more than senior women.
Lakeland Car Insurance Discounts for Multiple Vehicles
Lakeland Population with 1 Vehicle 38902 (41% of Lakeland population), 2 Vehicles 35210 (37% of the Lakeland population) and 3 vehicles 10305 (11% of the population)
| Lakeland | Highland City | Willow Oak | Polk City | Florida | |
| 2 Vehicles | $2615 | +$178 | +$824 | +$615 | -$23 |
| 3 Vehicles | $3991 | +$272 | +$1258 | +$939 | -$35 |
| 4 Vehicles | $5367 | +$366 | +$1692 | +$1263 | -$47 |
Lakeland Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lexus, ES 350 | $500 | $1500 | $2000 | $1370 | $1870 | $130 |
| Buick, Enclave | $700 | $1550 | $2050 | $1430 | $2130 | $-80 |
| Volkswagen, Jetta SE | $1500 | $1420 | $1920 | $1350 | $2850 | $-930 |
| Honda, Civic EX | $100 | $1410 | $1510 | $1310 | $1410 | $100 |
| Honda, Odyssey LX | $300 | $1630 | $1930 | $1510 | $1810 | $120 |