Lakeland, FL Auto Insurance Rates

Lakeland, FL residents can save $550 by comparing multiple quotes & reading reviews & research on Lakeland car insurance rates, quotes, agents & coverage.

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$1028 $1376 $2053

Latest Auto Insurance Reviews in Lakeland, Florida


Allstate
I would recommend this company to anyone. They are advanced and know what they are doing. I really enjoy them.
Usaa
I would recommend them, if only for the prices. They are much lower than any one else. We luckily don't need to use it very often.
Aaa
It has been good so far. They have low rates, and they have good coverage. I have talked to them several times on the phone and they have been friendly.
Esurance
This policy helped me get the minimum insurance for my state with an affordable price.
Esurance
This policy helped me get the minimum insurance for my state with an affordable price.
Geico
Overall I went with a minimal coverage option for my motorcycle, meaning most of the cost for repairing my bike would come out of pocket while getting more coverage for any damage I might cause in an accident and more coverage for my own medical expenses should I be injured in an accident.
Geico
They have the lowest premium that I've found. It could always be lower.
Usaa
The only issue that I have (and it is a small issue) is that I wish they had a chat feature on the the website. Sometimes, I cannot wait on the phone at work, but I could easily chat with someone.
Usaa
I feel that my premium is comparable to others. I like the service that my company provides so I choose them predominantly for this reason combined with the price factor.
Allstate
The premium with this company is excellent. About $20 a month lower than other companis I shopped around with, and the coverage is exactly what I need with no filler.
Metlife
I would say that premium is still kinda high. I know that I am in a high risk pool being a male in my mid-twenties, but I have had no tickets and no accidents in the past 7 years. I feel as if I should be rewarded for that.
Geico
The premium for this policy is more affordable and a better price than other insurance company quotes I received. I have full coverage auto insurance, with numerous perks and benefits, for a cheaper price than other companies, including some liability-only policies.
Safeco Insurance
They beat all prices that I compared too. I shopped around a lot before choosing them and by far they save me lots of money.
Write Your Review | Lakeland, Florida Auto Insurance Analysis
Geico, Lakeland, FL
$310/6 months
Car Insurance Policy Holder
  • Divorced 56 Years old Female licensed 43 years ago with Own 2011 Ford Fiesta used for Pleasure with estimated annual mileage of 9,001 - 12,000.
  • high school education & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $$20,001 - $25,000K (Per Person Bodily Injury) / $$50,001 - $100,000K (Per Accident Bodily Injury)
  • $20,001 - $25,000 K Property Damage
  • $15,001 - $20,000 K Personal Injury Protection
  • Comprehensive insurance with $251 - $500 deductible
  • Collision insurance with $1001 - $1,500 deductible
  • $10,001 - $15,000 K Uninsured Motorists Bodily Injury
  • $10,001 - $15,000 K Uninsured Motorists Property Damage
Travelers Auto Insurance, Lakeland, FL
$190/1 month
Car Insurance Policy Holder
  • Single 44 Years old Male licensed 5 years ago with Leased Hyundai Sonata Limited used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • Associate & Full Time Job.
  • accidents in history , No traffic tickets , No DUIs , Licence suspended previously.
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $10K (Per Person Bodily Injury) / $20K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 20 K Personal Injury Protection
  • 10 K Uninsured Motorists Bodily Injury
  • 20 K Uninsured Motorists Property Damage

Lakeland Car Insurance Rate Comparisons

Lakeland, FL's average car insurance of $1376 differs from Lakeland Highlands, FL (-$426), Lake Alfred, FL (+$25), Combee Settlement, FL (+$424) and Florida (-$12)

Lakeland Lakeland Highlands, FL Lake Alfred, FL Combee Settlement, FL Florida
Median Insurance Rates $1376 -$426 +$25 +$424 -$12

Lakeland Car Insurance Savings By Neighborhood & Street Area

Lakeland Driver Street Residence & Car Locations Car Details in Lakeland Lakeland Driver Demographics Lakeland Auto Insurance Estimates Recent Lakeland Insurance Savings
Martin Estates Mobile Home Park
Boyd Ct2008 Mazda MAZDASPEED3 Sport82 year senior$1921$358
Seagull Ln2004 Buick Rendezvous CX39 year married man$1960$959
Griffin
Holton Rd2004 Acura TSX \N25 year woman$1281$603
Iris Ann Dr2006 Chrysler 300 C84 year female senior$1795$792
Lake Bonny Mobile Home Park
Brandon Rd2009 Ford Fusion SE51 year married woman$1099$718
Kenwith Ct2004 Chevrolet Silverado 2500HD Work Truck18 year female teenager$3177$855
Countryside Mobile Home Park
Little Valley Way2011 Nissan Rogue SV54 year man$2244$971
Lehman Ct2013 Honda Civic U.S. LX19 year male teenager$3505$683
Lakeland Junction Mobile Home Park
W Robson St2014 Volkswagen Jetta S76 year male senior$1966$717
Hull St2009 Jeep Commander Sport18 year teenager$3124$814

Lakeland Post DUI Car Insurance Rates

Lakeland Jan Phyl Village Polk City Lake Alfred Florida
Median Post DUI Insurance Rate $2559 +$937 +$603 +$46 -$22
Male Teenager Post DUI Insurance Rate $6883 +$2523 +$1622 +$125 -$59
Female Teenager Post DUI Insurance Rate $6141 +$2251 +$1447 +$112 -$54

The Post DUI insurance in Lakeland, FL's is $2559 compared to Jan Phyl Village (+$937), Polk City (+$603), Lake Alfred (+$46) and Florida (-$22)

In Lakeland, a male teenager with Post DUI pays $742 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2004 Acura TSX \N in Lakeland, FL would pay $6969 on auto insurance while a female teenager POST DUI would pay $6217.

Lakeland Car Insurance by Segment

Lakeland Teenagers Car Insurance Rates Comparison

17571 Lakeland Teenagers (6% of total population), 50% Male & 50% Female.

Lakeland Crystal Lake Plant City Lake Alfred Florida
All Teenagers $3467 +$1043 +$338 +$63 -$30
Male Teenager $3701 +$1114 +$360 +$67 -$32
Female Teenager $3302 +$994 +$322 +$60 -$29

Lakeland teenagers pay $3467 in insurance in contrast with Crystal Lake (+$1043), Plant City (+$338), Lake Alfred (+$63) and Florida (-$30). The difference between Male & Female teenagers in Lakeland is $399

Example

  • 2013 Hyundai Sonata GLS Male Teenager Insurance Rate $3639
  • 2012 Lincoln MKZ Base Female Teenager Insurance Rate $3362

Lakeland Men & Women Car Insurance

253283 Lakeland Adults (100% of total population), 49% Men & 51% Women.

Lakeland Plant City Fuller Heights Lake Alfred Florida
All Women $1265 +$124 +$207 +$23 -$11
Married Women $1155 +$113 +$189 +$21 -$10
All Men $2270 +$221 +$370 +$41 -$20
Married Men $2201 +$215 +$359 +$40 -$19

The typical insurance rate of $2270 that Lakeland Men pay varies from Plant City (+$221), Fuller Heights (+$370), Lake Alfred (+$41) and Florida (-$20). In Lakeland, married men pay $1046 more than married women.

Example

  • 2014 Kia Sorento LX Married Men Insurance Rate $2116
  • 2014 GMC Sierra 1500 Base Married Women Insurance Rate $2166

Lakeland Senior Car Insurance

57888 Lakeland Seniors (22% of total population), 45% Senior Men & 55% Senior Women.

Lakeland Plant City Fussels Corner Combee Settlement Florida
All Seniors $2036 +$198 +$687 +$628 -$18
Senior Men $2091 +$204 +$705 +$645 -$18
Senior Women $1981 +$193 +$668 +$611 -$17

Lakeland seniors pay $2036 in insurance compared to Plant City (+$198), Fussels Corner (+$687), Combee Settlement (+$628) and Florida (-$18). In Lakeland, senior men pay $110 more than senior women.

Lakeland Car Insurance Discounts for Multiple Vehicles

Lakeland Population with 1 Vehicle 38902 (41% of Lakeland population), 2 Vehicles 35210 (37% of the Lakeland population) and 3 vehicles 10305 (11% of the population)

Lakeland Highland City Willow Oak Polk City Florida
2 Vehicles $2615 +$178 +$824 +$615 -$23
3 Vehicles $3991 +$272 +$1258 +$939 -$35
4 Vehicles $5367 +$366 +$1692 +$1263 -$47

Lakeland Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Lexus, ES 350 $500 $1500 $2000 $1370 $1870 $130
Buick, Enclave $700 $1550 $2050 $1430 $2130 $-80
Volkswagen, Jetta SE $1500 $1420 $1920 $1350 $2850 $-930
Honda, Civic EX $100 $1410 $1510 $1310 $1410 $100
Honda, Odyssey LX $300 $1630 $1930 $1510 $1810 $120