Lakeville, MN Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Lakeville, MN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Factors that can influence the cost of car insurance in Lakeville, MN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

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Lakeville, MN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Lakeville, MN with that of other cities in and around Lakeville.

	Lakeville	Apple Valley	Savage	Burnsville	Farmington	Credit River
Average Insurance Rates	$1,065	$1,067	$1,360	$1,046	$1,326	$1,441

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Lakeville, MN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Lakeville, MN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location	Low Deductible ($500)	High Deductible ($1000)
Lakeville	$1,551	$1,310
Farmington	$1,468	$1,240
Apple Valley	$1,834	$1,549
Credit River	$1,876	$1,584
Burnsville	$2,234	$1,887
Eureka	$1,555	$1,314
Empire	$995	$840
Savage	$2,281	$1,927

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Lakeville, MN Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Lakeville, MN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver	Insurance Cost
Teens	$3,456
20 Years	$1,368
30 Years	$1,054
40 Years	$1,014
50 Years	$939
60 Years	$952
70 Years	$1,108

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Lakeville, MN Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Lakeville, MN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars	Auto Insurance Cost	Total Savings
2 Vehicles	$1,832	$298
3 Vehicles	$2,748	$447
4 Vehicles	$3,664	$596

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Lakeville, MN Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Lakeville, MN.

Location	Average Insurance Cost	Post DUI Insurance Rate
Lakeville	$1,065	$1,944
Farmington	$1,326	$2,421
Apple Valley	$1,067	$1,948
Credit River	$1,441	$2,631
Burnsville	$1,046	$1,910
Eureka	$1,397	$2,551
Empire	$1,350	$2,465
Savage	$1,360	$2,483

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Lakeville, MN Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score	Insurance Cost
Exceptional (800-850)	$914
Excellent (740-799)	$1,043
Good (670-739)	$1,110
Average (580-669)	$1,448
Poor (300-579)	$1,737

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Lakeville, MN Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name	Company	Agent Address	Contact Details
Jill Henning	State Farm	2999 County Road 42 W Ste 131, Burnsville, 55306-5907	952-895-9596
Mark Arens	State Farm	14400 W Burnsvle Pkwy Ste 1, Burnsville, 55306-5099	952-895-9999
Brian Seedorf	Allstate	4580 Scott Trl Ste 220, Eagan, 55122	(651) 452-9099
Victor Perez	Farmers	13755 Nicollet Ave Ste 101, Burnsville, 55337	(952) 406-8801
Midland Ins Ctr	Allstate	11979 County Road 11 Ste 271, Burnsville, 55337	(877) 249-0765
Stensgard Insurance Agency Inc	Travelers	4151 KNOB DR STE 202, EAGAN, 55122	651-209-3535
Freedom Insurance Agency	Liberty Mutual Independent	11979 County Rd 11, Ste 271, Burnsville, 55337	None
Freedom Insurance Agency	Liberty Mutual Independent	11979 County Rd 11, Ste 271, Burnsville, 55337	None
Zitek Insurance Group Llc	Liberty Mutual Independent	8500 210Th St W Ste 112, LAKEVILLE, 55044	(952) 653-9700

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Lakeville, MN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation	Cost Increase	Total Insurance Cost
Driving Without Headlights	+$47	$1,112
Driver's Failure In Showing Documents	+$103	$1,168
Driving With An Expired Registration	+$110	$1,175
Driving At A Considerably Slow Pace	+$231	$1,296
Using A Cellphone While Driving	+$244	$1,309
Running A Red Light	+$248	$1,313
Speeding	+$261	$1,326
Driving A Vehicle Without The Required Permission	+$331	$1,396
Driving With An Expired/Suspended License	+$718	$1,783

Lakeville, MN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature	Insurance Cost
Audible Alarm	$1,022
Active Disabling Device	$1,022
Tracking Device	$1,001
Passive Disabling Device	$990

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Latest Auto Insurance Reviews in Lakeville, MN | Back to Top