Lakewood, CO Auto Insurance Rates

Lakewood, CO residents can save $450 by comparing multiple quotes & reading reviews & research on Lakewood car insurance rates, quotes, agents & coverage.

Compare Quotes from Top Providers and Save now!

LowestAverageHighest
$921 $1117 $1357

Latest Auto Insurance Reviews in Lakewood, Colorado


Usaa
I would definitely recommend USAA looking for any insurance needs. The are great, pleasant, responsive, reasonable and a pleasure to deal with.
Progressive
I've had very good customer service experience with Progressive. I've been fortunate not having to have to call them too often is my driving record is pretty good and I haven't had many accidents.
Usaa
I give USAA a 5 for their auto insurance package. Again, like their home insurance, their rates are very low and fair to customers.
Usaa
I give USAA a 5 for their auto insurance package. Again, like their home insurance, their rates are very low and fair to customers.
Usaa
For the same coverage other insurance companies charge a lot more. USAA is specially designed to take care of service members.
Usaa
I have auto and home insurance with USAA. I have been in two car accidents while on this insurance, and they have done a wonderful job of handling each individual situation. I am happy with my service (1).
Aaa
The coverage I receive seems to be a great value. With the previous company I paid 25 percent more for the same coverage and did not get the same benefits such as the roadside assistance. Its reassuring to know I can pay a market price and still get excellent service. The roadside assistance and the customer service are worth a lot to me.
Usaa
What I like about USAA is that it is a faithful company, and since I have been a long standing member I also get benefits as well. The company stands by their word.
Liberty Mutual
What I like most about my insurance company is the ease of having a phone application to make policy changes, check payment schedules and access to proof of insurance
Usaa
My premium seems to be less than others when I check. It is still higher than I would like, though I am told I cannot lower it until my car is paid off and I have another 6 months without any traffic violations. Once this happens, I plan on re-evaluating both my current company and others.
Write Your Review | Lakewood, Colorado Auto Insurance Analysis
Allstate Auto Insurance, Lakewood, CO
$47/1 month
Car Insurance Policy Holder
  • Married 51 Years old Female licensed 19 years ago with Own Lexus IS 350 used for Commute to Work or School with estimated annual mileage of 20,001+.
  • bachelors degree & Freelancer.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $100K (Per Person Bodily Injury) / $200K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 300 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Lakewood Car Insurance Rate Comparisons

Lakewood, CO's average car insurance of $1117 differs from Wheat Ridge, CO (+$9), Ken Caryl, CO (+$113), Dakota Ridge, CO (+$93) and Colorado (+$154)

Lakewood Wheat Ridge, CO Ken Caryl, CO Dakota Ridge, CO Colorado
Median Insurance Rates $1117 +$9 +$113 +$93 +$154

Lakewood Car Insurance Savings By Neighborhood & Street Area

Lakewood Driver Street Residence & Car Locations Car Details in Lakewood Lakewood Driver Demographics Lakewood Auto Insurance Estimates Recent Lakewood Insurance Savings
Bellevue Acres
W Temple Dr2002 Buick Rendezvous CX69 year male senior$1198$820
W Layton Ave2006 Chrysler 300 C83 year senior$1217$818
Country West
S Lewis Ct2003 Cadillac Seville SLS50 year married woman$1208$934
W Marlowe Pl2008 Ford Fusion SEL42 year married man$1425$984
Green Mountain Village
W Maryland Dr2010 Nissan Rogue S73 year female senior$1298$873
W Center Pl2010 Mazda 3 S16 year teenager$3352$607
Applewood Grove
Echo Dr2012 Hyundai Sonata GLS32 year woman$995$969
Berry Cir2002 Chevrolet Silverado 2500HD LS33 year man$1634$541
Spring Hill
W Layton Ave2013 Honda Civic LX16 year female teenager$3133$547
S Coors Way2010 Toyota Prius V18 year male teenager$3336$853

Lakewood Post DUI Car Insurance Rates

Lakewood Applewood Berkley Englewood Colorado
Median Post DUI Insurance Rate $2077 +$1140 +$936 +$58 +$287
Male Teenager Post DUI Insurance Rate $6958 +$3820 +$3136 +$193 +$960
Female Teenager Post DUI Insurance Rate $6709 +$3682 +$3022 +$187 +$926

The Post DUI insurance in Lakewood, CO's is $2077 compared to Applewood (+$1140), Berkley (+$936), Englewood (+$58) and Colorado (+$287)

In Lakewood, a male teenager with Post DUI pays $249 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2003 Cadillac Seville SLS in Lakewood, CO would pay $8368 on auto insurance while a female teenager POST DUI would pay $8066.

Lakewood Car Insurance by Segment

Lakewood Teenagers Car Insurance Rates Comparison

8756 Lakewood Teenagers (6% of total population), 48% Male & 52% Female.

Lakewood Dakota Ridge Columbine Valley Idledale Colorado
All Teenagers $3686 +$307 +$1759 +$472 +$508
Male Teenager $3741 +$312 +$1786 +$480 +$516
Female Teenager $3607 +$301 +$1722 +$462 +$498

Lakewood teenagers pay $3686 in insurance in contrast with Dakota Ridge (+$307), Columbine Valley (+$1759), Idledale (+$472) and Colorado (+$508). The difference between Male & Female teenagers in Lakewood is $134

Example

  • 2013 Volkswagen Beetle 2.5 PZEV Male Teenager Insurance Rate $3413
  • 2013 Jeep Wrangler Sport Female Teenager Insurance Rate $3036

Lakewood Men & Women Car Insurance

143496 Lakewood Adults (100% of total population), 50% Men & 50% Women.

Lakewood Genesee Ken Caryl Wheat Ridge Colorado
All Women $1061 +$535 +$107 +$8 +$146
Married Women $1005 +$507 +$102 +$8 +$138
All Men $1709 +$861 +$172 +$13 +$235
Married Men $1586 +$799 +$160 +$12 +$218

The typical insurance rate of $1709 that Lakewood Men pay varies from Genesee (+$861), Ken Caryl (+$172), Wheat Ridge (+$13) and Colorado (+$235). In Lakewood, married men pay $581 more than married women.

Example

  • 2011 Lincoln MKZ AWD Married Men Insurance Rate $1378
  • 2013 GMC Sierra 1500 SLE Married Women Insurance Rate $1542

Lakewood Senior Car Insurance

29290 Lakewood Seniors (20% of total population), 45% Senior Men & 55% Senior Women.

Lakewood Bow Mar Lakeside Wheat Ridge Colorado
All Seniors $1385 +$760 +$809 +$11 +$191
Senior Men $1396 +$766 +$816 +$11 +$192
Senior Women $1373 +$754 +$804 +$11 +$190

Lakewood seniors pay $1385 in insurance compared to Bow Mar (+$760), Lakeside (+$809), Wheat Ridge (+$11) and Colorado (+$191). In Lakewood, senior men pay $23 more than senior women.

Lakewood Car Insurance Discounts for Multiple Vehicles

Lakewood Population with 1 Vehicle 22461 (37% of Lakewood population), 2 Vehicles 23058 (38% of the Lakewood population) and 3 vehicles 8239 (13% of the population)

Lakewood Dakota Ridge Columbine Valley Idledale Colorado
2 Vehicles $2123 +$176 +$1012 +$271 +$292
3 Vehicles $3240 +$269 +$1545 +$414 +$446
4 Vehicles $4357 +$362 +$2078 +$557 +$600

Car Insurance Agents in Lakewood, CO

Rank Agent Name Agent Contact
1 America Auto Insurance 1395 S Sheridan Blvd Unit D, Lakewood, CO 80232
2 Jose Chavez-Lindley 45 Sheridan Blvd, Lakewood, CO 80226
3 L.A. Insurance Agency CO4 7199 W Colfax Ave, Lakewood, CO 80214
4 Parker-Douglas Insurance, Inc. 2600 S Lewis Way Ste 216, Lakewood, CO 80227-2842
5 Premier Group Insurance - George Gonzalez 240 S Sheridan Blvd, Lakewood, CO 80226
6 Seguros Metro 6045 W Alameda Ave Ste 204, Lakewood, CO 80226
7 Silvercloud Insurance Group 494 Sheridan Blvd Ste C103, Lakewood, CO 80226
8 Steve Bazz 1466 Pierce St, Lakewood, CO 80214
9 Steven A Hesch 200 S Sheridan Blvd Ste 130, Lakewood, CO 80226

Lakewood Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Infiniti, M Series M37 $700 $1160 $1660 $1090 $1790 $-130
Chevrolet, Corvette $300 $1160 $1460 $1080 $1380 $80
Volkswagen, Golf $1000 $1070 $1570 $1020 $2020 $-450
Porsche, Cayenne S AWD $200 $1300 $1500 $1220 $1420 $80
Ford, Expedition Limited $400 $1160 $1560 $1070 $1470 $90