Lakewood Park Auto Insurance Rates, Quotes, Agents & Reviews in TN

Lakewood Park, TN Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Lakewood Park, TN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Lakewood Park, TN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Lakewood Park, TN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Lakewood Park, TN with that of other cities in and around Lakewood Park.

Lakewood Park Woodbury Morrison New Union Bell Buckle Cannon County
Average Insurance Rates $1,357 $1,430 $1,391 $1,469 $1,464 $1,456

Lakewood Park, TN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Lakewood Park, TN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Lakewood Park $1,503 $1,269
New Union $1,479 $1,249
Coffee County $1,993 $1,683
Cannon County $1,722 $1,455
Woodbury $1,939 $1,638
Bell Buckle $1,378 $1,164
Morrison $1,522 $1,286
Centertown $1,014 $856

Lakewood Park, TN Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Lakewood Park, TN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,403
20 Years $1,744
30 Years $1,343
40 Years $1,292
50 Years $1,197
60 Years $1,213
70 Years $1,412

Lakewood Park, TN Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Lakewood Park, TN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,334 $380
3 Vehicles $3,501 $570
4 Vehicles $4,668 $760

Savings on 2 Vehicles bundle:$380

Savings on 3 Vehicles bundle:$570

Savings on 4 Vehicles bundle:$760


Lakewood Park, TN Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Lakewood Park, TN.

Location Average Insurance Cost Post DUI Insurance Rate
Lakewood Park $1,357 $2,431
New Union $1,469 $2,632
Coffee County $1,423 $2,549
Cannon County $1,456 $2,608
Woodbury $1,430 $2,562
Bell Buckle $1,464 $2,623
Morrison $1,391 $2,492
Centertown $1,388 $2,487

Lakewood Park, TN Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,164
Excellent (740-799) $1,329
Good (670-739) $1,414
Average (580-669) $1,845
Poor (300-579) $2,213

Lakewood Park, TN Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Bill Nickels Insurance Agency None 107 E. Mclean Street, Manchester, 37355 None
Mel Adams State Farm 805 S Church St Ste 10, Murfreesboro, 37130-4917 615-893-6822
Miller Loughry Beach Insurance Services, Inc. None 214 West College Street , Murfreesboro, 37130 None
Delta Tripp Allstate 2275 Murfreesboro Pike Ste 102, Nashville, 37217 (615) 246-0652
Universal International, Inc. Erie 805 S Church Street Suite 12, Murfreesboro, 37130 None
Shaun Smith Lutcf Liberty Mutual 5301 Virginia Way Ste 100, Brentwood, 37027 1-615-371-6471
Varallo Insurance Brokers Travelers 643 SPENCE LN, NASHVILLE, 37217 615-397-8137
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Spann Insurance Inc Liberty Mutual Independent 710 THOMPSON LN, NASHVILLE, 37204 (615) 383-8000

Lakewood Park, TN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$60 $1,417
Driver's Failure In Showing Documents +$132 $1,489
Driving With An Expired Registration +$140 $1,497
Driving At A Considerably Slow Pace +$294 $1,651
Using A Cellphone While Driving +$311 $1,668
Running A Red Light +$316 $1,673
Speeding +$332 $1,689
Driving A Vehicle Without The Required Permission +$422 $1,779
Driving With An Expired/Suspended License +$915 $2,272

Lakewood Park, TN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,303
Active Disabling Device $1,303
Tracking Device $1,276
Passive Disabling Device $1,262