Lamoille County Auto Insurance Rates, Quotes, Agents & Reviews in VT

Lamoille County, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Lamoille County, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Lamoille County, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Lamoille County, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Lamoille County, VT with that of other cities in and around Lamoille County.

Lamoille County Johnson Stowe Eden Cambridge Hyde Park
Average Insurance Rates $1,101 $1,075 $1,185 $1,062 $1,115 $1,082

Lamoille County, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Lamoille County, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Lamoille County $1,469 $1,241
Hyde Park $1,145 $967
Morristown $2,637 $2,227
Johnson $1,484 $1,254
Morrisville $1,589 $1,342
Stowe $1,792 $1,514
Cambridge $1,395 $1,178
Eden $1,524 $1,288

Lamoille County, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Lamoille County, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,573
20 Years $1,415
30 Years $1,090
40 Years $1,048
50 Years $971
60 Years $984
70 Years $1,146

Lamoille County, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Lamoille County, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,916 $286
3 Vehicles $2,874 $429
4 Vehicles $3,831 $573

Savings on 2 Vehicles bundle:$286

Savings on 3 Vehicles bundle:$429

Savings on 4 Vehicles bundle:$573


Lamoille County, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Lamoille County, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Lamoille County $1,101 $2,275
Hyde Park $1,082 $2,236
Morristown $1,096 $2,265
Johnson $1,075 $2,221
Morrisville $1,078 $2,228
Stowe $1,185 $2,449
Cambridge $1,115 $2,304
Eden $1,062 $2,195

Lamoille County, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $945
Excellent (740-799) $1,078
Good (670-739) $1,147
Average (580-669) $1,497
Poor (300-579) $1,796

Lamoille County, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Hickok & Boardman Of Stowe, Inc. None 78 S Main St , Stowe, 5672 None
Town & Country Insurance Agency None 64 Church Street, Jeffersonville, 5464 None
Lamoille Insurance Agency None Po Box 367, Johnsonville, 5656 None
Stowe Ins Agy Allstate 105 Depot St., Stowe, 5672 (802) 253-4855
Champlain Yacht Underwriters None 4520 Harbor Rd , Shelburne, 5482 None
Joe Collins State Farm 200 S Main St, Barre, 05641-4811 802-479-3353
Joe Collins State Farm 200 S Main St, Barre, 05641-4811 802-479-3353

Lamoille County, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$48 $1,149
Driver's Failure In Showing Documents +$107 $1,208
Driving With An Expired Registration +$113 $1,214
Driving At A Considerably Slow Pace +$239 $1,340
Using A Cellphone While Driving +$252 $1,353
Running A Red Light +$257 $1,358
Speeding +$270 $1,371
Driving A Vehicle Without The Required Permission +$342 $1,443
Driving With An Expired/Suspended License +$742 $1,843

Lamoille County, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,057
Active Disabling Device $1,057
Tracking Device $1,035
Passive Disabling Device $1,024