Lampeter Auto Insurance Rates, Quotes, Agents & Reviews in PA

Lampeter, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Lampeter, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Lampeter, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Lampeter, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Lampeter, PA with that of other cities in and around Lampeter.

Lampeter Lancaster County Willow Street West Lampeter East Lampeter Refton
Average Insurance Rates $1,476 $1,428 $1,465 $1,485 $1,492 $1,463

Lampeter, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Lampeter, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Lampeter $1,358 $1,147
West Lampeter $1,365 $1,153
Willow Street $1,735 $1,465
Refton $1,521 $1,285
Pequea $2,971 $2,509
Strasburg $1,374 $1,161
Lancaster County $1,125 $950
East Lampeter $1,705 $1,440

Lampeter, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Lampeter, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,789
20 Years $1,896
30 Years $1,461
40 Years $1,405
50 Years $1,302
60 Years $1,320
70 Years $1,536

Lampeter, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Lampeter, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,568 $384
3 Vehicles $3,852 $576
4 Vehicles $5,136 $768

Savings on 2 Vehicles bundle:$384

Savings on 3 Vehicles bundle:$576

Savings on 4 Vehicles bundle:$768

Lampeter, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Lampeter, PA.

Location Average Insurance Cost Post DUI Insurance Rate
Lampeter $1,476 $2,323
West Lampeter $1,485 $2,338
Willow Street $1,465 $2,306
Refton $1,463 $2,303
Pequea $1,469 $2,312
Strasburg $1,496 $2,355
Lancaster County $1,428 $2,248
East Lampeter $1,492 $2,349

Lampeter, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,266
Excellent (740-799) $1,446
Good (670-739) $1,538
Average (580-669) $2,007
Poor (300-579) $2,408

Lampeter, PA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Christopher Mckee Allstate 130 W Lancaster Ave Ste 101, Wayne, 19087 (610) 687-2103
Peterson Insurance Services Inc Erie 140 W Eagle Road, Havertown, 19083 None
Dunn Danese Inc Travelers 4209 FERNE BLVD, DREXEL HILL, 19026 610-623-4750
Miller Insurance Associates Travelers 550 NORRISTOWN RD, SPRING HOUSE, 19477 215-646-0550
Griffith Insurance Llp Travelers 1240 WEST CHESTER PK STE 214, WEST CHESTER, 19382 610-431-9900
Andrew R. Amaro Liberty Mutual 1850 William Penn Way Ste 104, Lancaster, 17601 1-717-291-9755
Scott Esterly State Farm 2000 Swede Rd, Norristown, 19401-1743 610-275-9732
Jim Dickey State Farm 519 Lancaster Avenue, Malvern, 19355 610-889-0909
Steve Mccoy State Farm 422 N Springfield Rd, Clifton Hts, 19018-1304 610-626-4100
Ecbm Lp Liberty Mutual Independent 300 CONSHOHOCKEN STATE RD STE 405, WEST CONSHOHOCKEN, 19428 610-668-7100
Cellucci Foran Insurance Inc Erie 640 W WOODLAND AVE, SPRINGFIELD, 19064 610-544-1908
Reisen Agency Inc Travelers 633 BURMONT RD, DREXEL HILL, 19026 610-259-5500

Lampeter, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$65 $1,541
Driver's Failure In Showing Documents +$143 $1,619
Driving With An Expired Registration +$152 $1,628
Driving At A Considerably Slow Pace +$320 $1,796
Using A Cellphone While Driving +$338 $1,814
Running A Red Light +$344 $1,820
Speeding +$362 $1,838
Driving A Vehicle Without The Required Permission +$459 $1,935
Driving With An Expired/Suspended License +$995 $2,471

Lampeter, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,417
Active Disabling Device $1,417
Tracking Device $1,387
Passive Disabling Device $1,373