Lancaster, CA Auto Insurance Rates
Lancaster, CA residents can save $630 by comparing multiple quotes & reading reviews & research on Lancaster car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $991 | $1575 | $2503 |
Latest Auto Insurance Reviews in Lancaster, California
Geico
Geico Auto for me had always had the lowest premiums available and the best deductible options. I cannot find any other company that comes close to them price wise.
Geico Auto for me had always had the lowest premiums available and the best deductible options. I cannot find any other company that comes close to them price wise.
State Farm
Their policy offerings are decent, the free roadside assistance however is a definite plus. From what I know all the same things are covered that are covered in my former policies as well.
Their policy offerings are decent, the free roadside assistance however is a definite plus. From what I know all the same things are covered that are covered in my former policies as well.
Progressive
Progressive is equally as responsive and courteous regarding auto needs and services as other providers I have worked with, such as Geico. I appreciate that it is easy to adjust and check on my coverage.
Progressive is equally as responsive and courteous regarding auto needs and services as other providers I have worked with, such as Geico. I appreciate that it is easy to adjust and check on my coverage.
Allstate
I have never had to use this insurance company for a claim, but I do know that I have excellent coverage. Even though my car is 4 years old, I wanted to be sure I had very good coverage.
I have never had to use this insurance company for a claim, but I do know that I have excellent coverage. Even though my car is 4 years old, I wanted to be sure I had very good coverage.
Progressive
I opened my auto policy online, but have called customer service with questions. Each time I do, customer service is polite and professional. They answer my questions quickly and accurately.
I opened my auto policy online, but have called customer service with questions. Each time I do, customer service is polite and professional. They answer my questions quickly and accurately.
Geico
Geico offers about the same coverage as any other insurer, I would assume. I haven't compared policies in about 2 years.
Geico offers about the same coverage as any other insurer, I would assume. I haven't compared policies in about 2 years.
State Farm
I like that State Farm is well known. They have been around for many many years, so they have a reputation that makes me feel comfortable. They are up to date with technology, and are quick to give me the cheapest price on my policy.
I like that State Farm is well known. They have been around for many many years, so they have a reputation that makes me feel comfortable. They are up to date with technology, and are quick to give me the cheapest price on my policy.
Allstate
I think Allstate is generally one of the more expensive insurance companies, but I don't mind that. I used to work for them so I get an employee discount, and I find that the cost is offset by the customer service. I have not personally found cheaper auto insurance.
I think Allstate is generally one of the more expensive insurance companies, but I don't mind that. I used to work for them so I get an employee discount, and I find that the cost is offset by the customer service. I have not personally found cheaper auto insurance.
State Farm
I have really enjoyed working with my State Farm agent and the State Farm customer service team. I've had two people wreck into my car over the past five years. Not only did they made the claim process easy and quick, but they also helped me get the right outcome. My rates are also some of the lowest out there in the market, which is wonderful. Other than that, I am really happy with the amount of communication they do. They only bother me when they really need to and I appreciate that, because some auto companies are overbearing with their offers and promos.
I have really enjoyed working with my State Farm agent and the State Farm customer service team. I've had two people wreck into my car over the past five years. Not only did they made the claim process easy and quick, but they also helped me get the right outcome. My rates are also some of the lowest out there in the market, which is wonderful. Other than that, I am really happy with the amount of communication they do. They only bother me when they really need to and I appreciate that, because some auto companies are overbearing with their offers and promos.
Assurant Specialty Property
The company offers good prices at a low competitive rate with great benefits. The claims process is very quick and there is not a lot of hassle behind it.
The company offers good prices at a low competitive rate with great benefits. The claims process is very quick and there is not a lot of hassle behind it.
Travelers
I wish that they would send out paper copies of the insurance cards as I sometimes drive in areas with no cell service nor would I like to have to hand over my phone to an officer if I happened to be pulled over.
I wish that they would send out paper copies of the insurance cards as I sometimes drive in areas with no cell service nor would I like to have to hand over my phone to an officer if I happened to be pulled over.
Geico
they are able to offer more bundling discounts.
they are able to offer more bundling discounts.
Allstate
The insurance company is easily accessible. I can do an online chat with them if I want to make a claim, so I don't need to talk to anyone. Also, I can call their 24-hour hotline if I ever need assistance. They are always there for me.
The insurance company is easily accessible. I can do an online chat with them if I want to make a claim, so I don't need to talk to anyone. Also, I can call their 24-hour hotline if I ever need assistance. They are always there for me.
Allstate Auto Insurance, Lancaster, CA
$118/1 month
Car Insurance Policy Holder
- Single 25 Years old Female licensed 7 years ago with Financed Acura TL SH Tech used for Business with estimated annual mileage of 20,001+.
- high school education & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
- 5 K Property Damage
- 50 K Personal Injury Protection
- 15 K Uninsured Motorists Bodily Injury
- 30 K Uninsured Motorists Property Damage
Lancaster Car Insurance Rate Comparisons
Lancaster, CA's average car insurance of $1575 differs from Mojave, CA (+$845), Palmdale, CA (+$122), Leona Valley, CA (-$35) and California (+$244)
| Lancaster | Mojave, CA | Palmdale, CA | Leona Valley, CA | California | |
| Median Insurance Rates | $1575 | +$845 | +$122 | -$35 | +$244 |
Lancaster Car Insurance Savings By Neighborhood & Street Area
| Lancaster Driver Street Residence & Car Locations | Car Details in Lancaster | Lancaster Driver Demographics | Lancaster Auto Insurance Estimates | Recent Lancaster Insurance Savings |
|---|---|---|---|---|
| Sierra Villa Mobile Home Park | ||||
| W Ave H-8 | 2002 Buick Rendezvous CX | 64 year senior | $1671 | $570 |
| Standridge Ave | 2011 Kia Sorento LX | 35 year woman | $1348 | $732 |
| Other Area | ||||
| W Ave F-8 | 2007 Ford Fusion V6 SEL | 18 year teenager | $3128 | $823 |
| 3rd St W | 2010 Mazda Mazda3 s Sport | 26 year married man | $1822 | $451 |
| Roosevelt | ||||
| 86th St E | 2007 Chrysler 300C \N | 16 year female teenager | $3389 | $899 |
| E Pillsbury St | 2002 Chevrolet Silverado 2500HD Base | 80 year female senior | $1596 | $553 |
| Rancho Vista | ||||
| Palermo Ct | 2012 Hyundai Sonata GLS | 16 year male teenager | $3374 | $470 |
| W Ave O12 | 2013 Honda Civic LX | 52 year married woman | $1289 | $927 |
| Sunrise | ||||
| 37th St W | 2010 Lincoln MKZ Base | 84 year male senior | $1638 | $564 |
| Alep St | 2010 Nissan Rogue S | 23 year man | $1899 | $609 |
Lancaster Post DUI Car Insurance Rates
| Lancaster | Mojave | Newhall | Castaic | California | |
| Median Post DUI Insurance Rate | $2929 | +$1572 | +$177 | +$84 | +$454 |
| Male Teenager Post DUI Insurance Rate | $6385 | +$3426 | +$385 | +$182 | +$989 |
| Female Teenager Post DUI Insurance Rate | $6355 | +$3411 | +$383 | +$182 | +$986 |
The Post DUI insurance in Lancaster, CA's is $2929 compared to Mojave (+$1572), Newhall (+$177), Castaic (+$84) and California (+$454)
In Lancaster, a male teenager with Post DUI pays $30 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2007 Ford Fusion V6 SEL in Lancaster, CA would pay $5818 on auto insurance while a female teenager POST DUI would pay $5790.
Lancaster Car Insurance by Segment
Lancaster Teenagers Car Insurance Rates Comparison
13196 Lancaster Teenagers (8% of total population), 48% Male & 52% Female.
| Lancaster | Leona Valley | Rosamond | Agua Dulce | California | |
| All Teenagers | $3433 | -$76 | +$2082 | +$1755 | +$532 |
| Male Teenager | $3433 | -$76 | +$2082 | +$1755 | +$532 |
| Female Teenager | $3417 | -$76 | +$2073 | +$1747 | +$530 |
Lancaster teenagers pay $3433 in insurance in contrast with Leona Valley (-$76), Rosamond (+$2082), Agua Dulce (+$1755) and California (+$532). The difference between Male & Female teenagers in Lancaster is $16
Example
- 2010 Toyota Prius IV Male Teenager Insurance Rate $3049
- 2009 Acura TSX \N Female Teenager Insurance Rate $3330
Lancaster Men & Women Car Insurance
155496 Lancaster Adults (100% of total population), 50% Men & 50% Women.
| Lancaster | Quartz Hill | Castaic | Lake Hughes | California | |
| All Women | $1527 | +$927 | +$44 | +$859 | +$237 |
| Married Women | $1480 | +$898 | +$42 | +$832 | +$229 |
| All Men | $2000 | +$1213 | +$57 | +$1124 | +$310 |
| Married Men | $1905 | +$1156 | +$55 | +$1071 | +$295 |
The typical insurance rate of $2000 that Lancaster Men pay varies from Quartz Hill (+$1213), Castaic (+$57), Lake Hughes (+$1124) and California (+$310). In Lancaster, married men pay $425 more than married women.
Example
- 2011 Cadillac DTS Platinum Collection Married Men Insurance Rate $1658
- 2013 GMC Sierra 1500 SLE Married Women Insurance Rate $1801
Lancaster Senior Car Insurance
19732 Lancaster Seniors (12% of total population), 45% Senior Men & 55% Senior Women.
| Lancaster | Leona Valley | North Antelope Valley | Mojave | California | |
| All Seniors | $1669 | -$37 | +$938 | +$896 | +$259 |
| Senior Men | $1638 | -$37 | +$920 | +$878 | +$253 |
| Senior Women | $1701 | -$38 | +$955 | +$912 | +$263 |
Lancaster seniors pay $1669 in insurance compared to Leona Valley (-$37), North Antelope Valley (+$938), Mojave (+$896) and California (+$259). In Lancaster, senior men pay $63 less than senior women.
Lancaster Car Insurance Discounts for Multiple Vehicles
Lancaster Population with 1 Vehicle 15328 (33% of Lancaster population), 2 Vehicles 17664 (38% of the Lancaster population) and 3 vehicles 7174 (15% of the population)
| Lancaster | Desert View Highlands | Castaic | Lake Hughes | California | |
| 2 Vehicles | $2993 | +$1491 | +$85 | +$1681 | +$464 |
| 3 Vehicles | $4568 | +$2276 | +$130 | +$2566 | +$708 |
| 4 Vehicles | $6143 | +$3061 | +$175 | +$3451 | +$952 |
Car Insurance Agents in Lancaster, CA
| Rank | Agent Name | Agent Contact |
|---|---|---|
| 1 | Allstate - Ana Ortiz Insurance Agency | 1148 W Ave I Lancaster, CA 93534 |
| 2 | Automobile Club of Southern California | 1234 Commerce Center Dr Lancaster, CA 93534 |
| 3 | Freeway Insurance | 43458 10th Street West Suite 102 Lancaster, CA 93534 |
| 4 | John E Peakes Insurance Agency | 568 W Lancaster Blvd Lancaster, CA 93534 |
| 5 | Lancaster Insurance Services | 42220 10th St W Ste 107 Lancaster, CA 93534 |
Lancaster Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Toyota, Prius c | $200 | $1550 | $1750 | $1470 | $1670 | $80 |
| Lexus, LS 460 | $300 | $1760 | $2060 | $1670 | $1970 | $90 |
| GMC, Sierra 2500HD SLT | $1500 | $1640 | $2140 | $1540 | $3040 | $-900 |
| Acura, MDX | $700 | $1580 | $2080 | $1490 | $2190 | $-110 |
| GMC, Yukon Denali | $500 | $1670 | $2170 | $1550 | $2050 | $120 |