Lancaster, CA Auto Insurance Rates

Lancaster, CA residents can save $630 by comparing multiple quotes & reading reviews & research on Lancaster car insurance rates, quotes, agents & coverage.

Compare Quotes from Top Providers and Save now!

$991 $1575 $2503

Latest Auto Insurance Reviews in Lancaster, California

Geico Auto for me had always had the lowest premiums available and the best deductible options. I cannot find any other company that comes close to them price wise.
State Farm
Their policy offerings are decent, the free roadside assistance however is a definite plus. From what I know all the same things are covered that are covered in my former policies as well.
Progressive is equally as responsive and courteous regarding auto needs and services as other providers I have worked with, such as Geico. I appreciate that it is easy to adjust and check on my coverage.
I have never had to use this insurance company for a claim, but I do know that I have excellent coverage. Even though my car is 4 years old, I wanted to be sure I had very good coverage.
I opened my auto policy online, but have called customer service with questions. Each time I do, customer service is polite and professional. They answer my questions quickly and accurately.
Geico offers about the same coverage as any other insurer, I would assume. I haven't compared policies in about 2 years.
State Farm
I like that State Farm is well known. They have been around for many many years, so they have a reputation that makes me feel comfortable. They are up to date with technology, and are quick to give me the cheapest price on my policy.
I think Allstate is generally one of the more expensive insurance companies, but I don't mind that. I used to work for them so I get an employee discount, and I find that the cost is offset by the customer service. I have not personally found cheaper auto insurance.
State Farm
I have really enjoyed working with my State Farm agent and the State Farm customer service team. I've had two people wreck into my car over the past five years. Not only did they made the claim process easy and quick, but they also helped me get the right outcome. My rates are also some of the lowest out there in the market, which is wonderful. Other than that, I am really happy with the amount of communication they do. They only bother me when they really need to and I appreciate that, because some auto companies are overbearing with their offers and promos.
Assurant Specialty Property
The company offers good prices at a low competitive rate with great benefits. The claims process is very quick and there is not a lot of hassle behind it.
I wish that they would send out paper copies of the insurance cards as I sometimes drive in areas with no cell service nor would I like to have to hand over my phone to an officer if I happened to be pulled over.
they are able to offer more bundling discounts.
The insurance company is easily accessible. I can do an online chat with them if I want to make a claim, so I don't need to talk to anyone. Also, I can call their 24-hour hotline if I ever need assistance. They are always there for me.
Write Your Review | Lancaster, California Auto Insurance Analysis
Allstate Auto Insurance, Lancaster, CA
$118/1 month
Car Insurance Policy Holder
  • Single 25 Years old Female licensed 7 years ago with Financed Acura TL SH Tech used for Business with estimated annual mileage of 20,001+.
  • high school education & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 5 K Property Damage
  • 50 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage

Lancaster Car Insurance Rate Comparisons

Lancaster, CA's average car insurance of $1575 differs from Mojave, CA (+$845), Palmdale, CA (+$122), Leona Valley, CA (-$35) and California (+$244)

Lancaster Mojave, CA Palmdale, CA Leona Valley, CA California
Median Insurance Rates $1575 +$845 +$122 -$35 +$244

Lancaster Car Insurance Savings By Neighborhood & Street Area

Lancaster Driver Street Residence & Car Locations Car Details in Lancaster Lancaster Driver Demographics Lancaster Auto Insurance Estimates Recent Lancaster Insurance Savings
Sierra Villa Mobile Home Park
W Ave H-82002 Buick Rendezvous CX64 year senior$1671$570
Standridge Ave2011 Kia Sorento LX35 year woman$1348$732
Other Area
W Ave F-82007 Ford Fusion V6 SEL18 year teenager$3128$823
3rd St W2010 Mazda Mazda3 s Sport 26 year married man$1822$451
86th St E2007 Chrysler 300C \N16 year female teenager$3389$899
E Pillsbury St2002 Chevrolet Silverado 2500HD Base80 year female senior$1596$553
Rancho Vista
Palermo Ct2012 Hyundai Sonata GLS16 year male teenager$3374$470
W Ave O122013 Honda Civic LX52 year married woman$1289$927
37th St W2010 Lincoln MKZ Base84 year male senior$1638$564
Alep St2010 Nissan Rogue S23 year man$1899$609

Lancaster Post DUI Car Insurance Rates

Lancaster Mojave Newhall Castaic California
Median Post DUI Insurance Rate $2929 +$1572 +$177 +$84 +$454
Male Teenager Post DUI Insurance Rate $6385 +$3426 +$385 +$182 +$989
Female Teenager Post DUI Insurance Rate $6355 +$3411 +$383 +$182 +$986

The Post DUI insurance in Lancaster, CA's is $2929 compared to Mojave (+$1572), Newhall (+$177), Castaic (+$84) and California (+$454)

In Lancaster, a male teenager with Post DUI pays $30 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2007 Ford Fusion V6 SEL in Lancaster, CA would pay $5818 on auto insurance while a female teenager POST DUI would pay $5790.

Lancaster Car Insurance by Segment

Lancaster Teenagers Car Insurance Rates Comparison

13196 Lancaster Teenagers (8% of total population), 48% Male & 52% Female.

Lancaster Leona Valley Rosamond Agua Dulce California
All Teenagers $3433 -$76 +$2082 +$1755 +$532
Male Teenager $3433 -$76 +$2082 +$1755 +$532
Female Teenager $3417 -$76 +$2073 +$1747 +$530

Lancaster teenagers pay $3433 in insurance in contrast with Leona Valley (-$76), Rosamond (+$2082), Agua Dulce (+$1755) and California (+$532). The difference between Male & Female teenagers in Lancaster is $16


  • 2010 Toyota Prius IV Male Teenager Insurance Rate $3049
  • 2009 Acura TSX \N Female Teenager Insurance Rate $3330

Lancaster Men & Women Car Insurance

155496 Lancaster Adults (100% of total population), 50% Men & 50% Women.

Lancaster Quartz Hill Castaic Lake Hughes California
All Women $1527 +$927 +$44 +$859 +$237
Married Women $1480 +$898 +$42 +$832 +$229
All Men $2000 +$1213 +$57 +$1124 +$310
Married Men $1905 +$1156 +$55 +$1071 +$295

The typical insurance rate of $2000 that Lancaster Men pay varies from Quartz Hill (+$1213), Castaic (+$57), Lake Hughes (+$1124) and California (+$310). In Lancaster, married men pay $425 more than married women.


  • 2011 Cadillac DTS Platinum Collection Married Men Insurance Rate $1658
  • 2013 GMC Sierra 1500 SLE Married Women Insurance Rate $1801

Lancaster Senior Car Insurance

19732 Lancaster Seniors (12% of total population), 45% Senior Men & 55% Senior Women.

Lancaster Leona Valley North Antelope Valley Mojave California
All Seniors $1669 -$37 +$938 +$896 +$259
Senior Men $1638 -$37 +$920 +$878 +$253
Senior Women $1701 -$38 +$955 +$912 +$263

Lancaster seniors pay $1669 in insurance compared to Leona Valley (-$37), North Antelope Valley (+$938), Mojave (+$896) and California (+$259). In Lancaster, senior men pay $63 less than senior women.

Lancaster Car Insurance Discounts for Multiple Vehicles

Lancaster Population with 1 Vehicle 15328 (33% of Lancaster population), 2 Vehicles 17664 (38% of the Lancaster population) and 3 vehicles 7174 (15% of the population)

Lancaster Desert View Highlands Castaic Lake Hughes California
2 Vehicles $2993 +$1491 +$85 +$1681 +$464
3 Vehicles $4568 +$2276 +$130 +$2566 +$708
4 Vehicles $6143 +$3061 +$175 +$3451 +$952

Car Insurance Agents in Lancaster, CA

Rank Agent Name Agent Contact
1 Allstate - Ana Ortiz Insurance Agency 1148 W Ave I Lancaster, CA 93534
2 Automobile Club of Southern California 1234 Commerce Center Dr Lancaster, CA 93534
3 Freeway Insurance 43458 10th Street West Suite 102 Lancaster, CA 93534
4 John E Peakes Insurance Agency 568 W Lancaster Blvd Lancaster, CA 93534
5 Lancaster Insurance Services 42220 10th St W Ste 107 Lancaster, CA 93534

Lancaster Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Toyota, Prius c $200 $1550 $1750 $1470 $1670 $80
Lexus, LS 460 $300 $1760 $2060 $1670 $1970 $90
GMC, Sierra 2500HD SLT $1500 $1640 $2140 $1540 $3040 $-900
Acura, MDX $700 $1580 $2080 $1490 $2190 $-110
GMC, Yukon Denali $500 $1670 $2170 $1550 $2050 $120